Jake Chase Mortgage Associate

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Jake Chase Mortgage Associate Mortgage Associate
Centum Home Lenders
FCNB Brokerage License # 260012609

Preparing for today’s housing market starts long before you book your first showing. Whether you are buying your first h...
10/21/2026

Preparing for today’s housing market starts long before you book your first showing. Whether you are buying your first home, moving up, or getting back into the market after a few years away, the process can feel more manageable when you know your numbers, understand your priorities, and have the right professionals around you.

The housing market can change quickly, but strong preparation is always useful. Here are five practical ways to get ready before you make your next move.

Prepare for today's housing market with tips on down payments, credit, pre-approval, neighbourhood research, and building your home buying team.

Making a strong home offer is about more than putting forward the highest price. Sellers also look at certainty, timing,...
10/16/2026

Making a strong home offer is about more than putting forward the highest price. Sellers also look at certainty, timing, conditions, communication, and whether the buyer seems ready to complete the purchase. In a competitive market, a well-prepared buyer can stand out by showing that their offer is serious, clear, and realistic.

The goal is not to take unnecessary risks just to win a property. It is to make your offer appealing while still protecting your finances and your ability to close with confidence.

Learn how to make your home offer stand out with pre-approval, clear terms, smart conditions, flexibility, and strong buyer preparation.

Fall can be a practical time to think seriously about buying your first home. While spring and summer often get the most...
10/09/2026

Fall can be a practical time to think seriously about buying your first home. While spring and summer often get the most attention in real estate, autumn can offer a different pace for buyers who want time to compare options, review their budget, and make a confident decision. If you are hoping to fall into homeownership this season, the key is to prepare before you start touring properties.

A seasonal shift can be a good reminder to check where you stand financially, understand what you can afford, and build a clear plan for entering the market.

Fall into homeownership with tips on savings, pre-approval, market timing, motivated sellers, and preparing to buy your first home.

Deciding between renting or buying is one of the biggest housing choices many Canadians face. Both options can make sens...
10/07/2026

Deciding between renting or buying is one of the biggest housing choices many Canadians face. Both options can make sense, depending on your finances, lifestyle, and plans for the next few years. Buying can offer stability and the chance to build equity, while renting can offer flexibility and fewer maintenance responsibilities.

The better choice is not always the one that looks best on paper. It is the one that fits your current budget, your comfort level, and the life you are trying to build.

Compare renting or buying with tips on budget, flexibility, equity, maintenance, and when to speak with a mortgage broker.

10/02/2026

A little time together to kick off fall!
Our team enjoyed a brunch this morning—a chance to catch up, share some laughs, and connect outside the usual workday. Good food and great company made for a wonderful start to our Friday! 🧡

Selling a home is not just about putting it on the market. It is about helping buyers picture themselves living there. T...
09/25/2026

Selling a home is not just about putting it on the market. It is about helping buyers picture themselves living there. That is where staging can make a meaningful difference. When you stage your home, you are not trying to hide what it is. You are trying to show its best features, reduce distractions, and make each room feel useful, clean, and welcoming.

For many Canadian sellers, staging is worth considering because most buyers form their first impression online. If your listing photos look bright, organized, and inviting, you may have a better chance of getting people through the door.

Learn when to stage your home, how staging helps buyers, and simple ways to prepare your property for better listing photos and viewings.

Your first conversation with a mortgage broker is an important step in the home buying process. It helps you understand ...
09/23/2026

Your first conversation with a mortgage broker is an important step in the home buying process. It helps you understand what may be realistic, what documents you will need, and how your finances fit into the mortgage market. If you are a first-time buyer, this meeting can also take away some of the uncertainty around rates, lenders, pre-approval, and next steps.

Preparing for a meeting with a mortgage broker does not need to be complicated. The goal is to arrive with enough information to have a useful conversation, even if you are still early in your planning.

Prepare for your first mortgage broker meeting with tips on documents, income, debts, budget, questions, and next steps.

Fantastic day supporting your realtor partners and a fantastic cause. Getting to make s’mores for work was not a bad way...
09/21/2026

Fantastic day supporting your realtor partners and a fantastic cause.

Getting to make s’mores for work was not a bad way to spend the day either.

A mortgage renewal can be a good time to reset, not just a deadline to sign and move on. When your current term ends, yo...
09/18/2026

A mortgage renewal can be a good time to reset, not just a deadline to sign and move on. When your current term ends, your lender will offer a new rate and term, but that offer is not automatically your best option. Your payment may change, your goals may have shifted, and the mortgage market may look different than it did when you first signed.

The key is to treat your mortgage renewal as a planning opportunity. With the right preparation, you can understand your new rate, compare options, and choose a path that fits your budget.

Prepare for mortgage renewal with tips on comparing rates, reviewing your budget, checking prepayment options, and choosing your next term.

Closing the cottage for the season is never the most exciting part of ownership, but it is one of the most important. A ...
09/16/2026

Closing the cottage for the season is never the most exciting part of ownership, but it is one of the most important. A little extra effort in the fall can help prevent water damage, pest issues, surprise repair bills, and unnecessary utility costs over the winter. Whether your cottage is a small lakeside getaway or a family property you visit every summer, taking the time to close down your cottage properly can make spring reopening much easier.

Learn how to close down cottage life for the season with tips for water, cleaning, utilities, security, and winter property care.

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93 Victoria Street
Moncton, NB

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