Lloyd Earwaker - Insurance People

Lloyd Earwaker - Insurance People Working with 10 independent insurance providers I can offer my clients more superior policies.

Working with 10 independent insurance providers I can offer my clients more superior policies to off the shelf solutions from banks and online sellers. Before working in insurance I’ve had a variety of roles including commercial flying and managing my own horticultural farm. I have 3 children and have enjoyed assisting them to become successful adults. I am always looking to the positive and my ou

tside of work interests include fishing, running, flying and property investment. I like to get out and interact with people rather than sit at a desk all day and my personal ethos is to find something that I like doing, go the extra mile and have a lot of fun. I enjoy working in insurance as it utilises my technical knowledge as well as creating the opportunity to build relationships with people from all walks of life. Working with 10 independent insurance providers I can offer my clients more Innovative policies that can be superior to off the shelf solutions from banks and online sellers. With 10- years’ experience, I take the time to understand a client’s lifestyle and budget and use my expertise and knowledge to match the most comprehensive and smart insurance product that will give peace of mind and save money. I like to give expert advice for my clients advantage, but I leave a space for my clients to make up their own mind and reach their own conclusions on what cover they may need. At claim time Insurance People totally manage the claims process and act as intermediary’s between clients and insurer thus taking the stress and hassle away at a client’s greatest time of need.

Warmest thoughts and best wishes for a Happy New Year. May peace, love, and prosperity follow you always.Wishing you hea...
01/01/2023

Warmest thoughts and best wishes for a Happy New Year.

May peace, love, and prosperity follow you always.

Wishing you health, wealth, and happiness in the New Year ahead.

Celebrate the wonder and the joy of the festive season. Thanking God and wishing you His abundant blessings this Christm...
19/12/2022

Celebrate the wonder and the joy of the festive season.

Thanking God and wishing you His abundant blessings this Christmas.

May the Christmas Season bring only happiness and joy to you and your family.

✅ 𝗙𝗶𝗿𝘀𝘁 𝟮 𝗺𝗼𝗻𝘁𝗵𝘀 𝗙𝗥𝗘𝗘 𝗣𝗿𝗲𝗺𝗶𝘂𝗺⭐ 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 $𝟭𝟯.𝟱𝟴*⭐ 𝗧𝗿𝗮𝘂𝗺𝗮 𝗖𝗼𝘃𝗲𝗿 𝗳𝗿𝗼𝗺 $𝟭𝟭.𝟭𝟬*⭐ 𝗗𝗶𝘀𝗮𝗯𝗹𝗲𝗺𝗲𝗻𝘁 𝗖𝗼𝘃𝗲𝗿 𝘀𝘁𝗮𝗿𝘁𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 $...
12/12/2022

✅ 𝗙𝗶𝗿𝘀𝘁 𝟮 𝗺𝗼𝗻𝘁𝗵𝘀 𝗙𝗥𝗘𝗘 𝗣𝗿𝗲𝗺𝗶𝘂𝗺

⭐ 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 $𝟭𝟯.𝟱𝟴*
⭐ 𝗧𝗿𝗮𝘂𝗺𝗮 𝗖𝗼𝘃𝗲𝗿 𝗳𝗿𝗼𝗺 $𝟭𝟭.𝟭𝟬*
⭐ 𝗗𝗶𝘀𝗮𝗯𝗹𝗲𝗺𝗲𝗻𝘁 𝗖𝗼𝘃𝗲𝗿 𝘀𝘁𝗮𝗿𝘁𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 $𝟭𝟱.𝟯𝟭*

Life is very uncertain and Covid19 has shown us the true picture of uncertainty. Most Kiwis take out cover for big things like home, car or contents, but what about the most precious asset of all – your own life?

Choosing the right insurance is about getting the right balance of cover for your personal lifestyle. I’ll help you find you the best insurance options for your needs and lifestyle.

✅ *FORTNIGHTLY PAYMENTS
✅ $500,000 cover for Life Insurance
✅ $100,000 cover for Trauma Cover
✅ $3,000/month payout for Disablement Cover (more cover options available)
✅ This is for FEMALES only
✅ First 2 months FREE Premium
✅ All subject to terms and conditions

Call 📞 𝟬𝟮𝟳 𝟰𝟴𝟭 𝟴𝟴𝟬𝟰 today to 𝗴𝗲𝘁 𝘆𝗼𝘂𝗿 𝗙𝗥𝗘𝗘 𝗾𝘂𝗼𝘁𝗲!

Income protection is all about protecting you and your family’s lifestyle in the event you’re unable to work due to ill ...
06/12/2022

Income protection is all about protecting you and your family’s lifestyle in the event you’re unable to work due to ill health, with a monthly payment until you’re able to return to work or reach retirement.

