Joline Cloutier - Mortgage Broker

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Joline Cloutier - Mortgage Broker Mortgage Brokers BRX mortgages in Moncton - Here to serve you with all your mortgage needs! Our clients love our down to earth approach and efficiency.

We are always there to help you before, during and after your mortgage transaction. We give you honest advice about your mortgage and the options available for you - saving you TIME and MONEY. Et oui, notre service est disponible en Francais! :)

10/26/2026

Happy 5 year work anniversary Chacha!! 🤗🎂

October 25, 2021 you became a core part of our team. 👏

The last 5 years have been full of adventures to say the least …looking back, it’s been a wild ride. 😅

Thank you for 👇
Being on board with all of my random ideas. 😆
Helping us with a million projects.🔨
Always making sure things run smoothly even on short notice✨
Caring about our clients as much as I do and making sure they are always being taken cared of. ❤️

I am so incredibly grateful to have you by my side girl!

Merciii pour tout!!!! 🤗🎂 Happy 5 year, peux tu croire!? Ça feel desfois comme 2 ans (sa passe right vite) but 10 ans acause de toute les projets qu’on a faite ensemble lol 😂🫶

👋 506-388-6037 is me!! Worry pas tu peux repondre! 😂 c vraiment nous autres.Every call, text and voicemail to this numbe...
09/30/2026

👋 506-388-6037 is me!! Worry pas tu peux repondre! 😂 c vraiment nous autres.

Every call, text and voicemail to this number goes straight into our CRM, organizes it for us where we are already working and puts it onto your file for us.

No more juggling phone, computer, DMs and hoping for the best to not to forget anyone. After years of trying to do it all, we upgraded to this system and I'm SO excited!! 🎉

You guys prob won’t notice the difference but we certainly will!!

Calmer minds, faster answers, nothing missed. 🏡💛

If you’re a past or future client 👉 update this number in your contacts 👋 506-388-6037 ✨

Merci p*s YAYY. 🤓🙌🏻

09/25/2026

👋 I am upgrading my business
with a NEW BUSINESS NUMBER 🤗☎️

This is a HUGE deal for our backend to keep things organized and even quicker response time for our clients. WOOHOO!! 👩🏻‍💻💫

Need a mortgage?
Call or text: 506-388-6037 📞

We are so excited. 😍✨
Yeehouuu!! 🙌🏻

09/12/2026

I tell you all the important things about your mortgage.
and ask you about your dog
and wear gym clothes
and talk to you from my car
and prob 3 mins late for my next call

I believe I can GSD
and care about my clients
and have fun
and be competent
and take care of my clients
and close a lot of mortgages 🫶

Look at us! 🤭 #6 YTD for total funded files at BRX for 202Need a mortgage 👋📞 Call or text: 506-388-6037
09/09/2026

Look at us! 🤭
#6 YTD for total funded files at BRX for 202

Need a mortgage 👋

📞 Call or text: 506-388-6037

09/08/2026

Fall is one of my favorite times of year. 🍂

I LOVE the laid-back, less structured days of summer… but I also really love getting back into a routine.

The kids have returned to school, we’re back in the office, the team is together, and I’m right back to my regular programming. 🙌🏻

And if a mortgage is part of your to do list this fall 🏡
I’m here to help! 👋🤓

🏡 Purchase

🔄 Refinance

📅 Renewal

🤝 Separation

Whatever your mortgage situation looks like, let’s chat and figure out the next step.

Happy September! 🫶💚

05/13/2026

To us, it’s never “just” a mortgage. 🏡✨

Send us a DM if you need help navigating the mortgage world.
🤓👋

That is our superpower. 💫

Last week, a REALTOR® told my clients who had found a house they loved but hadn’t put their house on the market yet: “ju...
04/01/2026

Last week, a REALTOR® told my clients who had found a house they loved but hadn’t put their house on the market yet: “just get a bridge loan.”

Respectfully… that’s not how this works 🤓

✅ A bridge loan only works when:

You have a FIRM offer to purchase on the home you’re selling AND the one you’re buying + have a closing date mismatch

It’s simply a short-term loan to “bridge” the downpayment money coming from the sale of your home IF the closing cannot happen before your purchase.

🚫 It is NOT
“buy now, figure it out later” plan
“we’ll sell eventually” strategy
Some kind of magic loophole

If your house isn’t even on the market yet… we are not bridging anything 😅

Moral of the story👇

Always ask your mortgage broker first.

…and please do not take mortgage advice from someone who isn’t a licensed mortgage professional. Kap*sh? 🤓👍

BRX Mortgage

04/01/2026

You get the real me.
…with a high volume of emojis
🤗🤠🏋🏻‍♀️💃🏻🤓👋💃🏻🙌🏻✨

BRX Mortgage




🏡 2026 is the year of the mortgage renewal 👀Back in 2021, many homeowners locked in 5-year fixed rates around 1–2%… basi...
03/13/2026

🏡 2026 is the year of the mortgage renewal 👀

Back in 2021, many homeowners locked in 5-year fixed rates around 1–2%… basically the mortgage lottery. 🎟️

Fast forward to now… those terms are coming up for renewal in 2026.

ANDDD many people who renewed in 2023 went with a 3-year fixed rate - they are ALSO up for renewal this year.

So 2026 is going to be a busy renewal season.
It already is 🏃🏻‍♀️💨

If your mortgage is renewing this year, you might be wondering:

🤔 Fixed or variable?
📅 3-year or 5-year term?

The truth is… there’s not one right answer.
It all depends on things like:

• Are you planning to sell soon or stay long term?
• Do you have equity in your home?
• Debts you’d like to consolidate?
• Renovations coming up?
• Is your goal to pay off your mortgage faster or improve monthly cash flow?

Every situation is different - which is why it’s worth having a conversation before you renew.

I’m always happy to help you explore your options. Feel free to DM your questions 📩

Address

44 Harris Avenue, Unit 7
Moncton, NB
E1C4N6

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+15068638761

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