Arti Sangwan - Mortgage Adviser - Maruti Mortgage Services

Arti Sangwan - Mortgage Adviser - Maruti Mortgage Services Providing financial advice in Home Loans and Commercial Loans.

First Home Buyers... Start with these 4 things.Before you start scrolling through Trade Me or going to open homes, get t...
14/09/2026

First Home Buyers... Start with these 4 things.
Before you start scrolling through Trade Me or going to open homes, get these sorted:

1. Your deposit
Know how much you have available, including whether you may be able to use KiwiSaver. Eligible KiwiSaver members can generally withdraw their savings after 3 years, with $1,000 remaining in the account.

2. Your borrowing power
Understand how much you may be able to borrow based on your income, expenses, debts and overall financial position.

3. Your real budget
Don’t just look at the purchase price. Consider mortgage repayments, rates, insurance, maintenance and your everyday costs.

4. Your pre-approval
Getting pre-approval can give you a clearer price range and put you in a stronger position when you find the right home. Just remember, it’s conditional and not the same as full approval.

You don’t need to have everything figured out on your own. Let’s have a chat and work on your options, contact me today.

Mobile: 0210743635
Email: [email protected]

Dreaming of owning your first home?What if the current market could work in your favour?With more choice and opportuniti...
10/09/2026

Dreaming of owning your first home?

What if the current market could work in your favour?

With more choice and opportunities for buyers, now could be a great time to explore what’s possible - even if you’re not sure where to start.

Whether you’re just thinking about getting on the property ladder or you’re ready to take the next step, we’re here to help you understand your options.

Let’s have a chat about what your first-home journey could look like.

Mobile: 0210743635

Your dream home might be closer than you think.

Receiving feedback like this reminds me exactly why I do what I do. Every client’s journey is unique, but some are more ...
19/08/2026

Receiving feedback like this reminds me exactly why I do what I do.
Every client’s journey is unique, but some are more special. Being able to support someone through the stress, uncertainty, and big decisions of homeownership is a privilege I never take lightly.

Stories like Roni & Leo’s, where trust, perseverance, and genuine guidance lead to life‑changing outcomes, continue to motivate me every day in this work.

If you are a first home buyer and feeling lost, you’re welcome to book a free 15‑minute, no‑obligation chat. I am happy to review your situation and help you understand your options clearly.

0210743635
[email protected]
Located in Christchurch, working with clients across New Zealand.

Refinancing Your Mortgage, Made Simple.Is your fixed rate expiring soon? Before you simply refix with your current bank,...
16/08/2026

Refinancing Your Mortgage, Made Simple.
Is your fixed rate expiring soon? Before you simply refix with your current bank, take a moment to explore your options.

I can help you compare rates, lenders and loan structures to find what suits your circumstances.

✦ Loan structures that suit your needs and goals
✦ Cashback opportunities of up to $25,000*
✦ Options to consolidate eligible debt

Know your options before you refix. Book a free, no-obligation 15-minute chat.

Arti Sangwan | Mortgage Adviser
📞 021 074 3635
✉️ [email protected]
🌐 www.maruti.co.nz

*Lending criteria, eligibility and lender terms apply. Cashback offers vary by lender and individual circumstances.

It was a pleasure helping Sangita & Vijay with their home loan review, we secured the best interest rate, cash contribut...
07/08/2026

It was a pleasure helping Sangita & Vijay with their home loan review, we secured the best interest rate, cash contribution, and a loan structure that truly works for their goals.

Their kind words mean so much:
“Arti made our home loan process incredibly easy and stress-free. She explained every step clearly, answered all our questions promptly, and secured a great mortgage deal for us. Her professionalism and dedication were outstanding.”

I’m grateful for the trust my clients place in me and proud to make the mortgage process smooth, transparent, and rewarding.

Whether you’re looking to buy your first home, Investment, refinancing, or reviewing your current mortgage, I’m here to help you find the right fit.

Mobile: 0210743635
Email: [email protected]

💡 Mortgage Tip: Your KiwiSaver could help you buy your first home sooner than you think!!Many people believe they need a...
04/08/2026

💡 Mortgage Tip: Your KiwiSaver could help you buy your first home sooner than you think!!

Many people believe they need a 20% deposit before they can get into the property market. Your KiwiSaver can often be used towards your first home deposit, and some buyers may be able to purchase with as little as a 5% deposit.

Every first home buyer's situation is different. Factors such as your KiwiSaver balance, income, deposit, lending criteria, and eligibility all play a part in what options are available to you.

That's why it’s worth getting advice tailored to your circumstances. As a Mortgage Adviser, I'm here to help you understand your options, answer your questions, and guide you through the process with confidence.

Feel free to get in touch if you'd like to explore what's possible.
Mobile: +64210743635
Email: [email protected]

Feeling grateful for this lovely 5‑star review ⭐️“Arti provided great service, we didn't think we would be able to get a...
19/07/2026

Feeling grateful for this lovely 5‑star review ⭐️

“Arti provided great service, we didn't think we would be able to get a mortgage due to my age, but she found the right fit for us!
We highly recommend her services!”

For this client, we explored both main banks and non‑bank lenders to find the right solution and we got there. Every situation is unique, and sometimes it just takes someone willing to look at all the options and fight a little harder for the right fit.

If you feel like you’ve “missed the boat” because of age, deposit, employment history or any other reason, please reach out. There are often more pathways than people realise, and I’m always here to help you find the one that works for you.

Mob: 0210743635
Email: [email protected]

18/07/2026

Proud to be supporting Rangtaali 2026 this year.
It’s always special to stand behind events that bring our community together, celebrate culture, and create memories.

Looking forward to an incredible evening at Te Pae.

First home buyers — working hard to save for your deposit? Not sure where to start, whether you qualify, or how much you...
16/07/2026

First home buyers — working hard to save for your deposit?
Not sure where to start, whether you qualify, or how much you really need? Many buyers don’t realise a 5% deposit can be enough to get moving.

I help first home buyers understand their borrowing power, eligibility, and the exact steps to take next.

If you’re feeling unsure or overwhelmed, you don’t have to figure it out alone. Message me today and get clarity on your path to home ownership.

Mob: 0210743635
Email: [email protected]

Address

Christchurch

Telephone

+64210743635

Website

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