The Mortgage Packager

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The Mortgage Packager

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Your Local Mortgage Advisors We are your local mortgage broker service with access to almost every mortgage product out there!

If you need any help or advice regarding a mortgage (first time buyer, next purchase, remortgage or buy to let) then give us a call. Please dont just go to your bank, get an opinion from us about what the rest of the market can offer you! We guide you through the process, speaking with lenders, estate agents and solicitors on your behalf... We are in Hythe Southampton, so you can book an appointment to come in or we can talk over the phone or by email. We work late nights and some weekends. Tel: 02380 898589
Email: [email protected]
Your home may be repossessed if you do not keep up repayments on your mortgage (Written details on request).

05/11/2026

🏡 **Bank of England Interest Rate Update**

The Bank of England has today increased its base rate from 3.75% to 4%.

Whilst this may understandably raise a few questions for mortgage holders, it's worth remembering that a change in the base rate doesn't necessarily mean an immediate change to your mortgage payments.

✅ **On a fixed rate?** Your monthly payments won't change during your existing fixed-rate period.

✅ **On a tracker or variable rate?** You may see a change to your payments, depending on the terms of your mortgage.

✅ **Coming to the end of your mortgage deal?** It's worth reviewing your options in good time, rather than making any rushed decisions.

Mortgage rates are influenced by a number of factors, not just the Bank of England base rate, so today's announcement doesn't automatically mean all new mortgage rates will increase.

As always, our advice is simple: don't panic, keep informed and make decisions based on your own circumstances.

If you have any questions about your mortgage, we're always happy to help.

Sharon & the Team
The Mortgage Packager

05/08/2026

Every office has that one colleague...

Ours spends half the morning watching birds. 🐶

The rest of us spend it watching mortgage rates.

One of those is slightly more useful... although we're still debating which one. 😄

On a serious note, mortgage rates can change regularly, so if your current deal is due to end in the next 6–12 months, it's worth knowing what's available before you need to make a decision.

No pressure. Just friendly advice when you need it.

❤️ A team you can trust. Experience you can rely on.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

03/08/2026

Who else experiences this? Seriously we put it down and 'p**f' it's gone!
🖊🖊🖊🖊🖊🖊🖊🖊

31/07/2026

🐶 Baxter's Weekly Report

✔ Checked the property was paw-fect.

✔ Sniffed out the best mortgage deals.

✔ Kept the humans calm through the process.

✔ Celebrated another happy mortgage!

🏡 A team you can trust. Experience you can rely on.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

29/07/2026

🎂 Reasons today wasn't as productive...
Someone brought cake.
Then someone made tea.
We all said we'd only have a tiny slice.
Nobody had a tiny slice.

Baxter did NOT eat the cake 🐶 but supervised the portion control

Mortgage applications, of course, resumed approximately 27 minutes later...

🏡 A well fed team you can trust. Experience you can rely on.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

22/07/2026

🏡 Imagine you've just been handed the keys to your dream home...

What's the very first thing you'd do?

🎨 Paint the walls?

🛋 Get the favourite chair in place?

🌿 Tackle the garden?

☕ Make a cup of tea before anything else?

There's no right answer... but we'd love to know yours!

👇 Tell us in the comments.

20/07/2026

This week's contribution from Baxter...
🐶

✔ Boosted office morale.

✔ Inspected all parcels.

✔ Helped eat the biscuits.

✔ Made my humans smile.

✔ Assisted with lots of mortgage success!

Need some friendly guidance from one of our experienced team (not Baxter of course as he is still too busy with biscuit tin)? Just pop us a message.

🏡 A team you can trust. Experience you can rely on.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

18/07/2026

Could your first home be closer than you think? 🏡

One of the biggest challenges for first-time buyers is saving a large deposit.

The good news is we're seeing more mortgage options becoming available for buyers with smaller deposits, with some lenders now offering up to 98% of the property's value (subject to eligibility and lending criteria).

Every situation is different, but if you've been putting off asking because you assumed you needed a huge deposit, it might be worth having a conversation.

No pressure. No obligation. Just honest advice.

❤️ A team you can trust. Experience you can rely on.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

14/07/2026

❤️ This year TMP celebrates 25 years.

When the business first opened, we never imagined we'd still be helping local families 25 years later.

Over those years we've helped:

🏡 First-time buyers become homeowners.

👨‍👩‍👧 Families move to bigger homes.

👵 Clients pay off their mortgages.

👶 And we're now helping the children of some of our very first clients buy homes of their own.

That's something we're incredibly proud of.

So today isn't really about us.

It's about saying thank you to everyone who has trusted TMP over the years.

Here's to the next chapter.

Have we helped you or your family over the years? We'd love to hear your story in the comments.

If you're looking for friendly, straightforward mortgage advice from a team that's been supporting local families for 25 years, we'd be delighted to help. Just pop us a message.
❤️

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

13/07/2026

👋 One thing we're really proud of at TMP...

No one person looks after every part of your journey.

Behind every mortgage application there's a team working together.

Whether that's:

📄 checking documents

📞 speaking to lenders

💻 researching criteria

🏡 arranging protection

📋 progressing your application
..everyone has a part to play.

It means that even though you may speak to one member of the team more than another, there's always someone working behind the scenes to help move things forward.

It's very much a team effort.

At TMP, you're never relying on just one person. You're supported by a team that genuinely cares about getting the right outcome for you. If we can help, just pop us a message.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

Address

7 Whitefield Business Units, Lepe Road, Blackfield
Southampton
SO451XR

Telephone

+442380898589

Website

http://www.tmp-mortgages.co.uk/

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