Tom Smith - The Mortgage Store

29/10/2021

𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄...𝘆𝗼𝘂 𝗰𝗮𝗻 𝗯𝗲 𝗮 “𝗙𝗶𝗿𝘀𝘁 𝗧𝗶𝗺𝗲 𝗕𝘂𝘆𝗲𝗿” 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗼𝗻𝗰𝗲 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗹𝗶𝗳𝗲.

How? Well...

👉 An individual who has not owned a home for three years can qualify as a first-time buyer.
👉 This also applies to married couples. So if one person in a couple qualifies, the couple qualifies together as a first-time buyer.
👉 A single parent who previously owned a home with a spouse also qualifies as a first-time buyer.
👉 You may also qualify as a first-time buyer if you owned a residence that was not attached to a foundation like a mobile home.

https://bit.ly/2NLg8YW

19/10/2021

Coming to the End of your Fixed Term with Help To Buy? Please feel free to get in touch to discuss what options are available to you.

There is lots to consider when remortgaging your mortgage when you've been through the Help to Buy scheme, more so than with a 'usual' remortgage.

14/06/2021

At The Mortgage Store, we specialise in providing award winning mortgage advice to the people of Milton Keynes. Find out more.

29/03/2021

Spring really is in the air!

Great to see that certain outdoor sports can be played again from today and some really important family and friend time can be spent together outside 😊

With this and the return of 95% borrowing for first-time buyers and home movers, things are truly looking up!

Anyone for tennis! 🎾

19/03/2021

𝗧𝗵𝗲 𝗽𝗿𝗼𝗰𝗲𝘀𝘀 𝗼𝗳 𝗯𝘂𝘆𝗶𝗻𝗴 𝗮 𝗵𝗼𝗺𝗲 𝗮𝘀 𝗮 𝗙𝗶𝗿𝘀𝘁 𝗧𝗶𝗺𝗲 𝗕𝘂𝘆𝗲𝗿 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗱𝗶𝗳𝗳𝗲𝗿 𝗺𝘂𝗰𝗵 𝗳𝗿𝗼𝗺 𝗼𝘁𝗵𝗲𝗿 𝗯𝘂𝘆𝗲𝗿𝘀...

The biggest difference is having to save for a deposit, rather than using the sale of a previous home as part payment 💰

Another difference is that there may be exclusive first-time buyer mortgage deals to encourage people to become homeowners 🏡

The Mortgage Store can guide you through the process of applying for a mortgage. To speak to a specialist adviser contact us today

https://bit.ly/2NLg8YW

05/03/2021

How will the 2021 budget affect the Housing Market? 🏡

Here at The Mortgage Store we discuss all the key points including:

👉The Stamp Duty holiday extension and what this means for First Time Buyers & Home Movers
👉How the new 5% deposit mortgages will work
👉Lenders reactions to the Furlough Scheme extension

Listen to our podcast today to find out more https://bit.ly/3kUKhS4

26/02/2021

𝗛𝗼𝘄 𝗺𝘂𝗰𝗵 𝗰𝗮𝗻 𝘆𝗼𝘂 𝗯𝗼𝗿𝗿𝗼𝘄 𝗶𝗳 𝘆𝗼𝘂’𝗿𝗲 𝗮 𝗗𝗼𝗰𝘁𝗼𝗿 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝘁𝗼 𝘀𝗲𝗰𝘂𝗿𝗲 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲? 🤔

How much you can borrow very much depends on your income 💰
BUT.

Doctors have many different deals available to them. Depending on the lender, you can borrow up to five or even six times your annual income.

The Mortgage Store can help you secure the right mortgage for you. Contact our specialists today

https://bit.ly/3ufbNOe

19/02/2021

There is lots to consider when remortgaging your mortgage when you've been through the Help to Buy scheme, more so than with a 'usual' remortgage.

18/02/2021

Remortgaging for debt consolidation allows you to make the most of the equity in your property to manage your other debt repayments.

09/02/2021

Overall mortgage availability rose for the fourth consecutive month to 3,215 – the highest since March 2020 (5,222), according to the latest figures from Moneyfacts.