HD Mortgages

09/06/2026

https://hdmortgages.co.uk/2026/05/15/a-first-time-buyers-guide-to-home-insurance/

Analysis suggests that many UK homeowners don’t have the correct level of insurance, regardless of their property’s value.

09/06/2026

https://hdmortgages.co.uk/2026/05/22/how-to-get-the-right-protection-cover/

It’s important to ensure that you and your family have the right level of protection, without paying more than is necessary.

02/06/2026

30/04/2026

https://www.mortgagesolutions.co.uk/mortgage-news/2026/04/30/bank-of-england-holds-base-rate-again/?utm_source=Mortgage+Solutions+subscribed&utm_campaign=c92b503954-LBG_COPY_07&utm_medium=email&utm_term=0_747b260d73-c92b503954-277965266

16/04/2026

I feel like this is quiet exciting from Nationwide

If you have a Nationwide mortgage and looking to do some green improvements get in touch to discuss a 0% product 🤩

Help clients fund energy-efficient home improvements with green additional borrowing. Check features and benefits, eligibility, and application guidance.

09/04/2026

HD Mortgages Updates

09/04/2026

📊 Weekly Mortgage Rate Update

Hi 😊 just a quick update on the market this week…

Swap rates (which lenders use to price fixed mortgages) have risen over the past few weeks and are currently sitting higher than earlier this year.

➡️ This means lenders have already increased a lot of their fixed rates.

Right now, swap rates have settled slightly, but they’re still elevated — so the market isn’t clearly moving down just yet.

💡 What this means for you:
• Rates could reduce later this year
• But in the short term, there’s still a risk they increase again

✅ My advice:
If you’re thinking about fixing your rate, it’s sensible to secure a deal now — we can always review and switch if rates improve before completion.

If you want me to check your options, just message me anytime 📩

19/03/2026

https://www.bbc.co.uk/news/articles/c8d5dee3ep8o

Before the conflict began, analysts had expected a cut in the Bank rate at this meeting.

06/03/2026

https://www.mortgagesolutions.co.uk/news/2026/03/06/more-lenders-increase-mortgage-rates-as-uncertainty-continues/?utm_source=Mortgage+Solutions+subscribed&utm_campaign=9db5e7cd5f-Suffolk+BS_COPY_01&utm_medium=email&utm_term=0_747b260d73-9db5e7cd5f-277965266

06/03/2026

https://www.mortgagesolutions.co.uk/news/2026/03/06/more-lenders-increase-mortgage-rates-as-uncertainty-continues/?utm_source=Mortgage+Solutions+subscribed&utm_campaign=9db5e7cd5f-Suffolk+BS_COPY_01&utm_medium=email&utm_term=0_747b260d73-9db5e7cd5f-277965266

Nationwide, Virgin Money and NatWest are the latest lenders to increase mortgage rates in response to higher swap rates resulting from the Middle East conflict.