Mortgage Managers

12/10/2026

Are you wanting to get ready to buy your first home, but are unsure where to start?

We have created a guide called "Getting Ready" and it's a great way to start.
Drop a comment below ⬇️ if you would like a free copy.

06/10/2026

Do we have a cost of living crisis?

We know that some costs are higher, and it's been reported that Kiwi's are suffering from more than just price increases. But some areas of the country are feeling it more than others too.

Consumer spending across New Zealand sis down with households squeezed by rising petrol prices, higher interest rates and bad weather. What are you spending?

30/09/2026

Is it time to refinance your mortgage?

Find out if a better rate or structure could save you money, with free expert advice.

You might be asking is it time to refinance your mortgage, and it might be that it makes good sense to do this today. It's at least a good idea to have a free assessment.

29/09/2026

What is the value of your home?
Do you have 20% equity?

The aim is always to get to 20% equity and then you have more choices with lending, and generally your mortgage adviser can get you better loans and lower rates.

My Homes (by Trade Me) helps you monitor the changes in values.

Trade Me have released a new feature on the property app called My Homes. You can now track the value of your home on the Trade Me app.

28/09/2026

Have you heard about subscription creep?

Subscription creep refers to the gradual increase in the number of subscriptions or recurring payments that a consumer has over time, and in particular with streaming services, software charges or memberships.

It's very common and is something that all Kiwis should look at.
https://kiwifirsthomebuyers.club/subscription-creep/

Subscription creep is the slow build-up of small monthly charges you barely notice, and right now it could be costing your household hundreds of dollars a year.

24/09/2026

We have been hearing a bit about how home loan rates have increased, or been increasing over the year.

For an average first home buyer in New Zealand the mortgage is about $585,000 and so an increase of 0.32% means paying an extra $36 per week.

Let's discuss what has been happening and more importantly why.

https://kiwiedition.co.nz/how-home-loan-rates-have-increased-in-2026/

We have been hearing a bit about how home loan rates have increased, or been increasing over the year. That is easy to believe, but it's interesting when you

16/09/2026

Is Refinancing A Good Idea, Or A Bad Idea?

We're being asked about refinancing a lot recently and there are five key reasons that we keep hearing.
In this article we discuss those and also explain the pro's and con's of refinancing. We also suggest that you make sure that if you refinance then you move to the right bank and structure the loans to suit as well.

That's a good reason to speak to us before you make any decisions.

https://mortgagemanagers.co.nz/refinancing/

Mortgage Managers is a leading New Zealand mortgage advisory firm based in Auckland, offering expert home loan advice, refinancing, property investing, KiwiSaver guidance and more.

15/09/2026

The era of ultra-cheap home loans is over, at least for now.

Homeowners who are locking in a mortgage today are unlikely to face much pain, but it's a reminder that things can change quickly. It's an opportunity to think about your lending and create a strategy to deal with it better too.

14/09/2026

Mortgage Managers Hobsonville giving you the best Mortgage advice EST 1997

Send Matthew a telegram to speak to him about your mortgage today :[email protected]

09/09/2026

Renovated "Hobbit House" now For Sale

There is no house in the tiny Manawatū village of Himatangi quite like this!
In fact, there’s probably no home like it in the entire country.
A unique, round "Hobbit-style" house is for sale following a remarkable restoration. Owner Paul Johnson, an 81-year-old self-described "MacGyver," purchased the derelict 1970s property in 2018 when he was 75. Despite severe disrepair and black mould, he single-handedly restored the home, tackling its unique circular structure and preserving its retro interior.

The Johnsons are now reluctantly selling the beloved local landmark to move closer to family, offering a one-of-a-kind property.

Discover the inspiring story of a historic home restoration in a small village. Hobbit house, homes for sale. New Zeraland property market