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Monday 9am - 7pm Tuesday 9am - 7pm Wednesday 9am - 7pm Thursday 9am - 7pm Friday 9am - 7pm Saturday 9am - 7pm

Mary Balanda Just Mortgages

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United Kingdom
Milton Keynes
Mary Balanda Just Mortgages

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Approved by The Openwork Partnership on 21/10/2026
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

27/10/2026

17/09/2026

29/06/2026

🏡 Great news for foreign nationals looking to buy a home in the UK!

A major lender has improved its mortgage criteria, making it easier for many foreign nationals without Indefinite Leave to Remain (ILR) or permanent right to reside to purchase a property with just a 10% deposit.

✅ What's changed?

The lender can now consider applications up to 90% Loan-to-Value (LTV) for eligible foreign national applicants without permanent right to reside in the UK.

If you've lived in the UK for 1 year or more:
✔️ Up to 90% LTV
✔️ Minimum income:

£50,000 (single applicant)
£75,000 (joint applicants)

If you've lived in the UK for less than 1 year:
✔️ Up to 90% LTV
✔️ Minimum household income: £200,000

📋 For applications above 75% LTV, applicants will need:

3 months of UK bank statements showing salary credits into their UK bank account.
Evidence that the deposit is held in a UK bank account.
Bank statements showing regular household expenditure and any overdraft facility or limit.

This is particularly welcome news for:
🏠 First-time buyers
🏗️ New-build purchasers
🌍 Foreign nationals living and working in the UK without ILR or permanent right to reside.

19/06/2026

03/02/2026

🚨 MEGA NEWS for First Time Buyers! 🚨
This is a BIG one 🏡✨

On Tuesday 3rd February, a brand-new mortgage product is launching — and it’s a game changer for people buying their first home.

👉 My First Mortgage – up to 98% LTV!

What does this mean for you?
✅ Deposit from just £10,000
✅ Get on the property ladder sooner
✅ Gifted deposits accepted💛
✅ 5-year fixed rate
✅ Mortgage term up to 40 years

🔑 Key criteria:
• First Time Buyers only (including joint applications)
• Maximum 98% LTV
• Minimum deposit £10,000
• Maximum loan £500,000
• Repayment mortgage only

⚠️ Please note:
• No flats, new builds or properties in Northern Ireland
• Self-employed applicants and Shared Ownership not available at this time

💬 If you thought buying your first home was out of reach — this could be your opportunity.

Address

Milton Keynes

Opening Hours

Monday	9am - 7pm
Tuesday	9am - 7pm
Wednesday	9am - 7pm
Thursday	9am - 7pm
Friday	9am - 7pm
Saturday	9am - 7pm

Telephone

+447522154753

Website

https://justmortgages.co.uk/broker-finder/mary-balanda/

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