Tina Dahl Mortgage Broker

09/05/2026

Don't get caught in the penalty trapdoor.

Leaving your mortgage early can come with a price tag you didn't expect. Whether it’s a prepayment penalty or a break fee, understanding the fine print before you sign is how you protect your equity.

In Round 23 of the Mortgage Dojo, we're looking at why the lowest rate isn't always the best deal if the exit costs are too high.

Always ask about the exit strategy.

09/02/2026

Mortgage FAQ
How long does a mortgage approval take?
A typical timeline looks like this:
📄 Pre-approval: 1–3 business days
🏠 After an accepted offer: several days to a few weeks, depending on the lender, appraisal, and document requirements
🔑Final mortgage instructions: sent to your lawyer before possession
The smoother the documentation process, the faster we can move your file forward.
Have a mortgage question you’d like answered in a future post? Drop it in the comments! 👇

09/02/2026

Tanya and Tina with our rate announcement ! Bank of Canada stayed the same - prime lending rate continues to be 4.45% - check out our video and let me know if you have any questions on your upcoming renewal or new purchase. Happy to help.

09/01/2026

🍂September is here!
Fall is often one of the busiest times of the year for homebuyers and homeowners looking to refinance or renew.
If buying a home is on your 2026 goal list, getting pre-approved early can help you move quickly when the right property hits the market.
Let’s build a mortgage plan that works for your timeline, budget, and long-term goals.
📩 Book a mortgage strategy call with the Steenbeek Mortgage Team.

08/29/2026

Welcome to the Equity Elevator.

Think of home equity as the difference between your home's market value and what you still owe on your mortgage. As you pay down that balance and property values rise, your equity climbs: giving you more financial leverage and ownership power.

Whether you’re looking to renovate, invest, or simply build long-term wealth, understanding your equity is the key to mastering your mortgage.

Ready to see how high your elevator can go? Let’s get to work.

08/26/2026

📅 Is your mortgage renewing in the next 120 days?
Many homeowners simply sign the renewal offer sent by their current lender—but that may not always be the best option.
Reviewing your mortgage before renewal can help you:
✔️ Compare current rates ✔️ Explore different term options ✔️ Adjust your payment strategy ✔️ Make sure your mortgage still fits your goals
If your renewal is coming up this fall, now is the perfect time to review your options.
📩 Reach out to the Steenbeek Mortgage Team for a complimentary renewal review.

08/26/2026

08/22/2026

Is your mortgage still working for you? 🥋

A refinance isn’t just a change; it’s a strategic pivot. Whether you’re looking to lower your rate, access equity, or shorten your term, it’s about adjusting your grip to win the long game.

Professor’s Drill: Review your terms regularly to ensure you’re always in the best position.

Next Round: Equity Elevator ⬆️

08/20/2026

❤️ Community Spotlight: Leduc & Leduc County
One of the reasons we love working in this community is the incredible mix of friendly neighborhoods, local businesses, parks, schools, and family events.
Whether you’re buying your first home, upsizing, or moving to the area, Leduc offers a wonderful place to put down roots.
What’s your favourite thing about living in Leduc or Leduc County? Tell us in the comments! 👇

08/18/2026

📚✏️ Back-to-school season is here!
School supplies, activities, sports fees, and new routines can make fall feel expensive. One of the best things you can do as a homeowner is make sure your mortgage payment fits comfortably within your monthly budget.
A mortgage should support your lifestyle—not stretch it too thin.
If you’re planning to buy this fall, we can help you find a payment range that leaves room for the things that matter most to your family.