Damien Gath Just Mortgages

11/06/2026

The wall chart is up and kick off is today, but I can't help a complete lack of enthusiasm for this World Cup. Maybe it's the kick of times, maybe it's the host or maybe we have too much football and too many competitions now?

Perhaps it'll all change when England and Scotland actually play and the excitement will build.

Is anyone actually enthusiastic or simply not bothered about this World Cup?

10/06/2026

Late yesterday I had an unpleasant message from a client of mine who had unfortunately been diagnosed with Stage 4 Cancer.

Grateful for small mercies in cases like this we had a long discussion when they purchased their house nearly five years ago about protection and made sure that they had life insurance in place. They have already made a claim on their insurance which means that they are in a position to repay their mortgage in full, with an additional policy meaning they have a lump sum of nearly 2 years salary paid out to them so that they can focus on their treatment and hopeful recovery going forward.

I regularly hear from clients that they don't need insurance because they're healthy and never get ill but yesterday shows you never know what's around the corner.

09/06/2026

When you apply for a mortgage, lenders will usually look at affordability, not just one part of your finances.

Your student loan repayment may be considered as a monthly commitment, but it does not automatically rule you out. What matters is how it fits into your overall financial picture.

Read the full blog to learn more about what lenders may look at. https://justmortgages.co.uk/news/posts/2026/june/student-debt-and-mortgages-what-first-time-buyers-need-to-know/?utm_source=MainPage&utm_medium=Facebook&utm_campaign=StudentLoans&utm_term=FirstTimeBuyers&utm_content=MythBusting&referrer=Facebook_MainPage_StudentLoans_MythBusting_FirstTimeBuyers



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 01/06/2026

28/05/2026

You Do Not Have to Navigate It Alone 🤝

The mortgage process can involve detailed paperwork and ongoing communication with lenders. A Just Mortgages adviser helps guide you from application to completion, offering reassurance and clear explanations at every stage.

Read the full blog to explore how adviser support adds real value:

https://www.justmortgages.co.uk/news/posts/2026/may/the-adviser-advantage-how-expert-guidance-makes-all-the-difference/?fbclid=IwY2xjawSE7sdleHRuA2FlbQIxMABicmlkETBPYVRJVjVUcHdEN2pDRDFxc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHiz690Ilxz2iTjcAy4bdgLnXg6H-XlugVBz9qtprp0YrUFYyqhpNyaZBTTiR_aem_fVKPecQ4Cw6JtNLW8ZmU0Q



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 18/05/2026.

26/05/2026

Stay Informed, Stay Confident 📉

The mortgage market evolves constantly, and keeping up with product changes can be challenging. Professional guidance helps ensure you access suitable and competitive mortgage options aligned with your long-term goals.

Read the full blog to understand the Adviser Advantage:

https://www.justmortgages.co.uk/news/posts/2026/may/the-adviser-advantage-how-expert-guidance-makes-all-the-difference/?fbclid=IwY2xjawSCNmhleHRuA2FlbQIxMABicmlkETBTSml6MHlmblVYbElRM3F3c3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHv6Ntsp9EiDETOzf_i4ScXhDdNndXtWoLvzoa54gtgvBF6SvI4i8UhTjlpUk_aem_MCa7S-G_Nta4NPrHq9w9wA



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 18/05/2026.

Buying a home or remortgaging is one of the most significant financial decisions you’ll make, and navigating the mortgage market alone can feel overwhelming. With so many lenders, deals, and eligibility criteria to consider, it’s easy to feel lost. This is where a Just Mortgages adviser comes in...

15/05/2026

Feedback Friday and another 5* review.

11/05/2026

Another cracking evening at The Brook last Friday, this time seeing Noasis

Back to work this morning with a recommendation to a couple looking to buy a new home and an application for a Buy to Let landlord looking to remortgage their property.

Have a great week everybody.

08/05/2026

Ending the week with another 5* review!

Read what clients have written about Damien Gath of Just Mortgages Direct Limited - One of our Financial Advisers in Southampton

30/04/2026

Following the latest vote, 8 out of 9 members of the Monetary Policy Committee voted to leave Bank of England Base Rate unchanged, with 1 voting for an increase.

23/04/2026

Happy St. George's Day to all my friends, family, customers and colleagues in England 🏴󠁧󠁢󠁥󠁮󠁧󠁿