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If your fixed home loan term is ending soon, you do not have to wait until rollover day to take action.Most lenders in N...
05/11/2026

If your fixed home loan term is ending soon, you do not have to wait until rollover day to take action.

Most lenders in New Zealand allow you to secure a new fixed rate 30 to 60 days before your existing term expires. Reviewing your loan early provides immediate certainty for your household budget, while protecting you if market pricing shifts.

Even better, if your lender drops its rates before your expiry date rolls around, a mortgage adviser can often negotiate on your behalf before the new term begins.

Leaving it until the final week or doing nothing means your loan risks rolling straight onto a floating rate while you decide what to do.

Get in touch today to review your upcoming re-fix options and run through your numbers.
https://adviser.loanmarket.co.nz/joe-hurn/contact-us

Buyers across New Zealand are holding a clear upper hand this spring, according to the latest market data from Cotality....
03/11/2026

Buyers across New Zealand are holding a clear upper hand this spring, according to the latest market data from Cotality.

With more than 28,500 active listings nationwide, house hunters have plenty of room to take their time, weigh their options, and negotiate on price.

At the same time, national property values dipped just 1.3% over the past year, showing that sellers are holding steady rather than dropping prices in a panic.

Navigating a market like this comes down to strategy. Getting your pre-approval sorted and lining up your due diligence early gives you the leverage to make a competitive offer on your terms.

If you want to map out your buying strategy for the months ahead, reach out to get your loan application started.

Ghost your bad money habits this spooky season. 👻From going straight to one bank to ignoring unused credit limits or pay...
30/10/2026

Ghost your bad money habits this spooky season. 👻

From going straight to one bank to ignoring unused credit limits or paying a loyalty tax you were never warned about, small finance traps add up fast.

Swipe to see what is really spooky this year.

Send us a DM whenever you are ready to sort it out. 💬

Saving smart and staying ahead of the game. Cheers to those proactively keeping their finances in check.If this isn’t yo...
29/10/2026

Saving smart and staying ahead of the game. Cheers to those proactively keeping their finances in check.

If this isn’t you, no worries at all. Keeping an eye on your mortgage and making sure your structure stays competitive is what we are here for.

Reach out anytime if you want us to take a look at your setup.
https://adviser.loanmarket.co.nz/joe-hurn/contact-us

The Reserve Bank has kept the Official Cash Rate on hold at 2.75% this afternoon.After a series of rate shifts, a hold b...
28/10/2026

The Reserve Bank has kept the Official Cash Rate on hold at 2.75% this afternoon.

After a series of rate shifts, a hold brings a period of stability, but it affects everyone in the property and lending market differently.

Whether you are managing floating rates, preparing for an upcoming fixed rate expiry, or looking at how this impacts your borrowing capacity for your next purchase, having a clear plan in place is key.

Want to discuss what this latest decision means for your specific future plans? Get in touch today to start the conversation.

Happy Labour Day!We hope you are enjoying the long weekend and got some well-deserved time off.If taking a breather at h...
25/10/2026

Happy Labour Day!

We hope you are enjoying the long weekend and got some well-deserved time off.

If taking a breather at home brought up a few new plans, like tackling a spring renovation, making upgrades around home, or planning your next move, we are here to help sort the finance.

Working with our clients is truly the best part of what we do, so hearing that the feeling is mutual means the world to ...
22/10/2026

Working with our clients is truly the best part of what we do, so hearing that the feeling is mutual means the world to us!

Looking for 5-star support on your next move? Reach out to our team today! ⭐

The end of the year is creeping up, and it’s not worth limping across the finish line because of unreliable equipment.Ne...
20/10/2026

The end of the year is creeping up, and it’s not worth limping across the finish line because of unreliable equipment.

New machinery or updated tech could help you finish strong with less hassle, and we are here to make it happen.

Ask us about fast financing for your business that doesn’t drain your cash flow. You’ll be cruising into the new year in no time.

https://adviser.loanmarket.co.nz/joe-hurn/products-services/commercial-and-business-loans/

Managing a car loan, a credit card, and a couple of buy now pay later accounts isn't multitasking. It is juggling repaym...
18/10/2026

Managing a car loan, a credit card, and a couple of buy now pay later accounts isn't multitasking. It is juggling repayments and potentially paying more interest than you need to be.

If you want to see if you could simplify your finances and save money with debt consolidation, reach out to our for a chat.

Saving a 20% deposit is often the biggest hurdle facing first home buyers, but it isn't the only way onto the property l...
15/10/2026

Saving a 20% deposit is often the biggest hurdle facing first home buyers, but it isn't the only way onto the property ladder.

Between lower-deposit options like the 5% First Home Loan Scheme and housing affordability returning to long-term averages across the country, getting into your first home might be closer than you think.

Ahead of the upcoming general election, there are also ongoing discussions around potential policy changes that could open up eligibility to even more first home buyers.

Our latest blog breaks down how recent market shifts impact your buying power right now and what these options could mean for your future plans.

👉 Read the full blog here:
https://adviser.loanmarket.co.nz/joe-hurn//blog/first-home-buyers-may-not-need-a-20-deposit/

Address

3 Inanga Street, Hobsonville
Auckland
0618

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

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