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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Shelby Bragg Mortgage Broker

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Canada
Moncton, NB
Shelby Bragg Mortgage Broker

Licensed Mortgage Broker, located down town Moncton, servicing all of NB & NS. FCNB Brokerage License # 260012609
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11/02/2026

November is a great time to pause, check in with your money habits, and think about what you want your finances to help you achieve. Financial Literacy Month 2026 is a reminder that financial confidence is not built overnight. It grows through small decisions, honest conversations, and a better understanding of the tools available to you.

For many Canadians, money has felt more complicated in recent years. Housing costs, mortgage payments, debt, groceries, savings goals, and retirement planning can all compete for attention. Financial Literacy Month gives you a chance to slow down, ask questions, and take practical steps toward a stronger financial future.

Welcome Financial Literacy Month 2026 with practical tips for budgeting, debt, credit, mortgages, and building financial confidence.

10/30/2026

A fixer-upper house can be exciting, especially if you like the idea of creating a home that reflects your own taste. It can also be a practical way to enter the market at a lower purchase price, focus on location, or build equity through improvements. However, this type of purchase is not for every buyer.

Thinking about a fixer-upper house? Learn how to assess renovation costs, financing, timelines, and whether this purchase fits your goals.

10/28/2026

The Bank of Canada today increased its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%.

Since the July Monetary Policy Report, global economic activity has remained resilient, despite higher energy prices. In the United States, the economy continues to grow at a robust pace, supported by consumer spending and AI-related investment. Growth in the euro area has been resilient and broad-based. After slowing in the second quarter, Chinese growth rebounded in the third quarter, owing to strength in exports and a pickup in fiscal spending. With persistently elevated oil prices and refinery margins, inflation has risen in most countries.

Automatically view the rate announcement the moment it is published.

10/23/2026

Home renovations can make your space more comfortable today while also supporting long-term property value. The key is choosing projects that improve function, efficiency, and everyday livability, not just surface-level style. Whether you plan to sell soon or stay for years, the right upgrades can help your home feel fresher, work better, and appeal to future buyers.

Before you start, think about your budget, your timeline, and what your home needs most. Valuable renovations are usually the ones that solve real problems or improve the spaces people use every day.

Explore valuable home renovations, including kitchens, bathrooms, flooring, energy upgrades, flexible space, and smart financing tips.

10/21/2026

Preparing for today’s housing market starts long before you book your first showing. Whether you are buying your first home, moving up, or getting back into the market after a few years away, the process can feel more manageable when you know your numbers, understand your priorities, and have the right professionals around you.

The housing market can change quickly, but strong preparation is always useful. Here are five practical ways to get ready before you make your next move.

Prepare for today's housing market with tips on down payments, credit, pre-approval, neighbourhood research, and building your home buying team.

10/16/2026

Making a strong home offer is about more than putting forward the highest price. Sellers also look at certainty, timing, conditions, communication, and whether the buyer seems ready to complete the purchase. In a competitive market, a well-prepared buyer can stand out by showing that their offer is serious, clear, and realistic.

The goal is not to take unnecessary risks just to win a property. It is to make your offer appealing while still protecting your finances and your ability to close with confidence.

Learn how to make your home offer stand out with pre-approval, clear terms, smart conditions, flexibility, and strong buyer preparation.

10/09/2026

Fall can be a practical time to think seriously about buying your first home. While spring and summer often get the most attention in real estate, autumn can offer a different pace for buyers who want time to compare options, review their budget, and make a confident decision. If you are hoping to fall into homeownership this season, the key is to prepare before you start touring properties.

A seasonal shift can be a good reminder to check where you stand financially, understand what you can afford, and build a clear plan for entering the market.

Fall into homeownership with tips on savings, pre-approval, market timing, motivated sellers, and preparing to buy your first home.

10/07/2026

Deciding between renting or buying is one of the biggest housing choices many Canadians face. Both options can make sense, depending on your finances, lifestyle, and plans for the next few years. Buying can offer stability and the chance to build equity, while renting can offer flexibility and fewer maintenance responsibilities.

The better choice is not always the one that looks best on paper. It is the one that fits your current budget, your comfort level, and the life you are trying to build.

Compare renting or buying with tips on budget, flexibility, equity, maintenance, and when to speak with a mortgage broker.

09/25/2026

Selling a home is not just about putting it on the market. It is about helping buyers picture themselves living there. That is where staging can make a meaningful difference. When you stage your home, you are not trying to hide what it is. You are trying to show its best features, reduce distractions, and make each room feel useful, clean, and welcoming.

For many Canadian sellers, staging is worth considering because most buyers form their first impression online. If your listing photos look bright, organized, and inviting, you may have a better chance of getting people through the door.

Learn when to stage your home, how staging helps buyers, and simple ways to prepare your property for better listing photos and viewings.

09/23/2026

Your first conversation with a mortgage broker is an important step in the home buying process. It helps you understand what may be realistic, what documents you will need, and how your finances fit into the mortgage market. If you are a first-time buyer, this meeting can also take away some of the uncertainty around rates, lenders, pre-approval, and next steps.

Preparing for a meeting with a mortgage broker does not need to be complicated. The goal is to arrive with enough information to have a useful conversation, even if you are still early in your planning.

Prepare for your first mortgage broker meeting with tips on documents, income, debts, budget, questions, and next steps.

Address

93 Victoria Street
Moncton, NB
E1C1P6

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.mortgagenb.ca/, http://www.shelbybragg.ca/

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