Alexander Southwell Mortgages

Alexander Southwell Mortgages Expert Mortgage Advice. Your trusted family-run mortgage brokerage in the UK. Personalised approach. You will deal with the same broker throughout the process.

Contact us to experience the difference local, family-oriented team. First Time Buyers 🏘️

Self Employed 🛠️

Remortgaging ↺

Based in Southampton. Alexander Southwell Mortgage Services Ltd is an mortgage broker business based in Southampton, Hampshire. Our team provide expert mortgage & financial advice tailored to your specific circumstances. We do not only pride ourselves on the proposition we o

ffer but we also take great pride in the personal element of the whole process

From the initial appointment, to the point of you collecting your keys to moving into your new home. First time buyers, Business owner Mortgages, Contractor Mortgages, Self employed mortgages, new build, help to buy. We are able to help all different type of clients. Contact us today to see how we can help you!

🏃‍♀️ This Sunday, Cheryl is running for a cause that truly matters.This Sunday 8th March, our amazing broker Cheryl Rolp...
05/03/2026

🏃‍♀️ This Sunday, Cheryl is running for a cause that truly matters.

This Sunday 8th March, our amazing broker Cheryl Rolph will be taking on a full marathon to raise money for Solent Mind, a local charity doing incredible work supporting people struggling with mental health.

Solent Mind provides vital support across our communities — from counselling and wellbeing programmes to crisis support and safe spaces for people who need help. Their work ensures that no one facing mental health challenges has to do it alone.

This cause is incredibly close to Cheryl’s heart, which is why she’s pushing herself to run 26.2 miles to raise as much as possible for the charity.

Mental health affects so many people, whether directly or through friends and family. Charities like Solent Mind make a real difference by providing support, understanding and practical help when it’s needed most.

If you’re able to support Cheryl, even a small donation can go a long way in helping Solent Mind continue their work in the community.

❤️ Please consider sponsoring Cheryl here:

https://www.justgiving.com/page/cheryl-rolph-1?utm_medium=FR&utm_source=FB&fbclid=IwdGRjcAQCZllleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEeGbc81kNOyYylQSqVhcn_txm3jIOCFn0eBOynuSrlPs8ERp-sHYREDwvDnWY_aem_XgQp3-0UGcqOd9qDF_fv-w

Let’s help her smash both the marathon and her fundraising target. 💙

🏡 Mortgage Timeline Explained (No Jargon)📄 Mortgage OfferYour rate is secured and the lender has agreed the mortgage.🔍 P...
26/02/2026

🏡 Mortgage Timeline Explained (No Jargon)

📄 Mortgage Offer
Your rate is secured and the lender has agreed the mortgage.

🔍 Property Survey (Optional)
This is for you, not the lender.
If you choose to have one, a survey checks the condition of the property and highlights any potential structural issues — giving you peace of mind before you commit.

⚖️ Legal Work
Searches, contracts and enquiries.
This is usually the longest stage and where most delays happen.

🔑 Completion
Funds are released, keys collected, and you move in.

Simple steps — but not always a simple process.

That’s why having a broker guiding you through each stage makes all the difference.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Just because you’ve started a new job doesn’t mean your home plans have to wait.Many lenders will accept a signed contra...
20/02/2026

Just because you’ve started a new job doesn’t mean your home plans have to wait.

Many lenders will accept a signed contract or letter of employment instead of months of payslips — as long as the role is permanent and meets their criteria.

If you’re unsure where you stand, we can check your options quickly and clearly.

📩 Message us to get started
Your home may be repossessed if you do not keep up repayments on your mortgage.

Another fantastic review for our Senior Mortgage Broker, Andrew 👏Helping clients navigate the mortgage process with clar...
16/02/2026

Another fantastic review for our Senior Mortgage Broker, Andrew 👏

Helping clients navigate the mortgage process with clarity, confidence, and care.

Thinking about buying, moving, or remortgaging? Let’s make it simple.

📩 Message us today
Your home may be repossessed if you do not keep up repayments on your mortgage.

💘 Fall in love with a mortgage that actually treats you right.No red flags.No nasty surprises.Just honest advice and a d...
13/02/2026

💘 Fall in love with a mortgage that actually treats you right.

No red flags.
No nasty surprises.
Just honest advice and a deal that fits your future.

