Black Swan Financial Services Ltd

15/04/2024

Since the beginning of the rugby season, we’ve been very busy giving advice to local rugby players. With Protection, It’s better to have and not need it than need it and not have it. We have a few free appointments next week, give us a call and we will be happy to arrange a consultation.
Call:01283 567200

04/08/2023

We don’t need thanks from our clients but it is great to feel appreciated. Best part of the job!

10/03/2023

A builder client recently changed an income protection policy which we arranged for him for one which he was led to believe offered ‘more benefit and no exclusion on the knee.’ Upon further investigation of the new policy he has not only lost his Day 1 cover, he now has a policy with increasing premiums and more serious exclusions which would be consequential if he suffered a cancer or fell from a height. Finally his taxable income does not substantiate the new higher monthly benefit so he is now paying for a policy that would only pay him half of the benefit.
Always speak to a qualified and experienced broker for your protection.
01283 567200.

Send a message to learn more

02/03/2023

Sourcing quotes for critical illness cover today for a soon-to-be 18 year old. It is well worth checking if, and for how long, children are covered on a parent’s life/critical illness policy - some cover can include children to 18, others up to 23. Some may not be covered at all.

Critical illness protection is inexpensive if taken out at a young age whilst in good health. It can be hugely beneficial at an unexpected time of need due to serious ill-health.

If you would like further information please call 01282 567200.

27/02/2023

Many of our clients are choosing to have private medical insurance and are surprised at how affordable it can be.
If you would like to have a free, no-obligation quote please get in touch!

25/02/2023

05/10/2022

Do beware of cold callers purporting to be from large well-known insurance companies. We had a call today supposedly from a representative of a well known company. The lady actually stated ‘I’m calling on behalf of A….’

It turned out she was actually from a dodgy marketing company, passing leads on to random firms and would not reveal where she had obtained our data. It turned out to be the very same lot who tried to entice a client recently to change their cover to a policy which totally excluded cancer. This sort of action is again FCA regulations.

25/09/2022

Our local sponsored First XV player Jamie Dutton scoring a fantastic try yesterday at Battlestead Croft.
Well done Jamie!

07/09/2022

Always use a qualified, experienced and reputable broker for your personal protection.

A client of ours was recently arm-wrestled into changing his personal protection to save £2 a month. Upon closer scrutiny of the new policies, it became apparent that his higher than average BMI had been totally overlooked and worse still, all forms of cancer and/or tumours had been completely excluded on the critical illness cover and income protection due to family history.

Swift action by the Black Swan team has reinstated the original policies which had been sourced carefully to include cancer, so that he and his family can relax in the knowledge that they are properly covered again.

04/08/2022

03/08/2022

The raise will force the Bank of England to hike interest rates higher and for longer than previously expected, says NIESR

01/06/2022

If your existing mortgage deal is due to end within the next six months, do contact us and we will secure the best possible rate for your remortgage.

We have recently seen customers delay getting paperwork back by 2 or 3 weeks, and it has cost them dearly as interest rates have increased in that short time.

Don’t delay - if you are within the 6-month window of your current deal ending, contact us on 01283 567200!