Guild Mortgage - Brennan Layne

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Guild Mortgage - Brennan Layne Guild Mortgage Company
Brennan Layne NMLS 1848580
OR MIL-176
Guild Mortgage Company
Equal Housing Lender
Licensed in OR, WA, CA, AZ, TX, and HI.

I’m proud to call Bend, Oregon home, but I grew up just 20 miles down the road in the small town of Sisters. That small-town upbringing taught me the value of hard work, honesty, and treating folks like family—values I carry into every loan I help close. I met my wife, Megan, while studying International Business and Operations Supply Chain Management at Gonzaga University. Today, we’re raising our two boys, Parker and Hudson, and soaking up the best of Central Oregon—whether it’s skiing in the winter, hunting in the fall, or heading to the lake in the summer. Homeownership has always meant more to me than just having a roof over your head—it’s about creating stability, building memories, and opening doors to new opportunities. I take pride in helping families and individuals find that same sense of security and possibility through owning a home. My goal is simple: make the process clear, smooth, and stress-free, so you can focus on building your future.

🏡 Want to buy your next home without selling your current one first?Your home equity may give you more options than you ...
11/03/2026

🏡 Want to buy your next home without selling your current one first?

Your home equity may give you more options than you think.

See that perfect home you've been wanting online? Send me your current home's estimated value and what you're looking to buy. I'll help you compare your options and see what's possible.


Subject to loan approval.

Do you need two years at the same job to qualify for a mortgage? 🏡Changing jobs, starting a new career, or recently grad...
10/20/2026

Do you need two years at the same job to qualify for a mortgage? 🏡

Changing jobs, starting a new career, or recently graduating doesn't automatically disqualify you from buying a home. Depending on the loan program, employment history, education, and qualifying income may be considered.

Based in Central Oregon, I help homebuyers explore mortgage options in the states where I'm licensed.

Thinking about buying? Let's review your options.

All loans subject to credit approval, program eligibility, and underwriting guidelines. Terms and conditions apply.

Self-employed and looking to buy a home? 🏡 Business owners may qualify for conventional or bank statement mortgage optio...
10/14/2026

Self-employed and looking to buy a home? 🏡 Business owners may qualify for conventional or bank statement mortgage options. Based in Central Oregon, helping buyers across multiple states. Let's explore your options!

Brennan Layne | Guild Mortgage | NMLS #1848580 | Equal Housing Opportunity. Subject to approval.

Think you need a big down payment to buy a home in Central Oregon? You may have more options than you realize. 🏡There ar...
09/15/2026

Think you need a big down payment to buy a home in Central Oregon? You may have more options than you realize. 🏡

There are down payment assistance and low down payment programs that may help qualified buyers in Bend, Redmond, Sisters, La Pine, and throughout Deschutes County get into a home with less money out of pocket.

If the down payment is the main thing keeping you from looking at homes, send me a message. I can review your situation to explore what options may potentially be available based on current program eligibility criteria.

You might be closer than you think.

Eligibility is not guaranteed and depends on credit, income, and other factors.

A seller credit doesn’t always have to go toward closing costs. In some cases, it can be used to buy down your interest ...
09/11/2026

A seller credit doesn’t always have to go toward closing costs. In some cases, it can be used to buy down your interest rate and lower your monthly mortgage payment. 🏡

I’m seeing more buyers in Bend and Central Oregon look at this when negotiating an offer. Sometimes the numbers are a lot more interesting than simply asking the seller to drop the price.

If you’re looking at a home and want to see what a seller-paid rate buydown could do for your payment, send me the listing. I’ll run the numbers for you. 🔍

Looking to invest in real estate without using your personal income to qualify? A DSCR loan could be the perfect solutio...
07/20/2026

Looking to invest in real estate without using your personal income to qualify? A DSCR loan could be the perfect solution. These investment property loans qualify primarily on rental income, making them a great option for long-term rentals, short-term rentals, and Airbnb properties. If you're looking for a trusted mortgage lender for DSCR loans or investment property financing in Oregon, Washington, Arizona, California, Hawaii, or Texas, I'd be happy to help.

Excited to share that I'm now licensed to originate home loans in Arizona, California, Hawaii, Oregon, Texas, and Washin...
07/09/2026

Excited to share that I'm now licensed to originate home loans in Arizona, California, Hawaii, Oregon, Texas, and Washington! 🎉

Whether you're buying your first home, refinancing, investing, or relocating, I'm here to make the mortgage process simple and stress-free.

If you or someone you know is looking for a trusted Mortgage Loan Officer in any of these states, I'd love to help.

📞 Let's connect and talk about your home financing goals!

5.0 star review received on Experience.com for Brennan Layne by Clara H - friendly, professional, very easy to get a hol...
06/17/2026

5.0 star review received on Experience.com for Brennan Layne by Clara H - friendly, professional, very easy to get a hold of when necessary.

Click to see all 83 reviews of Guild Mortgage - Brennan Layne, Loan Officer | NMLS # 1848580

4.8 star review received on Experience.com for Brennan Layne by Laurie K - Quick responsess, knowledgeable in processing...
06/08/2026

4.8 star review received on Experience.com for Brennan Layne by Laurie K - Quick responsess, knowledgeable in processing information, friendly with clients and helpful. Way to go Brennan Layne!

Click to see all 82 reviews of Guild Mortgage - Brennan Layne, Loan Officer | NMLS # 1848580

5.0 star review received on Experience.com for Brennan Layne by Steve B - Brennan  is  always  a  pleasure  to  work  wi...
06/04/2026

5.0 star review received on Experience.com for Brennan Layne by Steve B - Brennan is always a pleasure to work with and is constantly looking for quick solutions to any issue we come across.

Click to see all 80 reviews of Guild Mortgage - Brennan Layne, Loan Officer | NMLS # 1848580

Address

397 SW Upper Terrace Drive
Bend, OR
97702

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