This Valentine’s Day, don’t settle for the wrong match — in love or in mortgages ❤️
⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

10/02/2026

Income Protection isn’t about expecting the worst — it’s about protecting what matters most.

Your home, your family, and your lifestyle shouldn’t be left to chance.

With the right cover in place, you’re giving your loved ones financial security when they need it most.

If you’ve got a mortgage, dependants, or anyone who relies on your income, this is a conversation worth having.

📩 Message us to review your options
Your home may be repossessed if you do not keep up repayments on your mortgage.

There’s a lot of mortgage myths out there… and most of them are wrong. ❌From deposits and credit scores to self-employme...
06/02/2026

There’s a lot of mortgage myths out there… and most of them are wrong. ❌

From deposits and credit scores to self-employment and interest rates, misinformation can stop people moving forward with confidence.

The truth?
With the right advice, more options open up than you think.

If you’re unsure what applies to your situation, let’s clear it up properly.

📩 Message us today
Your home may be repossessed if you do not keep up repayments on your mortgage.

Your EPC rating isn’t just about energy bills — it can affect your mortgage options too. ⚡🏡Homes with stronger EPC ratin...
02/02/2026

Your EPC rating isn’t just about energy bills — it can affect your mortgage options too. ⚡🏡

Homes with stronger EPC ratings (A–C) may qualify for Green Mortgage deals, offering better rates and incentives with some lenders.

If you’re buying, remortgaging, or improving your property, your EPC could be working for you… or against you.

Not sure where your property stands? Let’s check it and find the right mortgage to match.
📩 Message us to get started

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buying a home can feel like a minefield when you don’t know where to start. 💭That’s exactly why we do what we do.From fi...
29/01/2026

Buying a home can feel like a minefield when you don’t know where to start. 💭

That’s exactly why we do what we do.

From first conversation to completion, our job is to simplify the process, remove the stress, and guide you every step of the way.

If you’re feeling overwhelmed by mortgages, you’re not alone — and you don’t have to figure it out by yourself.

📩 Get in touch today
Your home may be repossessed if you do not keep up repayments on your mortgage.

27/01/2026

📊 This Week In The News: Nationwide offers movers and remortgagers higher borrowing 💥

According to whatmortgage.co.uk, Nationwide Building Society has expanded its lending criteria so home movers and those remortgaging can now borrow up to six times their income — up from around 5.5x before — on up to 95% loan-to-value deals.

This change, enabled by recent regulatory updates, gives many buyers more borrowing power than they had previously, potentially increasing maximum loan sizes by tens of thousands of pounds for those who qualify.

With minimum income thresholds still in place for new customers but eased for existing members, this could help more people move home or refinance with greater flexibility 👇

😅 Broker Confessions…What clients say vs what lenders actually check 👀Client: “My credit’s fine.”Lender: 📊 Payment histo...
23/01/2026

😅 Broker Confessions…
What clients say vs what lenders actually check 👀

Client: “My credit’s fine.”
Lender: 📊 Payment history, overdrafts, utilisation, searches…

Client: “I earn good money.”
Lender: 📄 Payslips, contracts, bonuses, consistency…

Client: “My deposit's ready”
Lender: 🤖 Source of funs & Bank statements.

Moral of the story?
🧠 It’s not what you say.
📑 It’s what you can prove.

That’s why having the right strategy, documents, and lender match makes all the difference.
At Alexander Southwell, we don’t guess – we prepare.
And we make the process simple, stress-free, and fee-free.

🏦 Your bank doesn’t compare the whole market. 🤝 A broker does. High-street banks can only recommend their own products –...
21/01/2026

🏦 Your bank doesn’t compare the whole market.
🤝 A broker does.

High-street banks can only recommend their own products – not the best options across the UK, not the most flexible lenders, and not always what suits you.

An independent broker compares:
🏦 Banks
🏘️ Building societies
🛠️ Specialist lenders

Because a “good rate” means nothing if you don’t meet the criteria – and one rejection doesn’t mean you’re out.

🧠 The difference isn’t the mortgage. It’s the strategy.

Address

NIX Business Centre, Suite 11, 2 Park Court, Abbey Park Industrial Estate
Southampton
SO167DP

Opening Hours

Monday 9:30am - 6pm
Tuesday 9:30am - 6pm
Wednesday 9:30am - 6pm
Thursday 9:30am - 6pm
Friday 9:30am - 6pm
Saturday 9:30am - 1pm

Website

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