Arti Sangwan - Mortgage Adviser - Maruti Mortgage Services

16/06/2026

First Home Buyers… waiting to save the “perfect” 20% deposit? Here’s what really happens…
While you’re saving:
• House prices keep moving
• Interest rates shift
• You’re paying rent that could be going toward your own mortgage
And the tough part? The gap you’re trying to close often gets bigger, not smaller.

But when you buy with a 5% deposit, you’re not sitting on the sidelines watching the market run ahead. You’re:
• In the market sooner
• Paying down your own loan, not your landlord’s
• Protected from rising prices because you already own the home

The “perfect” 20% deposit is great but waiting for it can cost more than you think.

If you want to understand what buying with 5% could look like for your numbers, I’m here to help.

M 0210743635
E [email protected]
Arti 😊

10/06/2026

Thinking about buying your first home or refinancing? One of the biggest things banks look at (often more than people realise) is your account conduct.

Banks pay close attention to a few key areas:

No missed payments
Paying bills, credit cards, and loans on time shows strong financial reliability.

Stable, consistent income
Lenders want to see regular income coming in and being managed well.

Low short‑term debt
Buy-now-pay-later, credit cards, and personal loans can reduce your borrowing power.

Positive account behaviour
Avoiding unarranged overdrafts, keeping a buffer, and showing tidy day‑to‑day money habits all help build a strong profile.

Why it matters
Good account conduct tells the bank you’re in control of your finances and that gives them confidence to support your home loan approval.

If you’re planning a purchase soon and want to understand how your account conduct stacks up, I’m here to help.

Call me now on 0210743635 or email [email protected]

Your trusted adviser, every step of the way.

Call now to connect with business.

30/05/2026

From a Facebook message to proud First Homeowners!!
I work with first home buyers every day, and I work hard to turn their dreams into reality.

When clients share feedback without being asked, it is the clearest sign I am making a difference and I am deeply thankful.
💬 “You are amazing, Arti. You made my dream come true.”
💬 “Arti got us into our home no fuss or difficulty. Trust and clear guidance.”

Buying your first home can feel overwhelming, but with the right guidance, it becomes achievable and exciting, I will walk beside you through every step and provide support throughout your journey.

👉 Ready to stop renting and start owning? Let’s make it happen together.
📞 Call me on 021 074 3635 or message me today.

15/05/2026

Thanks to Julissa for taking the time to chat with me about some helpful tips and advice for first home buyers, entering the market.

If you’re looking to buy or sell in Christchurch, Julissa is definitely someone I’d recommend reaching out to as she is passionate, approachable, and great to work with.

Looking forward to helping more Kiwis achieve their property goals together!

11/05/2026

I’m still feeling the warmth from the Pink Ribbon Brunch with Synergy Sisters over the weekend 🎀

Most of you know me as your local mortgage adviser, but a few years back, I faced a much bigger challenge: breast cancer. It’s a journey that stays with you, and it has made me incredibly passionate about spreading awareness.

Being invited to speak and share my experience was so special. If my story helps even one person stay vigilant about their health or provides comfort to someone currently in the fight, then it’s worth every word.

Let’s keep the conversation going, early detection is everything. A huge thank you to the Synergy Sisters for creating such a beautiful space to connect, share, and support the Breast Cancer.

06/05/2026

First Home Buyers… are you feeling stuck in the rental cycle? 🔄
Every week you pay rent; you’re helping someone else pay off their mortgage and build their wealth.

It is time you focus on your dream to own your First Home and finally grow your own equity!

I know the market can feel overwhelming, but your dream of homeownership is closer than you think.

You don’t have to do it alone, I’m here to help you with:
✅ A Clear Starting Point: Identifying exactly where you stand right now.
✅ Tailored Budgeting: Understanding your deposit options.
✅ A Personalised Roadmap: A step-by-step plan designed to get you into your first home sooner with interest rates like 4.19%pa*

Stop wondering "what if" and start taking the steps toward your First Home. Whether you’re ready to buy now or just want to know how to get ready for later, let’s chat.

Get in touch for a free, no-obligation consultation:
M: 021 074 3635
E: [email protected]

*T&Cs apply.

01/05/2026

🏡 Ready to stop renting and own your first home?
Thinking about stepping into the property market but not sure where to start?

Join us for a FREE First Home Buyers' seminar where we break it all down for you 👇
📅 16th May | 6:00 PM
📍 Russley Golf Course, Christchurch

Hear directly from industry experts:
✔️ Mortgage Adviser - Mayank Sood
✔️ Real Estate Specialist - Anshul Gupta
✔️ Property Solicitor - Sathiya Muralidharan

We’ll cover everything you need to know — from finance to finding the right home and navigating the legal process.
✨ Light refreshments provided
🎟️ Free event – limited spots available
👉 Click below to reserve your spot now!

https://www.facebook.com/share/1Kz47iwoxA/

29/04/2026

First Home Buyers - A Win That Truly Meant Something.
Buying your first home isn’t always straightforward. For my clients, it was a journey filled with hope, setbacks, and a lot of resilience.

Their mortgage pre-approval came in time. Over a few months, they made offers on three different homes, but all fell through. Each “no” stung a little more than the last. But they kept going, and I stayed right beside them, guiding the process and helping them reset for the next opportunity.

On their fourth offer, everything finally fell into place. That long awaited “YES” opened the door to their very first home, a moment that made every challenge worth it.

🎥 In the video, they share their feedback - genuine, heartfelt, and straight from their experience.

If you’re a first home buyer ready to start your journey or ready to try again, I’m here to help you get to your own “YES.”

Contact me now
Mob: 0210743635
Email: [email protected]

27/04/2026

⭐️ Another 5 Star review ⭐️
Feeling incredibly grateful for clients who trust me with such an important part of their financial life. This recent review truly made my day.

Helping clients feel confident, supported, and well looked after is exactly why I love what I do. If you’re thinking about refinancing or want clarity around your options, I’m here to help.

📩 Contact me anytime.
Mob: 0210743635
Email: [email protected]

21/04/2026

🏡 First Home Buyers - See Why My Clients Love Working With Me

Real stories. Real results. Real support.

This short reel features genuine feedback from my clients, and I’m truly grateful to Tatiana & Logan for taking time out of their busy schedules to share such lovely words.
✨ Clear guidance
✨ Fast communication
✨ A smooth, stress free experience

Buying your first home is a huge milestone and you deserve someone who makes the journey clear, calm, and achievable.

If you’re ready to start your first home journey with confidence, I’m here to help you get there, get in touch with me TODAY 😊

Mob: 0210743635
Email: [email protected]