30/04/2026
Breaking News: Bank of England Holds the Base Rate at 3.75% ✋
But what does that actually mean for your mortgage? 🤔
➡️ If you’re on a tracker or variable rate mortgage, your payments should stay roughly where they are for now, as the rate hasn’t changed.
That said, these types of rates can still move depending on lenders, so it’s always worth keeping an eye on things.
➡️ If you’re on a fixed rate mortgage, nothing changes. Your monthly payments stay exactly the same for the duration of your deal.
While this might feel like a bit of stability, the market has been unpredictable recently.
That’s why we’re still recommending speaking to us around 6 months before your current deal ends. 📆
Getting ahead of it means you can secure a rate now.
If rates come down, we can review and switch you.
If they go up, you’re already protected. ✅
If you want to understand what this means for you, get in touch
Your home may be repossessed if you do not keep up repayments on your mortgage.
