Capital Credit Union

Capital Credit Union Ethical, member-owned banking for the UK. Savings, loans and mortgages from a credit union that puts members before shareholders. Est. Edinburgh, 1989.

We're a passionate and award-winning community-owned bank with a volunteer Board who prioritise members over profit. Covering Scotland's North East, Central, East and Borders regions, we help people by getting them into the habit of saving or accessing affordable loans. When you join CCU you become a member, not a customer. Your membership gives you a vote in how things are done and any profits ar

e invested straight back into the Credit Union to keep interest rates on loans and savings competitive. We're the largest credit union in the East of Scotland with over 31,000 members. Membership is open to anyone living or working in Moray, Aberdeenshire, Aberdeen, Angus, Dundee, Perth & Kinross, Fife, Clackmannanshire, Stirling, Falkirk, West Lothian, Edinburgh, East Lothian, Midlothian and Scottish Borders. CCU encourages financial inclusion by providing banking facilities and credit to people that may have been refused elsewhere. Our aim is to encourage people to be responsible lenders and also kick start a saving mentality to allow our members to take control of their finances.

Behind every savings account, loan, and payroll deduction is a real person, a real family, and a real story.That’s why c...
01/06/2026

Behind every savings account, loan, and payroll deduction is a real person, a real family, and a real story.

That’s why credit unions continue to matter.

Not because they are the biggest.
Because they care the most.

We've reached 35,000 members. 🎉That's 35,000 people who've chosen Capital Credit Union for their savings, loans, and eve...
27/05/2026

We've reached 35,000 members. 🎉

That's 35,000 people who've chosen Capital Credit Union for their savings, loans, and everyday banking. We don't take that trust lightly.

Thank you for being part of what we do. Here's to the next chapter.

In a world that moves fast, credit unions still make time for people.Real conversations.Real support.Real communities.Fr...
25/05/2026

In a world that moves fast, credit unions still make time for people.

Real conversations.
Real support.
Real communities.

From helping families save, to supporting members through difficult times, credit unions continue to prove that finance can still have a human side.

That’s something worth being proud of this Monday.

25/05/2026

Quick reminder! 📣

We're closed this Friday 29th May for our Staff Strategy Day, back open as usual from Monday 1st June.

Need something before then? Drop us a message and we'll make sure you're sorted.

At our credit union, every saver, every borrower, and every member matters. Whether you’re building a rainy day fund, pl...
11/05/2026

At our credit union, every saver, every borrower, and every member matters. Whether you’re building a rainy day fund, planning something special, or simply trying to stay on top of everyday life, we’re here to support your journey every step of the way.

Small goals grow into big achievements when you have the right support behind you. That’s the power of people helping people. 🙌

Can YOU spot the imposter? 👀Hibs stars Rocky Bushiri, Jack Iredale, Felix Passlack and Owen Elding take on the Imposter ...
08/05/2026

Can YOU spot the imposter? 👀

Hibs stars Rocky Bushiri, Jack Iredale, Felix Passlack and Owen Elding take on the Imposter Challenge, and it's a good one.

Give it a watch, and share with the Hibs fan in your life 💚

👉

Rocky Bushiri, Jack Iredale, Felix Passlack and Owen Elding take on the Imposter Challenge!Brought to you by Capital Credit Union.

Quick heads up! 📣We'll be closed on Friday 29th May for our Staff Strategy Day. It's a chance for the whole team to step...
30/04/2026

Quick heads up! 📣

We'll be closed on Friday 29th May for our Staff Strategy Day. It's a chance for the whole team to step away from the day-to-day, put our heads together, and work on ways to make your experience with us even better.

Thanks so much for your patience while we take this time to plan and improve, it really does make a difference.

We'll be back open as usual from Monday 1st June, ready to see you all again.

Got something urgent before we close? Drop us a message and we'll make sure you're sorted.

There’s something different about a place that puts people before profit.Where every decision is made with real lives in...
24/04/2026

There’s something different about a place that puts people before profit.

Where every decision is made with real lives in mind.
Where support isn’t a service… it’s a responsibility.

Credit unions aren’t here to sell.
They’re here to stand beside you.

And that’s what continues to make the difference, every single day.

Around this time of year, things can feel like they’re speeding up. Plans, pressure, money going out quicker than it’s c...
13/04/2026

Around this time of year, things can feel like they’re speeding up. Plans, pressure, money going out quicker than it’s coming in.

But being in control doesn’t mean having everything figured out. It means knowing where you stand and having a way forward.

At our credit union, we’re here for that. A place to steady things, make a plan, and move at your own pace.

No pressure. No judgement. Just support when you need it most.

https://eu1.hubs.ly/H0tqnwq0

10/04/2026

We've hit 34,000 members! 🎊

A few days ago we told you about our record-breaking month for new members joining us. Well, the momentum hasn't stopped!

We are so proud to now serve 34,000 members across the UK. Whether you've been with us for years or joined us just recently as part of that record run, THANK YOU. 🙏

You're not just a number to us. You're the reason we exist.

Share this and tag a friend who should join the Credit Union family! 👇

❤️ Capital Credit Union, saving together, growing together.

Address

31 Dunedin Street
Edinburgh
EH74JG

Opening Hours

Monday 10am - 4pm
Tuesday 10am - 4pm
Wednesday 10am - 4pm
Thursday 10am - 4pm
Friday 10am - 3pm

Telephone

+441312259901

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