Damien Gath Just Mortgages

30/10/2026

Happy Halloween to everyone celebrating this weekend, whether trick or treating or fancy dress parties, have an amazing weekend 🧙‍♀️🧟👻🎃

29/10/2026

The Budget often comes with lots of headlines, opinions and speculation.

We've pulled together some of the key announcements from today's Autumn Budget to help you stay informed.

If you're unsure how any of these changes could affect your plans, we're here to help.



Approved by The Openwork Partnership on 28.10.2026

Just Mortgages is a trading name of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

27/10/2026

The lowest mortgage rate does not always mean the lowest overall cost.

Fees, incentives, deal length and early repayment charges can all affect how mortgage options compare. 🔍🧾

Looking at the mortgage as a whole could help you make a more informed decision and find an option that suits your needs.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 20/10/2026

19/10/2026

From application to offer in one minute!

I submitted a remortgage application for a client this morning at 12.36pm. After electronically verifying the property valuation and client's income an email arrived at 12.37pm confirming the application was approved and offered!

Quite possibly a record time to offer!

13/10/2026

A lower credit score does not automatically mean a mortgage is out of reach.

If you have missed payments in the past, lenders may consider what happened, how long ago it occurred, the amount involved and your wider circumstances. 📋🏡

Each lender has its own criteria. Speaking openly with a mortgage adviser could help you understand which options may be suitable for your situation.

Read our blog to explore how credit history can affect a mortgage application: https://tinyurl.com/mr33bzc6



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 06/10/2026

09/10/2026

Another Feedback Friday and another 5* review, this time from an ongoing client who I have assisted with multiple residential and Buy to Let mortgages.

Read what clients have written about Damien Gath of Just Mortgages Direct Limited - One of our Financial Advisers in Southampton

05/10/2026

A quick reminder, if you are self employed and looking to apply for a mortgage, from tomorrow the majority of lenders will need to see your April 2026 tax calculation and overview. So if you are looking to move / remortgage, make sure you are ready.

02/10/2026

Feedback Friday and another 5* review. This time from a landlord who left it until the last minute to explore their remortgage options.

Read what clients have written about Damien Gath of Just Mortgages Direct Limited - One of our Financial Advisers in Southampton

01/10/2026

A headline rate may catch your attention, but it does not tell the whole story.

The total amount payable can also be affected by arrangement fees, cashback, valuation costs, flexibility and what happens if your plans change. 🧾📅

Comparing the complete package, rather than one number alone, could help you find a mortgage that better matches your needs.

💬Learn more about how you can prepare for your next mortgage: https://justmortgages.co.uk/news/posts/2026/september/mortgage-deal-ending-soon-how-to-prepare-for-your-next-mortgage/?utm_source=MainPage&utm_medium=Facebook&utm_campaign=MortgageReview&utm_term=Remortgaging&utm_content=MortgageEnding&referrer=Facebook_MainPage_MortgageReview_MortgageEnding_Remortgaging&fbclid=IwY2xjawUrJthleHRuA2FlbQIxMABwZG9mBWJyaWQRMDBscVJZbmFiWml5TGZnUFpzcnRjBmFwcF9pZBAyMjIwMzkxNzg4MjAwODkyAAEeEZc36UI7mGYbQA3ymyEUYyyMFz2R_fLvVbh32yrr7fAPHyTYuCySYYLL2GU_aem_3ZASlU4bUiBkxAjyKh5udA



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 21/09/2026

24/09/2026

When did you last look closely at the details of your mortgage?

Knowing what you currently owe, the conditions attached to your deal and whether any charges apply can help your adviser build a clearer picture of your needs. 🏠✅

Gather your latest mortgage statement and start preparing for your next review: https://justmortgages.co.uk/news/posts/2026/september/mortgage-deal-ending-soon-how-to-prepare-for-your-next-mortgage/?utm_source=MainPage&utm_medium=Facebook&utm_campaign=MortgageReview&utm_term=Remortgaging&utm_content=MortgageEnding&referrer=Facebook_MainPage_MortgageReview_MortgageEnding_Remortgaging&fbclid=IwY2xjawUh5YRleHRuA2FlbQIxMABwZG9mBWJyaWQRMHk3ZW9HZUoyYXdXanRnalhzcnRjBmFwcF9pZBAyMjIwMzkxNzg4MjAwODkyAAEecBmDRAT6wGtNNTdlu3Qh6hPbeEOvUVcJnvp-aD_jNoz21gnB9JZuxqY3cns_aem__EnXBZEaMyVehhpmGaG-LQ



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 21/09/2026