Income Protection ensures 75% of the taxable income. It comes with a 4, 8 or 13-week wait period before the insurance company starts to pay. Income protection also provides a 2-year, a 5-year or age 70 payout which means that the insurance company pays you through the specified period you select.

Mortgage Repayment Cover is a variation of Income Protection. It has no offsets with ACC.

Two golden gems are available with either Income Protection or Mortgage Repayment Cover.

1) Specific Injury Cover which provides instant cash payout and no wait period for an injury identified in the policy wording.
2) Specific Illness Cover- instant cash payout and no wait period for traumatic health events identified in the policy wording.

I can guide you to have the correct policy that suits your lifestyle and age at the right price.

Call 📞 𝟬𝟮𝟳 𝟰𝟴𝟭 𝟴𝟴𝟬𝟰 today to more about which Income Protection policy suits you.

✅ 𝗙𝗶𝗿𝘀𝘁 𝟮 𝗺𝗼𝗻𝘁𝗵𝘀 𝗙𝗥𝗘𝗘 𝗣𝗿𝗲𝗺𝗶𝘂𝗺⭐ 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 $𝟰𝟰.𝟰𝟬*⭐ 𝗧𝗿𝗮𝘂𝗺𝗮 𝗖𝗼𝘃𝗲𝗿 𝗳𝗿𝗼𝗺 $𝟯𝟯.𝟱𝟲*⭐ 𝗗𝗶𝘀𝗮𝗯𝗹𝗲𝗺𝗲𝗻𝘁 𝗖𝗼𝘃𝗲𝗿 𝘀𝘁𝗮𝗿𝘁𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 $...
05/12/2022

✅ 𝗙𝗶𝗿𝘀𝘁 𝟮 𝗺𝗼𝗻𝘁𝗵𝘀 𝗙𝗥𝗘𝗘 𝗣𝗿𝗲𝗺𝗶𝘂𝗺

⭐ 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 $𝟰𝟰.𝟰𝟬*
⭐ 𝗧𝗿𝗮𝘂𝗺𝗮 𝗖𝗼𝘃𝗲𝗿 𝗳𝗿𝗼𝗺 $𝟯𝟯.𝟱𝟲*
⭐ 𝗗𝗶𝘀𝗮𝗯𝗹𝗲𝗺𝗲𝗻𝘁 𝗖𝗼𝘃𝗲𝗿 𝘀𝘁𝗮𝗿𝘁𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 $𝟮𝟭.𝟬𝟴*

Life is very uncertain and Covid19 has shown us the true picture of uncertainty. Most Kiwis take out cover for big things like home, car or contents, but what about the most precious asset of all – your own life?

Choosing the right insurance is about getting the right balance of cover for your personal lifestyle. I’ll help you find you the best insurance options for your needs and lifestyle.

✅ *FORTNIGHTLY PAYMENTS
✅ $500,000 cover for Life Insurance
✅ $100,000 cover for Trauma Cover
✅ $3,000/month payout for Disablement Cover (more cover options available)
✅ This is for MALES only
✅ First 2 months FREE Premium
✅ All subject to terms and conditions

Call 📞 𝟬𝟮𝟳 𝟰𝟴𝟭 𝟴𝟴𝟬𝟰 today to 𝗴𝗲𝘁 𝘆𝗼𝘂𝗿 𝗙𝗥𝗘𝗘 𝗾𝘂𝗼𝘁𝗲!

Life Insurance is important, as it protects your family and lets you leave them a non-taxable amount at the time of deat...
30/11/2022

Life Insurance is important, as it protects your family and lets you leave them a non-taxable amount at the time of death.

It is also used to cover your mortgage and your personal loans, such as your car loan.

This insurance will replace your family income when resources are less so they can maintain their quality of life.

Once you understand the importance of taking out a life insurance policy, you need to make the right choice.

To do this, you need to ask yourself about your needs and purchase a product that works for your family and insurance premiums that fit your budget.

An insurance adviser can help you better with this.

