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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm Saturday 9am - 5pm Sunday 9am - 5pm

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Mita Kumar - Senior Mortgage Adviser

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Mita Kumar - Senior Mortgage Adviser

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20+ years in banking, now helping you buy your home, grow your business or finance a commercial property.

Clear, trusted advice that keeps it smooth, stress-free and right for your goals.

29/10/2026

Yesterday's OCR announcement confirmed that the Official Cash Rate remains unchanged at 2.75%.

So, what does this mean for you?
✅ While there was no change to the OCR, banks can still review and adjust their lending rates independently.
✅ If your fixed mortgage term is coming up for renewal, now is a good time to explore your options and ensure you're on the right rate and structure.
✅ First-home buyers should take this opportunity to review their borrowing capacity and plan repayments carefully to stay within their comfort zone.

Although the OCR has remained steady, interest rates can still shift over time, so being proactive and planning ahead is always a smart move.
Whether you're purchasing your first home, refinancing, or looking at refixing your mortgage, I'm here to help you understand your options and make informed decisions with confidence.

📞 Get in touch if you'd like a chat about your home loan goals.

13/10/2026

Applying for a home loan? 🏡

Missing documents and incorrect financial information are some of the common reasons applications get delayed. A little preparation can go a long way in keeping things moving.

04/10/2026

Financial highlight of the week 🏡

Complex lending situations can have a lot of moving parts and this one involved both residential and commercial lending.

The client needed the right structure across both, and this is where Mita’s experience and expertise really came into play. She took the time to understand the full picture, work through the options and negotiate a solution that worked for the client.

The result:
• Savings on repayments
• Improved cash flow
• A good cash-back
• Competitive rates across both residential and commercial lending

Most importantly, a very happy client who is now in a much better financial position.

This is why having an experienced adviser in your corner matters. It’s not just about getting lending approved, it’s about finding the right solution for your situation.

Mita Kumar - Senior Mortgage Adviser
📞 021 114 4881

24/09/2026

Your mortgage might be worth another look 👀

If your circumstances have changed, it could be time to review your loan and see what options are available.

Get in touch on 021 114 481 to chat🏡

14/09/2026

A room full of women, each with a different story, journey and perspective.

O Womaniya was a celebration of women - their stories, achievements, experiences and the many different paths they take.

Proud to have supported a day that brought so many women together, and to have been part of something that celebrates women in all that they are and all that they do✨

08/09/2026

Choosing between a fixed or floating interest rate depends on your financial goals and lifestyle.

Understanding the pros and cons can help you make a more informed decision.

📞 Call/Text: 021 114 4881
📧 Email: [email protected]
🌐 https://reliablefinancialgroup.nz/

07/09/2026

“I didn’t know if buying on my own was possible.”

That’s something we hear from many first-home buyers.
Dhruti took the first step, asked the questions and today she has the keys to her own home 🏡

If buying your first home is on your mind, start with a conversation.

📲 Mita Kumar | 021 114 4881

Address

14 Ormiston Road
Auckland
2016

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Telephone

+64211144881

Website

facebook.com

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