Jordan St. Pierre - The Mortgage Centre

01/01/2026

Wishing everyone joy, peace and prosperity this New Year. We are so very thankful to those who have supported our business this year and look forward to seeing what 2026 has in store!

10/29/2025

As was widely predicted, The Bank of Canada announced this morning it has reduced its key interest rate by 25 basis points to 2.25%. While this may mean some upwards pressure on inflation, it will also hopefully alleviate some payment stress for those with loans tied to prime lending, such as variable rate mortgages, car loans, HELOC/other lines of credit, etc.

Prime rate is expected to be decrease to 4.45%.

This announcement will have little impact on fixed rate mortgages, as those rates are more determined by government bond yields and other various economic factors.

To understand how these rate cuts will impact you, please reach out to Jordan at 780-953-7314 or check out our current rate offerings at www.modernfinance.ca

10/28/2025

Sorting through endless mortgage options in Alberta can feel daunting—especially when you want the best rate for your unique needs. Many homebuyers and homeowners get stuck comparing only the headline rates, missing out on key details like payment flexibility, lender reputation, and hidden fees that can make a big difference over time.

Our latest insights reveal what really matters when choosing a mortgage, and why partnering with a knowledgeable mortgage broker can help you access more lenders, better rates, and guidance you can trust. Whether you’re buying your first home or thinking about refinancing, understanding your options puts you in control of your financial future.

Curious about how to make your mortgage work for you? Start your journey with expert advice and support every step of the way.

Discover expert strategies for comparing mortgage rates in Alberta, understanding lender differences, and choosing the best mortgage option for your unique financial situation. Learn how a mortgage broker in Alberta can help you secure the right mortgage for your goals.

09/17/2025

The Bank of Canada announced this morning it has reduced its key interest rate by 25 basis points to 2.5%, marking its first reduction since March. The bank cited the “weakening economy and less upside risk to inflation” as factors in the widely expected decision. Prime rate is expected to be decrease to 4.70% and will affect variable rate mortgages, lines of credit and other types of bank loans attached to prime rate lending.

This announcement will have little impact on fixed rate mortgages, as those rates are more determined by government bond yields and other various economic factors.

To understand how these rate cuts will impact you, please reach out to Jordan at 780-953-7314 or check out our current rate offerings at www.modernfinance.ca

03/12/2025

The Bank of Canada announced this morning it has reduced its key interest rate by 25 basis points to 2.75%, marking its seventh consecutive reduction. Prime rate is expected to be decrease to 4.95% and will affect variable rate mortgages, lines of credit and other types of bank loans attached to prime rate lending.

This announcement will have little impact on fixed rate mortgages, as those rates are more determined by government bond yields and other various economic factors.

To understand how these rate cuts will impact you, please reach out to Jordan at 780-953-7314 or check out our current rate offerings at www.modernfinance.ca

02/28/2025

Did you know there’s approximately 1.2 million mortgages up for renewal in Canada this year? Many of those were locked in at very low interest rates and understandably, homeowners are anxious about what that means for them come renewal time.

Speak to a knowledgeable mortgage broker who can help you come up with a mortgage plan that could help you save money in the long run and hedge yourself against any potential rate drops in the coming years.

Check out our current rate offerings above and for more information, reach out to Jordan at 780-953-7314 or visit our website www.modernfinance.ca

02/20/2025

A very sincere thank you to our clients, colleagues, industry and referral partners for helping us to achieve our goals this past year! We are so pleased to announce that once again we have received the silver ambassador award from . It is not only an honor to receive recognition for our continuous efforts and accomplishments within the mortgage industry, but a privilege to serve our community.

We extend our heartfelt gratitude to those who have placed their trust in us to assist with one of the most significant purchases of their lives and also to those who have taken the time to provide referrals over the past year. Your willingness to recommend our services to your esteemed contacts is truly valued. As we embark on 2025, we eagerly anticipate the opportunities and experiences that lie ahead and cannot thank you enough for your continued support!

01/29/2025

In a widely anticipated move, the Bank of Canada announced this morning it has reduced its key interest rate by 25 basis points to 3.0%, marking its sixth consecutive reduction. Prime rate is expected to be decrease to 5.2% and will affect variable rate mortgages, lines of credit and other types of bank loans attached to prime rate lending.

This announcement will have little impact on fixed rate mortgages, as those rates are more determined by government bond yields and other various economic factors.

To understand how these rate cuts will impact you, please reach out to Jordan at 780-953-7314 or check out our current rate offerings at www.modernfinance.ca

01/24/2025

Is your mortgage coming up for renewal in 2025? Don’t wait until the last minute to review your options! Speak with a knowledgeable mortgage broker who can assess your unique situation and help you build a mortgage strategy that’s tailored to your needs and financial goals.

To schedule a consultation, reach out to Jordan at 780-953-7314 or visit our website www.modernfinance.ca

12/31/2024

Thank you to all who supported our business this year! We are so grateful to have the opportunity to serve our community and value the trust our wonderful clients and colleagues have placed in us. Looking forward to seeing what exciting things the upcoming year will bring!

Wishing you all a happy, healthy and prosperous 2025! ✨