09/08/2026
👉This one comes up a lot, and yes, you can shop around for a mortgage without repeatedly beating up your credit.
When multiple mortgage-related credit inquiries are made within a relatively short period, credit bureaus will generally recognize that you’re rate shopping and treat those inquiries as a single event for scoring purposes.
That means you don’t have to take the first mortgage offer you receive simply because you’re worried another conversation will hurt your score.
A mortgage broker can also do a lot of that shopping for you. We compare lenders, rates and mortgage options to find the right fit without you having to apply all over town yourself.💯
Have a mortgage question you’ve always wondered about? Send us a DM. It might be our next FAQ.📩
The Mortgage Centre Elite