The Mortgage Centre Elite - Holly Cochrane

The Mortgage Centre Elite - Holly Cochrane Our goal is to design the right mortgage solution for your unique needs! Hello and welcome! Your mortgage is a big decision and a powerful financial tool.

Throughout my years in the mortgage industry, I have helped many people achieve their dreams of homeownership and financial security. I develop mortgage plans for my clients that often begin with their first purchase and carries them to their next mortgage need, whether it’s for a trade-up home, real estate investing vacation property, or debt consolidation. And that’s probably why my business is

built primarily through referrals from satisfied clients. With access to more than 50 financial institutions – including major banks, credit unions, trusts and other national and regional lenders – I can get mortgage financing for almost any situation, although my service is more than just placing your mortgage with a lender. There are no fees for my consultations, planning and mortgage placement (oac). The lender we decide on pays compensation for the services and solution provided, and only after your mortgage has closed. I look forward to helping you achieve your financial and homeownership goals! You're off to a great start with a company that offers expertise, in-depth industry insight, exceptional resources, and exclusive access to a suite of innovative mortgage products.

If your mortgage renewal is coming up, don’t feel like you have to automatically sign the first offer your lender sends ...
06/15/2026

If your mortgage renewal is coming up, don’t feel like you have to automatically sign the first offer your lender sends over.❎

A renewal is a great time to pause, compare your options, and make sure your mortgage still fits your life.✅

Your income, expenses, plans, and goals may have changed since you first got your mortgage. The lending market may have changed too.

Before you renew, we can help you look at your current offer, compare other options, and make sure you’re making the right move for the next term.💯

Reach out before you sign.📲

The Mortgage Centre Elite
780-485-7908

06/13/2026

Whether you're buying your first home, renewing your mortgage, or wondering if refinancing makes sense, having the right guidance matters.

We're here to help you understand your options and feel confident in your next step.

Reach out anytime. 🏡

Team Cochrane
The Mortgage Centre Elite
780-485-7908

🏡🏠

📣BANK OF CANADA ANNOUNCEMENT The Bank of Canada has left its policy rate unchanged at 2.25%.The next interest rate annou...
06/10/2026

📣BANK OF CANADA ANNOUNCEMENT

The Bank of Canada has left its policy rate unchanged at 2.25%.

The next interest rate announcement is scheduled for July 15.

Have questions about what this means for you? Reach out anytime. We're here to help.

Team Cochrane
The Mortgage Centre Elite
780-485-7908

Mortgage approvals don’t always slow down because of one big issue.Sometimes it’s the small things.💯Missing documents, u...
06/09/2026

Mortgage approvals don’t always slow down because of one big issue.

Sometimes it’s the small things.💯

Missing documents, unclear deposits, job changes, appraisal timing, unsigned paperwork, or lender processing times can all add extra back and forth to the process.

The good news? A lot of delays can be avoided with early planning, clear communication, and having the right documents ready from the start.✔

If you’re getting ready to buy, refinance, or renew, we’re here to help you stay ahead of the process.📲📩

Team Cochrane
The Mortgage Centre Elite
780-485-7908

06/06/2026

What helps you qualify for a mortgage?

A few key things lenders look at are:

✔️ Your credit score
✔️ Your down payment
✔️ Your credit history
✔️ Your income

It’s not about having everything perfect. It’s about understanding where you’re at now, what options may be available, and what steps can help you get closer to approval.

Whether you’re buying soon or just starting to think about it, we can help you make a plan that actually fits your situation.

Have questions? Send us a message and let’s chat.📩

Team Cochrane
The Mortgage Centre Elite
780-485-7908

A reverse mortgage lets eligible homeowners, usually 55+, access some of the equity in their home without selling.🏠It ca...
06/03/2026

A reverse mortgage lets eligible homeowners, usually 55+, access some of the equity in their home without selling.🏠

It can be helpful in the right situation, but it’s important to understand how the balance grows and when it needs to be repaid.

Have questions about reverse mortgages or other ways to use your home equity? Reach out to Team Cochrane and we can help you look at your options.📲📩

Team Cochrane
The Mortgage Centre Elite
780-485-7908

Buying a home isn’t just about the down payment.🏠Legal fees, property tax adjustments, inspections, appraisals, moving c...
06/01/2026

Buying a home isn’t just about the down payment.🏠

Legal fees, property tax adjustments, inspections, appraisals, moving costs, and setup expenses can add up quickly if you’re not prepared for them.

That’s why we help our clients understand the full picture before they make a move.

If you’re thinking about buying and want to know what the real numbers look like, give us a call today! Let’s make a plan that works for you.

Team Cochrane
The Mortgage Centre Elite
780-485-7908

Spring is a great time to check in on more than just the yard.🌳If you haven’t looked at your mortgage in a while, this i...
05/29/2026

Spring is a great time to check in on more than just the yard.🌳

If you haven’t looked at your mortgage in a while, this is your reminder to review your rate, renewal date, payment comfort, and future plans.

A quick conversation now can help you feel more prepared later.

Team Cochrane
The Mortgage Centre Elite
780-485-7908

05/27/2026

Falling in love with a home is the fun part.🫶

But before you get too attached to that perfect little coffee corner… it helps to know what you’re approved for first.

A mortgage pre-approval gives you a clearer picture of your budget and helps you understand your options.

It’s not about rushing you into buying.
It’s about helping you shop with confidence.

Thinking about making a move? Reach out to Team Cochrane and let’s get your pre-approval started.

Team Cochrane
The Mortgage Centre Elite
780-485-7908

A reminder that catches a lot of buyers off guard: your down payment isn’t the only upfront cost to plan for.Legal fees,...
05/25/2026

A reminder that catches a lot of buyers off guard: your down payment isn’t the only upfront cost to plan for.

Legal fees, appraisal costs, home inspection, adjustments, moving expenses… they can add up quickly when you’re already focused on finding the right home.

The better you plan ahead, the fewer surprises you’ll run into when it’s time to make a move.💯

Have questions about what to budget for? Team Cochrane can help.📩📲

Team Cochrane
The Mortgage Centre Elite
780-485-7908

Address

16 Nelson Drive #4
Spruce Grove, AB
T7X3X3

Opening Hours

Monday 8:30am - 9pm
Tuesday 8:30am - 9pm
Wednesday 8:30am - 9pm
Thursday 8:30am - 9pm
Friday 8:30am - 9pm
Saturday 9am - 5pm

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