Caylee Nettleton, TD Mobile Mortgage Specialist

07/15/2026

📢 Bank of Canada Rate Update — July 15, 2026

Today, the Bank of Canada announced it is holding the overnight lending rate at 2.25%.

This means there is no immediate change to prime rate or most variable-rate mortgages and lines of credit.

Wondering how today’s announcement may affect your mortgage, renewal, or home-buying plans? Reach out anytime—I’m happy to help!

Caylee Nettleton
Mortgage Specialist

04/29/2026

The Bank of Canada held its key interest rate steady today, keeping Canada’s prime rate unchanged 📊

For mortgage clients, this means no immediate change to variable-rate payments or lines of credit—providing some short-term stability 👍

While today’s announcement brings consistency, future rate decisions will continue to depend on inflation and economic conditions 📉📈—making it important to stay informed and proactive with your mortgage strategy.

If you have questions about how this impacts your current mortgage or buying plans, feel free to reach out anytime 📩

Caylee Nettleton | Mortgage Specialist

03/18/2026

Bank of Canada Update 🚨

The Bank of Canada made its latest rate announcement today — and here’s what it means for you 👇

No major surprises prime remains the same, but this is a reminder that the market is still adjusting and timing matters more than ever. Whether you’re buying, renewing, or just keeping an eye on things, your mortgage strategy should be just as dynamic as the rates.

💡 Fixed or variable?
💡 Renew now or wait?
💡 How does this impact your budget?

These are the questions worth asking right now.

If you want a quick breakdown of what today’s announcement means for you specifically, I’ve got you covered — reach out anytime!

Caylee Nettleton

03/17/2026

🍀 Happy St. Patrick’s Day! 🍀

Feeling lucky? The real luck is being prepared when opportunity knocks. Whether you’re buying your first home, refinancing, or just exploring your options—having the right mortgage plan makes all the difference.

Let’s turn a little luck into smart strategy this year. 🏡✨

Reach out anytime—your future home might be closer than you think!

Caylee Nettleton

01/01/2026

✨ Happy New Year! ✨

As we step into 2026, I want to take a moment to say thank you. Whether you trusted me with your mortgage journey, referred a friend, or partnered with me along the way—your support means everything.

Wishing you a year filled with new opportunities, big milestones, and exciting possibilities. I look forward to helping you navigate your homeownership goals in the year ahead.

Cheers to a successful and prosperous 2026! 🥂🏡

Caylee Nettleton
Mortgage Specialist

12/25/2025

Wishing you and your families a very Merry Christmas and a joyful holiday season. 🎄
Feeling incredibly grateful for the trust, support, and collaboration shared with clients and colleagues this year.❤️
May your holidays be filled with rest, laughter, and special moments, and may the new year bring you health, happiness, and continued success.
Caylee Nettleton
TD mortgages

10/13/2025

This Thanksgiving, my heart is full of gratitude. 💛
To my wonderful clients, friends, and supporters — thank you for being part of my journey.
Wishing you a day surrounded by love, laughter, and all your favorite dishes. 🍁🦃

12/26/2024

12/11/2024

Lots of questions are what the most recent announcement means for clients.

➡️As a reminder the Bank of Canada rate announcements do not directly impact fixed rate mortgages, this is only a change for variable products.

➡️Fixed rates are led with the bond market.

➡️With the most recent change, some clients in a variable rate mortgage would see a change of 0.50% in their lending rate. This would equate to an approx. $29.96 monthly savings per $100,000 of a mortgage.

If you would like to chat more about your mortgage I am available anytime for a quick financial check up to answer any questions you may have.

Caylee Nettleton
TD mortgage specialist