A2Z Home Loans

A2Z Home Loans Voted #1 Mortgage Broker in Bend 3 years running! Apply below! NMLS: 147460
A2Z NMLS: 2579289 This type of relationship must be earned.

With 20+ years of expertise and 1,100+ happy customers, Andy Zook at A2Z Home Loans finds the most competitive mortgage options for your home purchase or refi. Andy Zook NMLS 147460, A2Z Home Loans NMLS 2440932

Andy has been a mortgage professional in central Oregon since 2005, and in that time he has helped hundreds of central Oregon families make well-informed mortgage decisions. As a trusted a

dvisor to his clients, Andy believes it is essential that you and your family have accurate, comprehensive and relevant information to guide your unique mortgage decision to ensure it’s best for your family. Andy is not interested in a single transaction but rather establishing a lifelong relationship with his clients. This holistic approach is a key reason the majority of Andy’s business comes from past clients who have referred other family members and their friends to him. Andy is indeed the “A” in Arbor Mortgage Group. As one of the founders of Arbor Mortgage Group in 2007, Andy has been a driving force in building Arbor’s outstanding reputation and market presence here in central Oregon. Andy moved to central Oregon in 2003 after a successful 15-year career in high-tech sales and marketing management at a Director or Vice President level for a variety of small and mid-sized technology companies. Andy received an MBA with a concentration in finance from the University of Note Dame and a BA in Economics from Benedictine College. Andy is a self-described “economics geek” and enjoys reading and discussing various topics of the day (… you have been fore-warned). Andy enjoys almost anything his two sons like to do and is grateful that they like golf, biking, fly fishing, camping, and hiking. Trust one of the most important financial decisions to be guided by Andy Zook. Call him today at 541-420-2625.

06/10/2026

Buying your first home is a huge life moment, but it can also feel like a whirlwind of questions and paperwork. We’re here to help!

With over 20 years in the industry and 1,100+ closings, we’ve seen it all. We don’t believe in one-size-fits-all loans. Instead, we take the time to listen, provide honest guidance, and build a custom loan solution that fits your specific financial goals.

Ready to stop wondering and start packing? Let’s find the right path to your front door.

Twenty years in mortgage lending. Over 1,100 closings. Three years running as Best Mortgage Broker in Central Oregon by ...
06/09/2026

Twenty years in mortgage lending. Over 1,100 closings. Three years running as Best Mortgage Broker in Central Oregon by Source Weekly.

Experience is not a tagline. It is the difference between a deal that closes on time and one that stalls during underwriting. If you are buying or refinancing in Central Oregon, that experience is in your corner when you choose A2Z Home Loans.

Andy Zook NMLS-147460 | A2Z Home Loans NMLS-2440932

Why Central Oregon Realtors prefer working with local lenders.Reputation matters in a tight-knit community like Deschute...
06/03/2026

Why Central Oregon Realtors prefer working with local lenders.

Reputation matters in a tight-knit community like Deschutes County. Listing agents are more likely to accept an offer when both the agent and the lender are names they trust, because they know the deal will actually close.

Victoria Tolonen at Stellar Realty Northwest is one of those trusted agents. The kind whose offers get taken seriously and whose clients get the keys.

Andy Zook NMLS-147460 | A2Z Home Loans NMLS-2440932

Bend Real Estate by Victoria Tolonen

We all have our reasons - our why's for doing what we do every day. For Andy, it is his two boys, not all grown up and i...
06/02/2026

We all have our reasons - our why's for doing what we do every day. For Andy, it is his two boys, not all grown up and in college. Can you believe they were infants when he first started in the mortgage industry over 20 years ago? Time flies when you are doing what you love!

Finding the right mortgage partner shouldn't be stressful. We love seeing our clients settle into a better financial pos...
05/28/2026

Finding the right mortgage partner shouldn't be stressful. We love seeing our clients settle into a better financial position with a smooth process and a rate that beats the competition!

If you’ve been thinking about refinancing, it’s worth a quick conversation to see how much you could save. Give Andy a call at 541-420-2625 today.

05/27/2026

In a changing market, consistency is everything. For three years running, the Central Oregon community has voted A2Z Home Loans as the Best Mortgage Broker in The Source Weekly’s Best of Central Oregon.

Why does that matter for you? Because it’s a testament to our unwavering commitment to our clients. We shop the market so you don’t have to, ensuring our clients never pay too much for their home loan. Experience the award-winning difference that comes from local expertise and a client-first mindset.

Dream Team! After 20 years in the mortgage industry in Central Oregon, Andy is blessed to have built relationships with ...
05/19/2026

Dream Team! After 20 years in the mortgage industry in Central Oregon, Andy is blessed to have built relationships with some of the best in the business. Recently he caught up with Bend Real Estate - Chad Koeller , a long-time Bend realtor with John L Scott, whom he is proud to also call his friend.

Thank you Chad for trusting Andy with your clients for more years than either of you would care to admit!

05/13/2026

Experience and adaptability matter more than ever. When you choose A2Z Home Loans, you aren't just getting a loan, you are getting a trusted partner focused on what works best for YOU!

OUR experience makes all the difference in YOUR experience.

Check us out online: https://www.a2zhomeloans.net

Is now a bad time to buy in Bend? Let’s look at the historical data. Since the 70s, Bend has grown from a quiet logging ...
05/06/2026

Is now a bad time to buy in Bend? Let’s look at the historical data. Since the 70s, Bend has grown from a quiet logging town to one of the most desirable spots in the PNW. While rates fluctuate, one thing remains constant: The cost of waiting in Central Oregon is high.

If you are in the market for a new home and are looking for the best rate - SHOP AROUND.

Rates can vary greatly. At A2Z, we keep our overhead low and pass the cost savings onto YOU. Don't pay too much for your mortgage. Talk to your realtor or call 541-420-2625 to find out what we can do for you.

Getting a great rate on what is likely your biggest asset can be a huge financial game-changer for your family. And some...
05/05/2026

Getting a great rate on what is likely your biggest asset can be a huge financial game-changer for your family. And sometimes to get the best rate, you need to refinance -sometimes even multiple times.

Thank you, James and Samantha, for letting me help you with another VA IRRL streamline refinance. I’m glad we’ve been able to lower your rate twice in the past couple of years.

Address

Bend, OR
97701

Alerts

Be the first to know and let us send you an email when A2Z Home Loans posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share