18/10/2026
𝗖𝗹𝗲𝘃𝗲𝗿 𝗴𝗲𝘁𝘀 𝗔𝗱𝘃𝗶𝗰𝗲.
When your fixed rate expires, you need more lending or your circumstances change, will the person who helped arrange your mortgage still be there? If they’ve moved on, will you find yourself explaining your situation and your longer-term plans all over again?
It’s worth asking before you choose who helps with one of your biggest financial commitments.
A client who later came to me had repeatedly asked her Bank for help structuring her mortgage. Her questions went unanswered, and she ended up choosing a fixed term without the guidance she’d been looking for.
For such a significant financial commitment, those questions deserve a conversation.
🤔 𝙃𝙤𝙬 𝙡𝙤𝙣𝙜 𝙨𝙝𝙤𝙪𝙡𝙙 𝙮𝙤𝙪 𝙛𝙞𝙭 𝙛𝙤𝙧?
🤔 𝙒𝙤𝙪𝙡𝙙 𝙨𝙥𝙡𝙞𝙩𝙩𝙞𝙣𝙜 𝙮𝙤𝙪𝙧 𝙡𝙤𝙖𝙣 𝙢𝙖𝙠𝙚 𝙨𝙚𝙣𝙨𝙚?
🤔 𝙃𝙤𝙬 𝙢𝙪𝙘𝙝 𝙛𝙡𝙚𝙭𝙞𝙗𝙞𝙡𝙞𝙩𝙮 𝙙𝙤 𝙮𝙤𝙪 𝙣𝙚𝙚𝙙 𝙛𝙤𝙧 𝙚𝙭𝙩𝙧𝙖 𝙧𝙚𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨?
🤔 𝘼𝙣𝙙 𝙝𝙤𝙬 𝙘𝙤𝙪𝙡𝙙 𝙮𝙤𝙪𝙧 𝙙𝙚𝙘𝙞𝙨𝙞𝙤𝙣𝙨 𝙩𝙤𝙙𝙖𝙮 𝙖𝙛𝙛𝙚𝙘𝙩 𝙥𝙡𝙖𝙣𝙨 𝙩𝙤 𝙢𝙤𝙫𝙚, 𝙧𝙚𝙣𝙤𝙫𝙖𝙩𝙚 𝙤𝙧 𝙧𝙚𝙙𝙪𝙘𝙚 𝙮𝙤𝙪𝙧 𝙬𝙤𝙧𝙠𝙞𝙣𝙜 𝙝𝙤𝙪𝙧𝙨?
These are the things I work through with my clients. We look at their income, commitments and future plans to help build a mortgage structure that suits their circumstances, including ways to pay it down faster where that’s affordable.
Going directly to a bank means considering that bank’s home loan products ONLY.
Working with me means we can compare options across ALL the banks and lenders I work with, including whether your existing bank still suits your needs.
My role goes well beyond arranging the lending. It’s helping you understand your options, explaining the trade-offs and being someone you can come back to when life changes.
**Before you go direct to the bank, ask what happens after settlement.**
If you’d like someone who takes the time to understand you and what you’re working towards, let’s talk. 😊
Linda✨
📲 027 302 1125
Book in a quick chat here: https://calendar.app.google/V6rLfcnoTAdvnkY26
