Gilson Gray Financial Management

16/10/2026

From 6 April 2027, most unused pension funds and certain death benefits will come into scope for Inheritance Tax, a significant change that could have a major impact on estate planning.

Our Financial Management and Private Client teams explore what these changes could mean for you, including the key thresholds, exemptions and planning considerations to be aware of.

Read the full article here: https://bit.ly/3VNi5ak

Gilson Gray Financial Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 14/10/2026

15/10/2026

Having a financial plan in place can provide greater clarity and confidence when making decisions about your financial future.

Taking the time to understand where you are now and where you want to be can make a meaningful difference to how you approach your finances.

True financial confidence starts with a clear plan. Contact our team to find out how we can help you build yours: https://bit.ly/4d5JtpM

Source: St. James’s Place Financial Health Report 2026. Research conducted by Opinium among 6,000 UK adults nationwide between 17 March and 9 April 2026. Quotas and post-weighting were applied to make the dataset representative of the UK adult population.

Gilson Gray Financial Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 27/08/2026

14/10/2026

Figures show women are substantially more likely than men to take a career break during their working life.

Whether it’s maternity leave, caring for young children, or looking after elderly family members, the responsibilities that lead to time out of paid work are more likely to impact women.

🔗 Read more:

Figures show women are substantially more likely than men to take a career break during their working life.1 Whether it’s maternity leave, caring for young children, or looking after elderly family members, the responsibilities that lead to time out of paid work are more likely to impact women.

13/10/2026

The latest 'Week Watch' blog from SJP is now available! Stay informed about recent stock market movements and important financial insights here:

President Trump last week announced that his administration had reached an agreement on the release of about 13.5 million barrels of Russian diesel. However, October’s shipment of 2.3 million barrels against daily global demand of about 30 million barrels means that in the short term, this is unli...

12/10/2026

How much can you contribute to a pension?

There are a few important limits to be aware of when making pension contributions, from your annual earnings to the annual allowance and, in some circumstances, the ability to carry forward unused allowances from previous tax years.

In the first video of our pension series, Zoë Walker, Financial Adviser at Gilson Gray Financial Management, explains some of the key considerations when looking at how much you may be able to contribute. If you have any questions or would like to explore your options, please get in touch.

Gilson Gray Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). Gilson Gray Financial Management is a trading name of Gilson Gray Financial Limited.

SJP Approved 08/10/2026

09/10/2026

Prime minister Andy Burnham has unveiled a new scheme to help more first-time buyers in England on to the property ladder.

🔗 Read more about the boost for first time buyers:

It will offer government-backed equity loans of 20% to those buying new build homes in England, who have at least a 2.5% cash deposit towards their purchase.

08/10/2026

Government top-ups are one of the most powerful tools available to boost your retirement pot.

If you're a higher or additional-rate taxpayer, you could be leaving significant amounts of unclaimed tax relief on the table every year - which can be reclaimed via your tax return.

Please visit our website to get in touch and find out how our financial management services can help you make the most of you your pension: https://bit.ly/3TfzCqF

Gilson Gray Financial Ltd is an Appointed Representative of and represents only St. James's Place Wealth
Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 27/08/2026

07/10/2026

Divorce for many is a significant life change, one which can bring emotions, admin and financial upheaval to the fore.

Read more about how to proof your business during divorce:

If you’re a business owner, an additional concern may be whether you will be able to retain control and ownership of the business you’ve worked so hard to create. While the answer isn’t as simple as a guaranteed yes, there are actions you can take to protect your business in divorce – while ...

07/10/2026

The new Week Watch from SJP has arrived! 📈

Catch up on all the latest market action and key financial insights right here:

Last week’s Labour party conference gave the new prime minister a platform to set out his vision for the country, including some ambitious changes to housing and social care. However, the details of how this will be paid for won’t be revealed until the Budget at the end of the month, at the earl...