Aotearoa Insurance Ltd

25/04/2026

24/04/2026

Great start to the morning! Back in the office after a break away. please book in if you want any advice on insurance, Kiwisaver or mortgages to purchase or refinance. [email protected]

26/11/2025

✨ Good news for home buyers & refinancers! ✨
🏦 The Official Cash Rate has dropped by 0.25% today. On top of that, some banks are offering a 1.5% cash contribution if you settle your mortgage by mid‑December (terms & conditions apply).
💰 To put that into perspective:
On a $600,000 mortgage, 1.5% equals $9,000 cash back.
This could be a great opportunity to make your money work harder — whether you’re buying your first home 🏡 or restructuring your lending.
📩 Get in touch if you’d like to explore your options and see if you qualify

Email [email protected] to book an appointment or call 093726199

18/11/2025

Waiheke Marketplace

Some NZ banks are offering a 1.5% cash contribution when you switch your mortgage to them—here’s what that means for you.
🏡 Thinking about refinancing your home loan? A few New Zealand banks are now offering up to 1.5% of your loan amount as a cash contribution when you move your mortgage to them. That’s $7,500 on a $500,000 loan—money you could use for legal fees, renovations, or even a holiday.
💡 But before jumping in, here are a few things to consider:
• Eligibility criteria apply—some offers require minimum loan amounts or fixed-term commitments.
• Clawback clauses may kick in if you refinance again within a set period (usually 2–3 years).
• Interest rates and fees matter too—don’t let a cash sweetener distract from the long-term cost of your loan.
🔍 If you're weighing up your options, it’s worth getting advice tailored to your situation. A cash contribution can be a great bonus—but only if the overall deal stacks up.
📲 Want help reviewing your mortgage or KiwiSaver settings to align with your first home goals? Let’s chat.

www.aotearoainsurance.co.nz
093726199

18/11/2025

Some NZ banks are offering a 1.5% cash contribution when you switch your mortgage to them—here’s what that means for you.
🏡 Thinking about refinancing your home loan? A few New Zealand banks are now offering up to 1.5% of your loan amount as a cash contribution when you move your mortgage to them. That’s $7,500 on a $500,000 loan—money you could use for legal fees, renovations, or even a holiday.
💡 But before jumping in, here are a few things to consider:
• Eligibility criteria apply—some offers require minimum loan amounts or fixed-term commitments.
• Clawback clauses may kick in if you refinance again within a set period (usually 2–3 years).
• Interest rates and fees matter too—don’t let a cash sweetener distract from the long-term cost of your loan.
🔍 If you're weighing up your options, it’s worth getting advice tailored to your situation. A cash contribution can be a great bonus—but only if the overall deal stacks up.
📲 Want help reviewing your mortgage or KiwiSaver settings to align with your first home goals? Let’s chat.

www.aotearoainsurance.co.nz
093726199

08/10/2025

🏡 OCR Down. Your Mortgage Should Be Too.
The Reserve Bank has just cut the Official Cash Rate to 2.5%, opening the door to lower mortgage rates and better refinancing deals. If your current home loan feels heavy, now’s the time to lighten the load.
✅ Refix at today’s lower rates
✅ We negotiate rates and cashback directly with banks
✅ Free mortgage health check
Whether you're planning renovations, freeing up cashflow, or just want peace of mind, refinancing now could save you thousands.
📍 Local, trusted, and here to help
We know Waiheke. We know mortgages. Let’s make your numbers work.
📞 Call us today or visit www.aotearoainusurance.co.nz
📍 Meet us at [our Local office to the left of the Supermarket. We are in office Tuesday and Thursdays but available for meetings any day.
💬 Ask about our OCR Refix Special—available for a limited time.
email: [email protected] or call 09 372 6199.

07/08/2025

https://mailchi.mp/4e95e5df5e45/new-kiwisaver-benefits-for-teenagers

We live in an age focused on instant gratification, which makes thinking decades ahead—especially for teenagers—a bit of a stretch. But here’s the truth: long-term thinking is the secret ingredient behind successful investing. That’s why nurturing good financial habits early can lead to life...

27/07/2025

🍷 Waiheke locals – this one’s for you! 🍽️
Review your personal insurance with us, and if a new policy is issued, we’ll shout you a $150 voucher to any local restaurant of your choice.
It’s simple:
✅ Get expert insurance advice
✅ Support a local business
✅ Enjoy a delicious meal – on us!
📍 We’re based right here on Waiheke Island
📲 Tap below to message us and get started!
Terms and conditions apply. Offer only valid for life, illness, disability, and health insurance policies.
We work with AIA, Accuro, Partners Life, Southern Cross, NIB and Asteron Life.
Local service, local rewards. Let’s make insurance work for you.
Contact
Nicola - 021642052, [email protected]
Paul - 021429640, [email protected]

08/07/2025

🍷 Waiheke locals – this one’s for you! 🍽️
Review your personal insurance with us, and if a new policy is issued, we’ll shout you a $150 voucher to any local restaurant of your choice.

It’s simple:
✅ Get expert insurance advice
✅ Support a local business
✅ Enjoy a delicious meal – on us!

📍 We’re based right here on Waiheke Island
📲 Tap below to message us and get started!

Terms and conditions apply. Offer only valid for life, illness, disability, and health insurance policies.

We work with AIA, Accuro, Partners Life, Southern Cross, NIB and Asteron Life.
Local service, local rewards. Let’s make insurance work for you.

Contact
Nicola - 021642052, [email protected]
Remy - 0204987611, [email protected]

Discuss your specific needs and formulate the right strategy for you. Get in touch to organise your complimentary 60 minute session today.