Lending up to $5000, we’re all about providing fair access to credit for all financially responsible kiwi’s! Save My Bacon is proud be a safe reliable place to borrow money online.
We're here to guide you to solutions that meet your needs, but which never go beyond your means. At Save My Bacon, we've reinvented credit to make it more honest and friendly… no hidden fees and unclear terms.
Save My Bacon is committed to innovation and to lowering the average cost of its products to consumers over time. Follow us as we shape the future of lending in New Zealand. The loan products currently on offer with Save My Bacon are as follows:
Save My Bacon’s Mini loans range in term from 6 - 8 weeks and incur an annual interest rate (AIR) of 49.95%%, which equates to a daily interest rate of 0.1368%. AIR is a measure designed to compare the cost of loans on an annual basis, so, due to the short-term nature of a Save My Bacon Mini loan, the AIR doesn't reflect the Mini loan cost.
Flex loan (short to medium-term loan)
Power up your finances with Flex! Annual interest rate (AIR) for the Flex loan is 49.95% which equates to a daily interest rate of 0.1368%, and the term from 8-52 weeks. Save My Bacon's interest rate cap means interest for the Flex loan is capped before your loan balance reaches double the amount of the initial unpaid balance.
Why Choose Flex?
Borrow up to $5000 with our new lower interest rates & lower repayment options
We can consolidate your debt into your Flex Loan! How does that work? We pay off your existing, more expensive loans, deposit an agreed sum into your account, and set up a new lower repayment schedule for you
You can top-up your Flex Loan so there is no need to take out multiple high-cost loans if you need more funds
Your credit limit (the amount you can top-up) is dependent on you! If you keep on track with your repayments and avoid taking on further high-cost debt, you can borrow more through your next top-up!
Your Flex Loan repayments positively contribute towards your credit score! What is your credit score? Find out more here
Our friendly Customer Team members will ensure your schedule is right for you, with flexible repayments and flexible loan terms
Why choose us
We get you. At Save My Bacon we have a unique credit-scoring model that goes beyond traditional credit reporting. Traditional credit scores are often based on historical data that is no longer relevant to your present situation
We're innovative and digital
We want to know about your financial position as it is now. We assess your complete, individual, current financial profile. Our technology and know-how take into account alternative data such as your spending patterns, your bank account usage and other key details about you.
Our exceptional service and technology allow us to supply competitively priced credit in a responsible way for customers to borrow safely and easily.
This is why we are better placed to understand you as an individual and your unique financial circumstances.
Our products are designed for financially responsible New Zealanders
We take our responsibilities as a lender seriously and only loan money to people who are in a position to make repayments without undue financial hardship.
Short processing time and quick credit decisions
We understand that you want a quick decision and our unique credit-scoring model and innovative technology allow us to quickly assess your loan application.
Relationships built on trust are relationships built to last
We look forward to building a relationship with you based on trust. We are looking at ways to expand our range of financial products and growing the service we can provide.
Transparent and clear
At Save My Bacon there are no hidden fees or unclear terms. We ensure that you understand the true cost of the loan.Hi Kevin Bacon here!
savemybacon.co.nz has helped me out of a couple muddy cash situations since they came on the scene..... Budgeting (or lack of!) was my problem. I kept overspending at the trough! Well I've learnt a thing or two now and I've joined them on the farm to share what I've learnt with you! I'm the savemybacon mascot but I prefer 'spokespig' thank you very mush!
Save My Bacon ‘savemybacon.co.nz’ is an Online Digital Finance Company. We provide short & medium term loans in NZ. Please note - our loans are not intended for long term use and normal lending criteria applies. We are a member of NZ Financial Dispute Resolution and our company registration number is FSP 41567.
STANDARD COMPETITION RULES ‘FACEBOOK’
These are our standard rules for competitions, the closing date for each competition will be displayed prominently on a post or comment relating to the competition.
1. Open to NZ residents only 18+
2. If it is specified in the competition post, you will only be eligible to enter into our competition if you ‘like’ our Save My Bacon page.
3. You do not need to have or to take out a savemybacon.co.nz loan to enter.
4. Entry to the prize draw contest closes on the date stated on the relevant post. savemybacon.co.nz reserves the right to extend the competition.
5. Multiple entries are only allowed if specifically stated.
6. Draw takes place on the date stated on the relevant post and winners will be announced as stated below shortly after.
7. Prizes cannot be exchanged and no cash equivalent will be paid unless specifically stated.
8. The judges’ decision is final.
9. The winners of each prize will be contacted by email and/or Facebook message within 48 hours of the winners being announced. If the winner(s) do not respond within 48 hours of being contacted, a new winner(s) will be randomly drawn from all the correct entries received.
10. The winners agree to allow us to display their first name and Facebook username on our website to inform other customers of the winners.
11. Unless the entrant states otherwise, entering the competition gives savemybacon.co.nz permission to use the entrant's first name, Facebook username and details of their competition entry on our website and in any future marketing activities and communications.
12. savemybacon.co.nz employees or their direct relations are not eligible to win any prizes.
13. savemybacon.co.nz reserves the right to modify, alter, discontinue or terminate this promotion at any time where it is reasonable to do so for and upon provision of reasonable notice, using reasonable efforts to provide such notice in advance.
14 . This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook and entrants are providing information to savemybacon.co.nz and not to Facebook.
SMB Facebook Rules
*in accordance with the above STANDARD FACEBOOK COMPETITION RULES
*We reserve the right to withdraw winners and prizes if a winner is fraudulent, or operates multiple Facebook profiles.
*We reserve the right to investigate suspicious conduct in relation to fraudulent competition entries, which may change the result of the competition.
*No cheating!