16/10/2025
We are so humbled by this feedback
Protecting What Matters Most โ Andrew, Founder of Hencoz
For Andrew, financial advice is more than policies and paperwork, itโs about people, families, and futures. As the founder of Hencoz Financial Services, Andrew has built a business dedicated to protecting clients with tailored insurance and retirement solutions, while keeping trust, integrity, and family values at its core.
Andrewโs career in financial services spans more than two decades. Starting in South Africa, he rose through the ranks of a major medical insurance company, eventually managing underwriting and working closely with advisers to craft solutions that met real-life client needs. In 2020, he and his family made New Zealand their new home, where he continued advising, mentoring, and serving clients with the same passion and expertise.
When the time came to start his own business, Andrew knew exactly what he wanted Hencoz to stand for: clear, caring, client-first advice.
โInsurance isnโt just about money, itโs about peace of mind. My role is to listen, understand, and build cover that truly fits a clientโs life,โ Andrew says.
That approach has already changed lives. One client, facing skyrocketing premiums, was on the verge of cancelling her insurance altogether. Andrew restructured her plan, saving her nearly $1,000 a month while still keeping her protected. Stories like this are what drive him every day.
At Hencoz, clients can access expert advice in:
โข Life & Trauma Cover, financial security when the unexpected happens
โข Income & Mortgage Protection โ safeguarding lifestyles and commitments
โข Total & Permanent Disability Cover, planning for life-changing events
โข KiwiSaver โ empowering clients to take charge of their retirement savings
Family is also at the heart of the business. Andrewโs wife works alongside him, specialising in KiwiSaver, and is on her own journey to becoming a qualified Life, Disability and Health Insurance adviser. With both daughters and their families now living in New Zealand, Andrew sees Hencoz not just as a business, but as a family legacy built on care, service, and community.
Giving back is just as important as business growth. Andrew and his wife are proud sponsors of Birkenhead United Football Club and the Birkenhead RSA Darts Club, and they regularly serve meals at their churchโs community kitchen, helping those in need.
Looking to the future, Andrewโs vision for Hencoz is steady growth, bringing on new advisers, adding services and continuing to deliver the kind of trusted, personal advice that clients can rely on for life.
โAt Hencoz, weโre here to protect people, build trust, and give back. Thatโs what really matters.โ
://hencoz.co.nz, advisor, ://paulconnolly.trustedadvisor.co.nz
