Rex Gannaban - Mortgage and Insurance Advisor

15/10/2026

DREAMING OF OWNING YOUR FIRST HOME? LET'S MAKE IT HAPPEN!

Have you been dreaming of having a place to call your own but feel like you need a big deposit to get started?

What if you could take your first step towards homeownership with a 5% deposit?

Buying your first home doesn't have to feel overwhelming. I'm here to help you explore your options, understand the process, and see what might be possible for you.

Whether you're just starting to explore or ready to take the next step, I'd love to have a chat with you!

You're warmly invited to reach out for a friendly, no-pressure conversation.

📩 Send me a message today. Let's talk about your dream of owning your first home!

Your homeownership journey could start with one simple conversation.

5% deposit options are subject to eligibility criteria, lender approval and lending conditions.

04/10/2026

Rex and the team were great. We had a very good experience working with them. They worked really hard to get us through the approval process, especially with everything happening on a tight timeline due to our live deal.

They were always there to help, kept things moving, and did their best to make sure everything went smoothly. We really appreciate their effort, support, and commitment in helping us get our mortgage approved.

We would happily recommend Rex and the team to anyone looking for a reliable and supportive mortgage broker.



👉 Book your free consultation today at www.innovest.co.nz

30/09/2026

BUYING YOUR FIRST HOME?

I can help you understand:
- Your deposit requirement
- Your borrowing capacity
- Your mortgage options
- The steps towards getting into your first home loan

Let’s make the home-buying process simpler and help you understand your options.

Get in touch today for a chat: https://team-innovest.zohobookings.com/ #/4699481000000215014

20/09/2026

Another Happy Client from Dunedin!

We're proud to help another client take the step towards owning their own home.

Wherever you are in New Zealand, we're just a phone call away!

Ready to make your homeownership dream a reality?
Call now or send me a message

15/09/2026

When you read that New Zealand house prices are down around 17%, check whether that applies where you're buying. For most people it doesn't.

As at September 2026 the spread is enormous:
• Canterbury is close to its own previous peak
• Otago has set new record highs
• Auckland and Wellington are still more than 20% below theirs

One country, completely different markets.

Two things are true nationally, though. First home buyers hit a record 29% of all purchases in July, the only buyer group still growing. And the Reserve Bank has lifted the OCR twice, to 2.75% on 2 September, with inflation at 4.1%.

So: better value than three years ago, and borrowing costs heading the other way.

What that combination means for you depends on which market you're in and what you can service at today's test rates. That's the number worth having. The headline isn't.

Sources: REINZ House Price Index July 2026, Cotality August 2026, RBNZ September 2026.


Get your actual number → innovest.co.nz

15/08/2026

From dreaming of a home to holding the key.
Buying your first home is a big milestone — and you don’t have to navigate the mortgage process alone.

As your mortgage adviser, I can help you understand your borrowing options, work through the numbers, and guide you from “Can I afford to buy?” to “Here are the keys to my first home!” 🎉

Your first home could be closer than you think. Let’s make the dream a plan.

📩 Get in touch today for a chat.

20/07/2026

Own Your Home with Just a 5% Deposit!

Your dream home may be closer than you think. Start your homeownership journey today with a 5% home loan deposit. Contact us to find out more.
Terms and lending criteria apply

Mortgage brokers

30/06/2026

Thinking about buying at auction? Here's what most first-home buyers don't know until it's too late 👇

✅ You can't add conditions - it's unconditional from the moment the hammer falls
✅ KiwiSaver withdrawals take 10–15 working days - timing matters
✅ You need pre-approval before auction day, not after

We've put together a full guide so you can walk in confident, not stressed.
📖 Read the full article → https://innovest.co.nz/buying-at-auction-in-new-zealand/

30/05/2026

Why Get Pre-Approved Before House Hunting?

Getting mortgage pre-approval is one of the smartest first steps in your home-buying journey.

1. Know your budget – Understand exactly how much you may be able to borrow.

2. Shop with confidence – Focus on homes within your price range and avoid disappointment.

3. Stand out to sellers – A pre-approval shows you're a serious buyer and ready to act.

4. Move faster – When you find the right property, you're already one step ahead in the finance process.

The property market can move quickly. Having pre-approval in place can give you the confidence and competitive edge you need.

Thinking about buying a home? Get in touch today to discuss your options and start your journey with confidence.

09/05/2026

The right team can make the home loan process much easier and far less stressful.