02/11/2026
You’ve invested in your home for years. At some point, it may be time for your home to support you.
In recognition of National Reverse Mortgage Day, it’s worth understanding how home equity can play a role in retirement planning.
A reverse mortgage can allow homeowners 62+ (55+ for certain proprietary programs) to access a portion of their equity to:
• Eliminate required monthly mortgage payments*
• Supplement retirement income with tax-free proceeds**
• Fund home improvements to comfortably age in place
• Create a standby line of credit for future needs
For many retirees, housing wealth is their largest asset. Used strategically, it can provide flexibility, liquidity, and peace of mind.
If you’d like to learn how this works — or how it fits alongside investments, Social Security, and other retirement income — I’m happy to be a resource.
*Borrowers must continue to pay property taxes, insurance, and maintain the home.
**Consult a tax professional regarding your specific situation.