⭐𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 $𝟯𝟱.𝟳𝟬*⭐ 𝗧𝗿𝗮𝘂𝗺𝗮 𝗖𝗼𝘃𝗲𝗿 𝗳𝗿𝗼𝗺 $𝟮𝟱.𝟳𝟳*⭐ 𝗗𝗶𝘀𝗮𝗯𝗹𝗲𝗺𝗲𝗻𝘁 𝗖𝗼𝘃𝗲𝗿 𝘀𝘁𝗮𝗿𝘁𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 $𝟯𝟯.𝟲𝟵*Life is very uncertain a...
29/11/2022

⭐𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 $𝟯𝟱.𝟳𝟬*
⭐ 𝗧𝗿𝗮𝘂𝗺𝗮 𝗖𝗼𝘃𝗲𝗿 𝗳𝗿𝗼𝗺 $𝟮𝟱.𝟳𝟳*
⭐ 𝗗𝗶𝘀𝗮𝗯𝗹𝗲𝗺𝗲𝗻𝘁 𝗖𝗼𝘃𝗲𝗿 𝘀𝘁𝗮𝗿𝘁𝗶𝗻𝗴 𝗳𝗿𝗼𝗺 $𝟯𝟯.𝟲𝟵*

Life is very uncertain and Covid19 has shown us the true picture of uncertainty. Most Kiwis take out cover for big things like home, car or contents, but what about the most precious asset of all – your own life?

Choosing the right insurance is about getting the right balance of cover for your personal lifestyle. I’ll help you find you the best insurance options for your needs and lifestyle.

✅ *FORTNIGHTLY PAYMENTS
✅ $500,000 cover for Life Insurance
✅ $100,000 cover for Trauma Cover
✅ $3,000/month payout for Disablement Cover (more cover options available)
✅ This is for FEMALES only
✅ First 2 months FREE Premium
✅ All subject to terms and conditions

Please fill the form below or call 📞 𝟬𝟮𝟳 𝟰𝟴𝟭 𝟴𝟴𝟬𝟰 today to 𝗴𝗲𝘁 𝘆𝗼𝘂𝗿 𝗙𝗥𝗘𝗘 𝗾𝘂𝗼𝘁𝗲!

What qualities should you look for in an insurance adviser to make sure you’re getting the best policy for your requirem...
23/11/2022

What qualities should you look for in an insurance adviser to make sure you’re getting the best policy for your requirements?

A good insurance adviser always:

1. Puts the needs of the client first - An adviser who listens carefully to what their clients and prospects say, will be able to earn their trust, which is the hardest part of their job.

2. Has good customer service - Customers who are able to get hold of their agents when they need them are much more likely to stay happy and reassured. A timely response to inquiries and phone calls is very important.

3. Has high energy level - One of the most important traits of a good insurance agent is that they appear to be excited and eager at all times.

4. Has honesty and integrity - Honesty and Integrity will help an adviser win the clients’ respect – and their repeated business and referrals.

5. Knows Technical know-how - The agent must understand the tax and legal aspects of the products they sell and how they are designed to fit into a client's overall financial situation.

6. Has excellent organizational skills - An adviser has to be well-organised and keep track of existing clients, stay alert for potential clients and remain aware of new policies available for all clients.

7. Has good communication and determination - The success of an adviser depends on the ability to sell the product, which includes skill at communicating with potential buyers. Feeling comfortable and staying determined in the sales approach helps in selling the service.

Life insurance is one of the most important insurance that must be owned to avoid financial losses from the risk of deat...
22/11/2022

Life insurance is one of the most important insurance that must be owned to avoid financial losses from the risk of death. However, many people often hesitate to purchase a plan because of many misconceptions and false information they have heard from their friends, relatives or acquaintances.

Here are some myths and facts about insurance that can help you understand how important it is to have life insurance:

1) Myth: Life insurance only provides benefits towards the death of the holders.

Fact: Although life protection mainly provides death benefits, life insurance also includes coverage covering medical expenses of the cause of death to funeral costs.

2) Myth - There is no need to compare different policies. You can purchase the one recommended by your friends and family.

Fact - It is important to thoroughly compare different policies offered by various companies to choose the best policy. An insurance adviser can help to choose the best one.

3) Myth - You do not need a life insurance policy if you have group life insurance provided by your employer.

Fact - A group life insurance policy will provide coverage according to your salary and position in the company. Hence, separate life insurance should be purchased that will meet your distinct needs and requirements.

4) Myth - You cannot purchase a life insurance policy if you have a pre-existing illness.

Fact - It might be challenging to get a life insurance policy if you have a pre-existing illness, but it is not entirely impossible.

5) Myth: Young people don't need life insurance

Fact: Risk in life can happen to anyone, including young single people. With life insurance, the family left behind can avoid all financial burdens.

6) Myth: Insurance plans can’t be tailored to your specific needs.

Facts: Insurance plans can be tailored to fit your unique requirements. Critical illnesses, accidental death, and maturity benefit may be added to your insurance plan to get additional benefits, and insurance premiums can be customised to meet your budget.

An insurance adviser can help you unveil all the misconceptions about life insurance and guide you to opt the right insurance according to your needs.

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Level 1/30 Ponsonby Road
Auckland
1011

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Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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