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Monday 9am - 3pm Tuesday 9am - 3pm Wednesday 9am - 3pm Thursday 9am - 3pm Friday 9am - 3pm

Tamra Carrell Mortgage Lender

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United States
Bend, OR
Tamra Carrell Mortgage Lender

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Tamra Carrell Mortgage Lender, Mortgage brokers, 121 NW Greenwood Avenue Suite 103, Bend, OR.

With over two decades of experience in the mortgage industry,Tamra Carrell stands out as a seasoned professional.From developing pricing engines to creating training programs for loan originators and realtors, she continually works to better the industry.

10/31/2026

If you're a first-time buyer feeling priced out, I want you to know there are strategies that can compress your timeline significantly. Choosing a starter home and exploring down payment options beyond the traditional 20% can get you into homeownership years sooner than you might think. Let's talk about what's possible for your situation.

10/30/2026

Show buyers that lower mortgage rates aren’t likely to come soon, so instead of waiting for a drop, they can talk to a lender about their options to move.

10/28/2026

More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's buying them.

It's not just wealthy investors swooping in with deep pockets.

A lot of these cash buyers are everyday homeowners who've built up serious equity over the years. And that equity is giving them more buying power than they may have ever imagined.

According to Cotality, the average homeowner with a mortgage has about $310,000 in equity.

Think about what that could mean for your next move.

You might have enough equity to buy your next home outright. No mortgage payment. No worrying about today's interest rates.

And even if you can't pay all cash, that equity could help you borrow significantly less.

But what if you're buying with a mortgage?

Here's some good news: Nearly 3 out of 4 homebuyers are still using financing. You're actually in the majority.

So don't let the headlines about cash buyers make you second-guess what's possible for you. Whether you're buying your first home or using equity to make your next move, there may be more opportunities than you think.

Wondering how you stack up in today's market? Send me a message. Let's talk about your options.

10/28/2026

Sell your home or rent it out. question of the day :)

Your house isn't selling as quickly as you hoped. So, should you just rent it out instead? It's a question more homeowners are asking. And the numbers show just how common this backup plan is becoming.

According to Parcl, about 9% of homes currently listed for rent were originally listed for sale.

That's a lot of homeowners becoming landlords when selling didn't go according to plan.

But before you trade your "For Sale" sign for a "For Rent" sign, there's something worth considering.

Being a landlord isn't always the easy passive income opportunity it sounds like.
Landlord insurance typically costs about 25% more than regular homeowners insurance. Property management can eat up around 10% of your rental income.

And that's before unexpected repairs, vacancies, or late-night maintenance calls.
Suddenly, renting might not look quite as simple.

Now, that doesn't mean renting is a bad idea. For some homeowners, it's absolutely the right move.

But if selling is what you really want, don't give up on that plan just yet.
Sometimes, the difference between a house that sits and one that sells comes down to the changing the strategy.

Thinking about renting your house because selling feels harder than expected? Send a message. Let's compare the numbers and figure out which option actually makes the most sense for you.

10/28/2026

If you want to buy a house this year, there’s still a way to make it happen, even with today’s rates. This fall gives you the chance to get some of the best seasonal perks the market has to offer.

Want help figuring out when those advantages typically show up in our market?

Let's have a quick conversation about how our market works and the steps you’ll need to take to get ready.

10/28/2026

Of course, every market moves a little differently. But here's what doesn't change: Fall consistently gives buyers. More homes. Lower asking prices. Motivated sellers.

If you’ve been waiting for your search to feel a little more doable, this season may be worth another look.

Let’s have a quick conversation about what's happening in our market and see whether this fall gives you opportunities you may not have had a few months ago.

10/23/2026

Bond markets got a boost yesterday on increasing concerns the tech and AI industries have exceeded their value...

10/15/2026

September PPI was much, much higher than expected with the Headline PPI up 1.3% versus estimates of...

Address

121 NW Greenwood Avenue Suite 103
Bend, OR
97701

Opening Hours

Monday	9am - 3pm
Tuesday	9am - 3pm
Wednesday	9am - 3pm
Thursday	9am - 3pm
Friday	9am - 3pm

Telephone

+15416107205

Website

http://www.tamracarrell.com/

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