02/11/2026
🏡 Your First Home Could Be Closer Than You Think! 🔑✨
Buy your first home with just a 2.5% deposit!
The Government's new Your First Home Scheme is designed to help first-time buyers get onto the property ladder with a smaller deposit.
💷 Buying a £300,000 new-build home?
Here's how it could work:
✅ Your deposit: £7,500 (2.5%)
✅ Government equity loan: £60,000 (20%)
✅ Your mortgage: £232,500 (77.5%)
🎉 The government equity loan is interest-free for the first 5 years!
Who could qualify?
🏠 First-time buyers purchasing an eligible new-build home in England
💼 Household income up to £110,000 (£140,000 in London)
📍 Property price limits and other eligibility criteria apply.
📅 Important Dates
🔹 December 2026 – Pre-registration opens
🔹 February 2027 – Applications open
🔹 April 2027 – First homes expected to be ready
💙 Dreaming of owning your first home?
At Blue Stone Financial, we're here to help you understand your mortgage options and guide you through your home-buying journey.
Subject to scheme eligibility, availability, lender criteria and affordability.
📩 Get in touch with us to find out more!
Blue Stone Financial
T: 02030 044435 M : 07462 535322
Email: [email protected]
Web : www.bluestonefs.co.uk
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE