Rohit Sachdeva - Mortgage Adviser

11/09/2026

The OCR has risen to 2.75% but that doesn’t necessarily mean you should rush to fix your mortgage. Here’s what borrowers need to know.

The Reserve Bank has increased the OCR to 2.75%. Find out what this could mean for NZ mortgage rates, refixing decisions and home buyers.

27/08/2026

This is why we love what we do...

"He took the time to understand my unique situation, offered honest and practical advice, and ensured I made informed decisions at every stage. Thanks to his guidance, I felt confident and supported from start to finish." - Google review.

Buying a home can feel intimidating when you don’t work in finance every day.

That’s why we focus on:
• real conversations
• practical advice
• no confusing jargon
• support from start to finish

Helping people feel confident is just as important as getting the loan approved.

Thank you to every client who trusts us with such a huge life decision.

24/08/2026

Most people only see the ‘Congrats on your new home!’ photo.

What they don’t see is:

• the back & forth lender calls
• the form preparation & document requests
• the spreadsheets
• the problem solving
• the backup plans
• the uncertainty clients are carrying behind the scenes

🫶 A huge part of this job is helping people feel supported during one of the biggest financial decisions of their life.

Sometimes we’re mortgage advisers.
Sometimes we’re strategists.
Sometimes we’re just there to reassure people when things feel overwhelming.

And honestly? That human side is our favourite part.

21/08/2026

Buying your first home shouldn’t make you feel confused or intimidated.

You’re not supposed to magically understand lending, interest rates and bank policy overnight. 🤔

That’s literally our job.

Ask the questions.
Even the ones you think are “silly”.

Comment 'HOME' and I will be in touch!

21/08/2026

This morning I had my usual Networkers meeting in Lincoln, and we had the pleasure of hearing from Rohit.

Thank you, Rohit, for sharing your story with us. It’s always great connecting with like minded people who genuinely want to build real relationships and connections, rather than just focusing on a transaction.

That’s what networking is all about for me 😊

24/07/2026

Client feedback really means to world to us, we are proud to help people get on track with their property goals... 🥰

"We had a great experience working with Rohit Sachdeva from Better Choice Home Loans for both purchasing an investment property and refinancing our home mortgage.

Rohit was extremely knowledgeable and genuinely worked in our best interest at every stage. He took the time to understand our financial goals, clearly explained all available options, and recommended lending structures that were best suited to our long-term plans, not just the easiest or quickest option.

He guided us smoothly through refinancing our existing home loan as well as securing finance for the investment property, with clear and timely communication throughout. His responsiveness, attention to detail, and proactive approach made the entire process stress-free and efficient.

We felt confident knowing Rohit was always advocating for us and ensuring we got the best possible outcome. Highly recommend Rohit and the team at Better Choice Home Loans to anyone looking for a trustworthy and professional mortgage broker."

20/07/2026

Thinking about buying a home this year? Read this first...

Getting “mortgage ready” isn’t just about your deposit.

A quick conversation early could help you:
• understand your borrowing power
• avoid common mistakes
• improve your approval chances
• create a smarter structure from day one

And sometimes, one small change can make a massive difference.

No pressure.
No obligation.
👉Just helpful advice from the people who help people just like you, every day.

Comment “HOME” and I will be in touch with your next step.

17/07/2026

What do you think matters MORE right now for the NZ economy?

📉 Interest rates
🏡 House prices
💰 Cost of living

13/07/2026

Mortgage approvals aren’t just about income anymore.

Banks are looking closely at:
• spending habits
• existing debt
• lifestyle costs
• financial behaviour

Small changes now can make a big difference later.

08/07/2026

The Canterbury property market feels different this year, and buyers are noticing.

We’re seeing a major shift in buyer behaviour lately.

Instead of panic-buying or rushing to secure “anything”, people are becoming:
• more strategic
• more informed
• more strategic with repayments
• more focused on lifestyle and long-term affordability

And honestly?
That’s probably healthier for the NZ property market overall.

Current interest rates, insurance costs and cost of living expenses have changed how people manage their finances and think about home ownership.

The buyers doing well right now aren’t necessarily the ones with the biggest budgets.
They’re the ones with the clearest plan and dedicated discipline.

If you’re thinking about buying property in 2026, preparation matters.