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Mayank Sood - Mortgage Adviser - Maruti Mortgage Services

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Mayank Sood - Mortgage Adviser - Maruti Mortgage Services

Mortgage Adviser
Director Maruti Financial Services Limited Disclosure Statement-
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16/06/2026

Another Happy First-Home Buyer 🏡

Helping clients achieve home ownership drives us every day.

Thank you, Aswin, for your thoughtful review and for trusting us to guide you through your first-home journey.

"Mayank guided me every step of the way with patience, professionalism, and genuine care. He took the time to explain all my options, worked through my finances in detail, and provided clear direction throughout the entire process."

Purchasing a first home is one of life's biggest financial decisions. Our commitment is to provide clear advice, tailored lending solutions, and ongoing support from initial consultation through to settlement and beyond.

Congratulations on your new home, Aswin. It was a pleasure being part of this milestone, and we wish you all the best in this exciting new chapter.

Mayank Sood
Maruti Mortgage Services

12/06/2026

The biggest mistake first-home buyers are making right now?

Waiting for the "perfect" time.

This week, the NZ property market still favors buyers, with more listings, flat prices in many regions, and lenders competing for business. But mortgage rate forecasts are becoming less certain as inflation pressures build.

The best time to buy isn't when everyone else is buying.

It's when you're financially ready.

DM me "READY" for a free first-home buyer game plan.

09/06/2026

A home is one of life's biggest investments, and having the right advice matters.

We're honoured to have helped this lovely couple navigate their refinancing journey and achieve an outcome that aligned with their goals.

Thank you for your trust and for sharing your experience.

If you're considering refinancing or simply want to explore your options, we're here to help.

📩 Send us a message for a no-obligation chat.

03/06/2026

First home buyers have more power than they think

For years, many Kiwis believed they needed a huge deposit or had to rush into a purchase to get on the property ladder.

The reality today looks very different.

✅ More homes to choose from
✅ Less competition from investors
✅ More negotiating power
✅ More buyers getting into the market with just a 5% deposit

In fact, the number of first-home buyers purchasing with a 5% deposit has doubled over the past decade.

If you've been putting off buying because you think you're not ready, it might be worth exploring your options.

Your first home could be closer than you think. 🏡

📩 Send me a message for a free, no-obligation chat.

29/05/2026

A positive update for Kiwi homeowners 🏡

The Reserve Bank has decided to keep the Official Cash Rate unchanged at 2.25%, providing some welcome stability for households across New Zealand.

While there’s been plenty of speculation around interest rates, today’s decision gives homeowners a chance to pause, plan, and review their mortgage position with a little more certainty.

For many borrowers, this could be a valuable window to:
✔ Review upcoming refix dates
✔ Explore refinancing opportunities
✔ Assess whether your current loan structure still suits your goals
✔ Take advantage of improved cashflow to get ahead on repayments

It’s also important to remember that fixed mortgage rates don’t always move in line with the OCR, and bank pricing can change based on market expectations and funding costs.

The key takeaway?

Stability creates opportunity.

Whether you're a first-home buyer, an existing homeowner, or simply planning ahead, now is a great time to understand your options and make informed decisions before the market shifts again.

If you'd like to discuss your mortgage strategy or upcoming refix, feel free to reach out.

27/05/2026

New Zealand’s housing market might finally be tilting slightly back towards first-home buyers 👀

With house prices softening, stock levels high, and affordability improving, buyers are starting to get a bit more breathing room - especially compared to the madness of 2021. But with mortgage rates still uncertain, the question is… how long will this window stay open? 🏡📉

For first-home buyers, this could be one of the better opportunities we’ve seen in years:

→ More choice
→ Less competition
→ Vendors more willing to negotiate

Still not “cheap” by any means, but definitely shifting.

22/05/2026

Just helped another happy client refinance their mortgage and secure a new car 🚗🏡

Grateful for reviews like this - they remind me why I do what I do.

“Mayank was knowledgeable, transparent, and genuinely committed to finding the best outcome. He made the entire refinancing process smooth and stress-free.”

At Maruti Mortgage Services, it’s never just about loans - it’s about helping people make confident financial decisions with clarity and trust.

Whether you’re:
✔️ Refinancing your mortgage
✔️ Buying your next home
✔️ Looking at vehicle finance
✔️ Wanting better lending options

I’m always happy to help guide you through the process.

Thank you for the trust and kind words 🙏

-Mayank Sood

20/05/2026

Good news for first home buyers 🏡

The NZ market is staying softer, but that’s creating real opportunities for buyers entering the market.

More listings, less competition, and better negotiating power are helping first home buyers gain ground in 2026.

Sometimes the best buying opportunities happen when everyone else is waiting.

Source: Cotality NZ Housing Chart Pack – May 2026

13/05/2026

Some positive and useful news for first-home buyers 🏡

Valocity’s April 2026 market update shows the New Zealand housing market is currently more stable, with national values moving only slightly in April.

The national median sale price also moved from $790,000 in Q4 2025 to $763,000 in Q1 2026. That does not mean every property is cheaper, but it does suggest buyers may have a little more breathing room compared with a fast-rising market.

For first-home buyers, this is a good reminder:

You do not need to wait until you find the perfect house to speak with a mortgage adviser.

The smarter step is to get prepared early.

Before you make an offer, it helps to know:

✔ How much you may be able to borrow
✔ What your repayments could look like
✔ How much deposit you need
✔ Whether you can use KiwiSaver
✔ Which lender options may suit your situation
✔ What to avoid before applying for finance

A stable market can be a good time to get your numbers clear, understand your options, and move with more confidence.

If you’re thinking about buying your first home, feel free to reach out. I’m happy to help you understand where you stand.

Source: Valocity Market Insights, April 2026

07/05/2026

First-home buyers are still leading the way in a softer NZ property market.

Recent NZ Adviser and Cotality NZ updates show first-home buyers made up more than 27% of property purchases in Q1 2026 - above the long-term average of around 22%.

For buyers who have been waiting, this could be a good time to understand your borrowing power, deposit options, and available support.

Before you rule yourself out, get your numbers checked.

Message Mayank for a clear first-home buyer plan.

Source: NZ Adviser / Cotality NZ

Address

Christchurch

Opening Hours

Monday	9am - 5am
Tuesday	9am - 5am
Wednesday	9am - 5am
Thursday	9am - 5am
Friday	9am - 5am
Saturday	10am - 4am

Telephone

+64226907447

Website

http://www.maruti.co.nz/

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