Right Advice Mortgage Consultancy Ltd

09/06/2026

After 20 years in this job, it’s still incredibly rewarding to know you’ve helped someone secure a new home — especially when they are dealing with difficult life circumstances and personal challenges along the way.

Two recent completions over the last week have felt particularly special.

One client had to change properties THREE times after we had already secured mortgage offer acceptance. The move was driven by the ill health of parents, which understandably made an already stressful process even harder.

At one stage, the client even had to move into a static home and incurred an early redemption charge in the process.

Thankfully, they are now settled into their new home, and I was also able to arrange for that charge to be refunded.

The second case involved a dream home move, but again came with external pressures including parental ill health, plus a difficult and staggered upper chain with conflicting information coming from the agents involved. Despite all of the challenges, they finally received the keys last week.

Moments like these are a reminder that this job is about far more than just arranging a mortgage. We understand the emotional and personal factors involved, which is why we always try to go above and beyond — supporting our clients throughout the entire journey, not just the finance side of things.

Mandy and Abbey are remarkable at supporting our clients every step of the way, and I’m incredibly grateful for everything they do.

Thank you Team Right-Advice for the outstanding support you continue to give our clients every single day. 👏🏡

01/06/2026

Sunday 31st May, marked an important compliance deadline for landlords under the Renters’ Rights Act.

Failure to meet it could expose landlords to significant financial penalties.

All landlords must provide existing tenants with the Government’s new four-page information sheet explaining how the Act impacts their tenancy. This includes key changes around possession rules, notice periods, rent increases, pet ownership rights, and the abolition of fixed terms.

For landlords with verbal tenancy agreements, arrangements must also be formalised in writing by the same date. For new tenancies starting on or after 1st May 2026, written documentation outlining key tenancy terms is also required.

The risks of non-compliance are substantial. Landlords who fail to meet the deadline could face penalties of up to £7,000, rising to £40,000 for those who fail to serve documentation within 28 days or are repeat offenders.

There is also a separate requirement for student landlords. Those intending to use the HMO student possession ground (Ground 4a) must notify tenants by 31st May. Without formal notification by the deadline, any future notice may be deemed invalid. A reduced two-month notice period will apply for 2026 only, provided the correct process is followed.

Even where this applies, all landlords must still issue the information sheet regardless of tenant type.

For smaller landlords, particularly those managing properties alongside full-time employment, these new obligations may not yet be fully understood or actioned. However, they now form a critical part of compliance and record-keeping, including evidence of delivery in case of dispute.

19/05/2026

Speak to a human, Not an Avatar....

12/05/2026

£5,000 Deposit Mortgages for First Time Buyers!

That is correct - Not 5%,
.. just a £5,000 deposit required.

Another provider joins the club of lenders offering innovative options to help first time buyers get on the property ladder.

Halifax announcement;
On Monday 18 May we will be launching a new low deposit mortgage scheme for First time buyers (FTB) who have saved a personal deposit of a minimum £5,000.

Only one customer on a joint application has to be a 1st time buyer. T&Cs apply.

Call 01908 322 223 to speak to an adviser for more informaiton
Or email [email protected]

Call now to connect with business.

12/05/2026

Thank you to Tom and Laura - Team Alexander Lawrence Estate Agents, for your kind words.

12/05/2026

Reviews like this that make our roles so rewarding.
Well done Team RA.

Latest Google Review; Local Guide • 9 reviews • 4 photos
16 hours ago

I honestly don’t think I will ever be able to thank Kevin and his team enough for everything they have done for me throughout this process.

Buying a home is stressful enough, but my application came with a lot of additional hurdles and at times I truly felt overwhelmed and worried that it just wasn’t going to happen. From the very beginning, Kevin was unbelievably supportive, patient, reassuring and professional. No matter how many questions or worries I had, he always took the time to explain everything.

The communication from Kevin and the wider team was outstanding from start to finish. I was always kept updated and reassured, even during the waiting periods that felt incredibly stressful.

Today I received my mortgage offer and I honestly could not have got here without Kevin and the team. I will always be so grateful for the hard work, encouragement and genuine care they showed throughout what has been such an emotional journey for me.

I would recommend them to absolutely anyone. They truly went above and beyond for me. Thank you once again

29/04/2026

⭐ Proud to Work with Exceptional Agents ⭐

We’re fortunate to work alongside some fantastic agents who choose Right‑Advice Mortgage Consultancy Ltd as their recommended mortgage broker.

At Right‑Advice, we intentionally partner only with agents who share our values — strong work ethic, high professionalism, and an unwavering commitment to delivering the best possible outcomes for clients every time.

A big thank you to Tommy Lawrence , and the team Alexander Lawrence Estate Agents for your kind words. We truly value our partnership and look forward to continuing to work together to support our mutual clientele. 🤝

29/04/2026

⭐ Proud to Work with Exceptional Agents ⭐

We’re fortunate to work alongside some fantastic agents who choose Right‑Advice Mortgage Consultancy Ltd as their recommended mortgage broker.

At Right‑Advice, we intentionally partner only with agents who share our values — strong work ethic, high professionalism, and an unwavering commitment to delivering the best possible outcomes for clients every time.

A big thank you to Andrew Jolly – eXp for your kind words. We truly value our partnership and look forward to continuing to work together to support our mutual clientele. 🤝

28/04/2026

Some google reviews received over the past week. :-)

Mr H;
The whole team at Right Advice are absolutely fantastic and I can't recommend them highly enough. Kevin and his team are the epitome of professionalism and expertise and made us feel fully informed throughout our experience with them. They worked quickly to get the necessary information related to my purchase and were clear and concise in the way they communicate. I couldn't have asked for a better experience and would not use anyone else if I was starting again. Great job to the whole team.

Mrs F;
Been using Kevin and team for years, just re mortgaged again and at this difficult time with lenders. Kevin was thorough in explaining our options and went above and beyond to ensure we got the right product over the line. Would highly recommend!

Mr KJ;
Absolutely amazing service that we have received from Right-Advice. Kevin and all the team are very quick to help and always supply professional and personable advice.

I would 100% recommend them to anyone and can't talk highly enough about them!

Mr G;
Can't reccomend them highly, another seamless mortgage dealt with. I have been using them for years and wouldn't need to go anywhere else. Kev is always on hand to offer advice along with his team.

Mrs H;
We will recommending Right Advice to anyone we know in need of mortgage advice. Thank you to Kevin and the team for all their amazing work, they are fantastic at what they do

5.0 ⭐ · Mortgage broker in Milton Keynes, England

12/03/2026

Life changes — your protection should too.
New job? Moving home? Growing family? It might be time to review your cover and make
sure it still fits your needs.
A quick review today can help keep your future secure.