The Biggar Mortgage Team

04/14/2026

There’s an important new federal incentive that could make buying a newly built home more affordable for first-time buyers in Canada.

The Canadian federal First-Time Home Buyers GST/HST rebate applies to qualifying purchase agreements signed on or after May 27, 2025, and offers a full or partial refund of up to $50,000 on the GST or the federal portion of the HST paid on a new home.

Here’s what you need to know about the first-time home buyer rebate.

First-time home buyers can get up to a $50,000 rebate back in GST/HST on newly constructed homes in Canada.

04/07/2026

Spring can bring a sense of momentum to the housing market. More listings, more conversations, more people thinking about making a move. But this year, the spring market in Canada feels a little different. Instead of a big surge, we’re seeing a market shaped by caution, uncertainty, and opportunity. Whether you’re buying, selling, refinancing, or just trying to make sense of what’s happening, here’s what you need to know about Canada’s Housing Market.

Whether you’re buying, selling or refinancing, here’s what you need to know about Canada’s Housing Market this spring.

04/06/2026

How Much Can I Afford? Looking to buy, renew, or refinance? Download Rodney Biggar’s FREE MCC Home Centre App and get instant access to mortgage tools like pre-qualification without a credit check, affordability calculators, down payment estimates, and more. It’s a simple way to plan smarter and move forward with confidence.

Download the app today https://www.mccapp.ca/app/rodney-biggar

03/23/2026

Life and business go hand in hand for us, and we’re grateful to work together helping people achieve homeownership.

We know mortgages are never just about rates and approvals. They’re about real people, real goals, and building a future. Through our own personal experiences of buying homes, building a home, and purchasing investment properties, we understand just how meaningful each step of the journey can be. That’s why we love being part of that journey for our clients!

03/04/2026

Our bowling scores may not have been impressive… but being part of and supporting something that makes a real difference definitely was! 🎳 .lovegrove.37

02/20/2026

You’ve found the perfect home. Your mortgage is approved. Possession day is almost here…

Now it’s time for one of the final steps in your home-buying journey: signing at your lawyer’s office.

What actually happens at that appointment?
📑 What documents are you signing?
💰 What funds are exchanged?
🔑 When do you officially get the keys?

We’re breaking it all down so you know exactly what to expect and can walk in feeling prepared. 👉 Read more to make sure there are no surprises on closing day!

I’m Rodney Biggar, a Spruce Grove Mortgage Broker, and here’s a breakdown to help you walk into your lawyer office feeling prepared.

02/17/2026

Family Day goals achieved! Unplugged. Fully present. Quality time together. Happy Family Day from the Biggar family to yours!

02/09/2026

Every smart move starts with a solid game plan♟️I recently helped clients refinance their mortgage and consolidate $60,000 in high-interest debt. By thinking a few moves ahead, we lowered their overall interest rate and increased their monthly payment by only a few hundred dollars, saving them thousands over time.

Debt can feel like you’re stuck playing defense, but with the right strategy, you can regain control of the board. If you’re feeling overwhelmed or unsure of your next move, I’m here to strategize with you. Let’s get you back in the game with confidence.

01/06/2026

After chatting with a client about their mortgage strategy and future financial goals, I thought about how everyone has a different emotional connection to money. I use it as a tool, my wife Alicia uses it for security, and our boys use it for freedom. Please share what resonates for you!

Let’s be honest, money isn’t just what shows up in your bank account. It’s emotions, memories, and the stories we tell ourselves about what…

12/23/2025

Wishing you a very Merry Christmas from our home to yours!