Gilson Gray Financial Management

13/07/2026

Changes to inheritance tax (IHT) rules which will bring pensions into scope from next April are changing how people think about retirement planning, with more turning once again to annuities.

🔗 Read more:

Changes to inheritance tax (IHT) rules which will bring most pensions into scope from next April are changing how people think about retirement planning, with more turning once again to annuities.

13/07/2026

Across Scotland, local authorities are turning vacant high street properties into lucrative opportunities through grants and business rates relief.

Our latest article explores how owners and investors can access these regional funds to transform empty buildings into valuable assets.

🔗 Read the full article here: https://bit.ly/4peEGHb

10/07/2026

Financial well-being refers to feeling secure and confident that you have sufficient funds to cover your needs throughout your life.

We offer a complimentary initial consultation where our advisers will review your legal and financial situation.

This will help you manage your finances more effectively and give you the freedom to make choices that enrich your life.

For more information on this service, head to: https://bit.ly/3SUQFO5

09/07/2026

Going through a divorce is usually an emotionally difficult time but it also has ongoing financial implications.

Amid the transition, it can be easy to overlook some important steps that might shape your financial future.

We look at five key areas to help keep your finances on track for the long term.

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Going through a divorce is usually an emotionally difficult time but it also has ongoing financial implications. Amid the transition, it can be easy to overlook some important steps that might shape your financial future. We look at five key areas to help keep your finances on track for the long ter...

08/07/2026

Women are earning, creating, inheriting and managing more wealth than ever before.

Yet research suggests this is not matched by greater confidence or engagement with long-term financial decisions.

Read more about the divide between managing money today and planning for tomorrow:

Women are earning, creating, inheriting and managing more wealth than ever before. Yet research suggests this is not matched by greater confidence or engagement with long-term financial decisions. This is according to St James’s Place’s Financial Health Report 2026: Women and Wealth, published t...

07/07/2026

June’s US jobs report, released just before markets closed for the 4th July holiday, raised quite a few eyebrows.

The ‘Week Watch’ blog from SJP is live! Click here for your 7-minute update on this week’s stock market:

June’s US jobs report, released just before markets closed for the 4th July holiday, raised quite a few eyebrows. 57,000 new jobs were created in the month, well short of the 113,000 estimate. The hospitality and leisure sectors lost jobs, at odds with expectations the FIFA World Cup would provide...

06/07/2026

Stepping back from the business you have built from the ground up, often over a period of many years, is never easy.

Yet the right advice and guidance can help founders achieve a successful deal and move onto the next stage of life, as we explore here in our case study on lighting firm flex7.

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Elephant’s Child is a business advisory firm that specialises in helping SMEs grow, raise capital and plan for successful exits.

03/07/2026

For many business owners, keeping up with employment law can feel like trying to hit a moving target.

Chloe Carey, an HR specialist at business consultancy Elephants Child, looks at the most important things business owners need to consider now:

The changes being introduced throughout 2026 and into 2027 represent some of the biggest shifts to employment rights in over a decade. While many employers are aware that legislation is changing, fewer have considered what these changes mean in practical terms for their business, their managers, and...

02/07/2026

Local to East Lothian? At Gilson Gray Financial Management, we are proud partners of the East Lothian community.

From our office at 6 Church Road, North Berwick, our dedicated advisers provide tailored advice on retirement planning, investment strategies, and wealth protection.

Get trusted, face-to-face financial advice right where you live.

Find out more about our East Lothian advisers here:

Gilson Gray Financial Management, proud partner practice of St. James's Place. Helping individuals, families and business owners across East Lothian create the future they imagine with clear, personal financial advice tailored to their goals.

01/07/2026

The government has announced a 22% charge will be applied on the interest on cash savings held within non-cash ISAs, including stocks and shares ISAs and innovative finance ISAs, from April 2027.

Read more in our latest article:

The government has announced a 22% charge on the interest on cash savings held within non-cash ISAs, including stocks and shares ISAs and innovative finance ISAs, from April 2027.