The Thomas Team at CMG Home Loans

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The Thomas Team at CMG Home Loans Rachelle Thomas & JT Ramsey
Licensed in: OR, AZ, CA, CO, ID, MT, WA, & WY

10/21/2026

🏡✨ CREDIT CHALLENGES? YOUR HOMEOWNERSHIP DREAMS MAY STILL BE WITHIN REACH!

Think your credit score is holding you back from buying a home? Think again! 👀

There's a new way to evaluate credit! With VantageScore 4.0, factors like qualifying on-time rent payments may help paint a more complete picture of your financial history. 🙌

💚 The best part? You may have more home financing options than you realize!

Don't let assumptions about your credit keep you from exploring the possibilities.

📲 Let's talk about your options and create a plan to get you closer to homeownership! 🔑

Loan eligibility depends on lender requirements, loan program, and individual qualifications.

10/13/2026

🏡⏳ Still waiting for mortgage rates to drop back to 3%?

You might want to grab a snack… or pack a lunch… because that wait could be a LONG one! 😂🍿

Here's a little perspective: Mortgage rates reached 18.63% in 1981, dipped below 3% in 2020, and were reported at 7.40% on October 8, 2026.

The takeaway? Those 3% rates were the exception, not the norm! 📊

Instead of waiting for the perfect rate, let's explore what makes sense for YOUR budget and homeownership goals today. 🔑

🏡 Marry the house? Maybe. But don't marry yourself to the waiting game! 😉

📲 Let's talk about your options!

source: http://spr.ly/6184BH1qva

🏆🎉 BEND, YOU MADE IT A 3-PEAT!!! 🎉🏆THREE YEARS. ONE INCREDIBLE COMMUNITY. A MILLION THANK-YOUS! 💚We are beyond honored t...
10/12/2026

🏆🎉 BEND, YOU MADE IT A 3-PEAT!!! 🎉🏆

THREE YEARS. ONE INCREDIBLE COMMUNITY. A MILLION THANK-YOUS! 💚

We are beyond honored to be voted Best of the Best Mortgage Lending Team in Bend for the THIRD year in a row! 🥇🥇🥇

To our amazing clients, Realtor partners, friends, and community… YOU are the reason we do what we do! ❤️

Your trust means EVERYTHING to us, and being recognized year after year is both humbling and incredibly rewarding.

Because to us, it's never been just about mortgages. It's about people, relationships, new beginnings, and helping families build their futures. 🏡🔑

We are who we are, and we love what we do, because of YOU!

From the bottom of our hearts, THANK YOU, BEND! Here's to continuing to earn your trust, one family and one home at a time! 🥂💚

❤️ The Thomas Team | CMG Home Loans

10/09/2026

🎶🏡 Me waiting for mortgage rates to drop below 6% again… ⏳💀

Cue Elton John: “I think it's gonna be a long, long time…” 🎤😂

But here's the thing… your dream home doesn't have to wait for the perfect rate! 🏡❤️

Let's explore your options and see what makes sense for YOU today. Because waiting for the stars, planets, and interest rates to align could take a while! 😂

📲 Let's make a plan instead of playing the waiting game!

📽️ credit: thebrokeagent

🏡✨ WELCOME HOME, THOMAS! 🔑🎉Congratulations to Thomas on his stunning new home in beautiful Bend, OR! Even better, he too...
10/06/2026

🏡✨ WELCOME HOME, THOMAS! 🔑🎉
Congratulations to Thomas on his stunning new home in beautiful Bend, OR! Even better, he took advantage of our exclusive All In One Loan™. 🙌

The All In One Loan™ combines home financing with transactional banking, allowing everyday cash flow to help reduce the loan’s daily principal balance. That can mean less interest paid over time and the potential to pay down the loan faster, while maintaining access to available funds. 💰🏡

A huge thank you to Cole Parker & Brian Ladd of Bend Oregon Real Estate: Ladd Group for the incredible partnership and teamwork in helping Thomas get HOME!

Here’s to new keys, a beautiful new home, and putting your mortgage to work a little differently! 🥂🔑

🏡 A little rate relief? Yes, please! 🙌With CMG’s lender-paid Rate Break, your *first 12 payments are calculated using a ...
10/01/2026

🏡 A little rate relief? Yes, please! 🙌

With CMG’s lender-paid Rate Break, your *first 12 payments are calculated using a rate 0.50% below your note rate. ** That could mean a little more breathing room during your first year of homeownership. 🔑✨

Why not see if Rate Break could be part of your homebuying strategy?

📲 Reach out today and let’s explore your options!

10/01/2026

🏡 NEW LIST & LOCK™ OPPORTUNITY IN LA PINE! 🔑
Congratulations to the O’Connell family on taking advantage of this unique program to help make their home even more attractive to potentia

📍 12234 Alderwood Dr., La Pine, OR 97739

With List & Lock™, eligible buyers may have the opportunity to secure a discounted mortgage rate, helping lower their monthly payment while giving this listing another way to stand out. 🙌

A big thank you to Jaynee Beck for her partnership in helping bring this opportunity to buyers! 🤝🏡

Thinking about selling or have a listing that could benefit from a unique financing strategy? Reach out today to learn more about List & Lock™!

09/29/2026

☕🏡 If mortgage programs were coffee orders… what are YOU ordering? 😂
☕ SEE NATIONAL COFFEE DEALS BREWING AT: http://spr.ly/6184BGSoi2

Iced latte? Cold brew? Matcha? Just like your coffee order, home financing isn’t one-size-fits-all. The key is finding the option that fits your goals, your circumstances, and your homebuying plans.

And since it’s National Coffee Day, your actual coffee order deserves some attention too. 😏☕

🥸🏡 We mustache you a question…Is your mortgage still working for you? 👀Whether you’re thinking about buying a home, refi...
09/18/2026

🥸🏡 We mustache you a question…
Is your mortgage still working for you? 👀

Whether you’re thinking about buying a home, refinancing, or wondering how you could put your home equity to work, it might be time for a little mortgage checkup.

No shaving required. 😂 Contact me today and let’s talk options!

25 years later, we remember the lives lost, honor the heroes who answered the call, and reflect on the courage, sacrific...
09/11/2026

25 years later, we remember the lives lost, honor the heroes who answered the call, and reflect on the courage, sacrifice, and unity shown on September 11, 2001.

May we always remember those whose lives were forever changed that day. 🇺🇸

We will never forget. 🇺🇸

Address

250 Northwest Franklin Avenue
Bend, OR
97703

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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