Denise Kelly - My Mortgage Girl

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Denise Kelly - My Mortgage Girl Top Producing Mortgage Agent Licensed to do business in Alberta, Ontario & Newfoundland. Hi I'm Denise Kelly. Call me for all your Mortgage Needs.

I am a licensed Mortgage Agent based out of Spruce Grove Alberta. I am licensed to do business in Alberta, Ontario and Newfoundland. I have over 32 years’ experience working in the financial services industry and access to over 50 lenders in Canada. No Down Payment Mortgage, Home Buyers, First Time Home Buyers, Mortgage Approval, Self Employed, Investment Property, Debt Consolidation, Mortgage Renewal, Mortgage Refinance, Home Equity/Renovations, Vacation Property, Credit Improvement. Call me to discuss the options available to you.

Hello November, Hello Homeownership 🏡
11/01/2026

Hello November, Hello Homeownership 🏡

🎃👻 Happy Halloween! 🏡🧡
10/31/2026

🎃👻 Happy Halloween! 🏡🧡

💀👻 It's almost Halloween, and we're just DYING to get your mortgage applications in! 🎃🏡Don't let your homeownership drea...
10/30/2026

💀👻 It's almost Halloween, and we're just DYING to get your mortgage applications in! 🎃🏡

Don't let your homeownership dreams turn into a waiting game! Your Mortgage Girl is here to help! 🔑🧡

📢 INTEREST RATE UPDATE! 🇨🇦The Bank of Canada has increased its policy rate to 2.50%, with the prime lending rate now at ...
10/29/2026

📢 INTEREST RATE UPDATE! 🇨🇦

The Bank of Canada has increased its policy rate to 2.50%, with the prime lending rate now at 4.70%.

But what does that actually mean for Canadian homeowners and buyers? 🏡

📈 If you have a variable-rate mortgage, this change could affect your interest costs and potentially your payments.

🔒 If you're locked into a fixed-rate mortgage, your current rate won't change during your term.

🔑 If you're planning to buy, refinance, or renew, it's a good time to review your mortgage strategy.

Every mortgage situation is different, and understanding your options makes all the difference.

📲 Have questions? Reach out and let's talk!

🎃 Spooky season is here, but your mortgage doesn't have to be scary! 👻🏡 Let's make your homeownership dreams a reality! ...
10/28/2026

🎃 Spooky season is here, but your mortgage doesn't have to be scary! 👻🏡 Let's make your homeownership dreams a reality! 🔑✨

10/27/2026

Thinking about buying your first home, upgrading, or making a move in Ontario? 🍁

Whether you're just starting your home search or ready to make an offer, I'm here to help you navigate your mortgage options and make homeownership a reality! 🔑✨

📲 Let's chat and get you one step closer to your dream home!

10/24/2026
10/24/2026

POV: I’m asking you 101 questions just to fill out your mortgage application 😂🏡

I promise I’m not being nosy… I just need to know EVERYTHING to help get you approved 💅🔑

We all love scrolling through dream homes… but what if one of them could actually be yours? 👀Before you fall in love wit...
10/21/2026

We all love scrolling through dream homes… but what if one of them could actually be yours? 👀

Before you fall in love with that perfect kitchen or dreamy backyard, let's figure out what fits your budget!

📲 Ready to go from scrolling to house hunting? Let's chat!

Your down payment isn't the only expense to plan for when purchasing a home!Here are 4 costs every homebuyer should keep...
10/20/2026

Your down payment isn't the only expense to plan for when purchasing a home!

Here are 4 costs every homebuyer should keep in mind:

⚖️ Legal Fees – The cost of handling the legal side of your purchase.

🔍 Home Inspection – An important step in understanding the condition of your future home.

🏠 Property Tax Adjustments – You may need to reimburse the seller for prepaid property taxes.

📦 Moving Expenses – Don't forget to budget for the big move!

Thinking about buying? Let's chat and make sure you're financially prepared for the journey!

Address

Spruce Grove, AB

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