Busy Bee Mortgage and Protection Solutions limited

30/04/2026

What’s happening to the mortgage market?
The mortgage market is facing uncertainty due to ongoing developments in the Middle East.

Affordability challenges had been easing slightly in recent months - mortgage rates were slowly coming down due to cuts to Bank Rate. In January 2026, the average monthly mortgage payment was 7% lower than the previous year.

However, the recent outbreak of war in Iran has made the short-term outlook much more uncertain. At the start of March, 472 residential mortgage products were taken off the market within a 48-hour period, in response to rising swap rates. This trend continued throughout the month, with a fifth of overall mortgage deals removed from the market by 21 March. First-time buyers have been hit particularly badly – they may notice that rates are higher on low-deposit deals.

Adam French at Moneyfacts commented, “It’s unwelcome news for borrowers, as the prospect of falling mortgage rates has quickly given way to rate rises. How far they could go is now heavily dependent on how global markets and inflation expectations evolve as conflict in the Middle East unfolds.”

We can help you understand how the economic situation affects you and your mortgage – get in touch for support.

Your home may be repossessed if you do not keep up repayments on your mortgage

Sources:
https://www.theguardian.com/business/2026/mar/23/uk-mortgage-interest-rates-markets-bank-of-england-iran-war

https://www.bbc.co.uk/news/articles/c5y7gnkez3lo

https://moneyfactscompare.co.uk/news/mortgages/impact-of-iran-war-on-mortgages/

https://moneyage.co.uk/472-mortgage-products-withdrawn-in-48-hours.php

https://www.rightmove.co.uk/news/articles/property-news/average-monthly-mortgage-payment-down-january

The national average monthly mortgage payment was £119 lower in January than at the same time last year, according to a new analysis.

17/04/2026

Headline: 🚨 Stop! Don't sign that renewal yet.

Did you know you can shop around for your mortgage renewal? Most people don't, and they end up paying more than they should.

If your term is up in the next 4–6 month get in touch

15/04/2026

From 1 May 2026, the Renters’ Rights Act changes how landlords manage rental properties and tenancies.

Here’s a quick summary of what that means
o Removal of ‘no fault’ evictions so landlords won’t be able to ask tenants to leave without a valid reason.
o Tenancies will become more flexible so instead of fixed-term Assured Shorthold Tenancies (ASTs), new and existing ASTs will move to periodic agreements meaning tenants won’t be locked in.
o Rent increases will be limited to once per year and tenants will have the ability to challenge proposed rent increases through the courts.
o Charging large amounts of rent up front will be banned.

Housing Hub Social Housing Tenants Read about your rights as a tenant and what to do if something’s not right. Social Housing Landlords Read about what’s expected of you as a landlord and how you can help your tenants best. Private Renting Tenants Read about the changes to reforms and what they ...

04/04/2026

20/11/2025

08/11/2025

Celebrating my 6th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

01/11/2025

Don’t be spooked by the process — Busy Bee Mortgage and Protection Solutions is here to make it simple, stress-free, and scarily efficient Your home may be repossessed if you do not keep up repayments on your mortgage

05/09/2025

Sue Johnstone

Which products and services do you need❓

Find reputable local suppliers here:
https://www.watersidenetwork.co.uk/members

05/09/2025

Excellent team of local businesses fully vetted and quality trades 🥰 The Property Spot

Which products and services do you need❓

Find reputable local suppliers here:
https://www.watersidenetwork.co.uk/members

03/09/2025

Weekend of fun 🤩

Hythe of Activity 2025

🗓LESS THAN A WEEK TO GO 🗓

Don't forget to head down to Hythe Village Center for a whole day of activities, learning, fun, games and entertainment.
Want to join a new group? Have some spare time to volunteer? Want to find out whats going on in the local area?
We can't wait to see you between 10-3pm on September 6th where the best of the Waterside will be able to answer all of these questions.