Patrick Allain - Mortgage Intelligence

10/21/2025

New build by BM home builders.

10/21/2025

Is your mortgage renewing in near future.
Few things to consider:
1. Do you have other debts that you should consolidate and combine in your new mortgage?
2. Any home renovations lined up in the near future?
3. Consider adding a HELOC (Home equity line of credit) in addition to your current mortgage amount for piece of mind.

Text me to schedule a call 506-878-3813

10/02/2025

🎆 NEW LISTING 🎆
https://realtor.ca/real-estate/28939872/35-la-vue-des-bourque-grande-digue?utm_source=consumerapp&utm_medium=referral&utm_campaign=socialsharelisting

09/17/2025

Bank of Canada announcement - see link.

Prime rate is now at 4.70% if you have a variable rate or personnal loans / LOC.

The fixed rates does not have a dirrect affect with this decision, however we have been seeing the fixed rate come down during the last several weeks & most likely see them keep lowering in upcoming weeks. Fixed rates are between 3.79% and 4.5% depending on term, down payment & lender.

DM me for more info.

The Bank of Canada lowered its key interest rate by 25 basis points to 2.5 per cent on Wednesday, marking its first cut since March.

08/27/2025

Happy closing day to my client on her first home! It was a pleasure helping you with the mortgage aspect of the home buying journey.

For all your mortgage needs, reach out to me.

08/26/2025

Congrats to my clients who bought their first home.
- Brand new semi-detached built by Moemar Homes.

Thank you to Lisa Simmons Realtor for the warm referral and continuing trust in helping your clients get financing secured.

For all mortgage needs, contact me.

08/08/2025

Another amazing month helping clients achieve their mortgage and finance goals!
Thank you to my clients and referral partners for their trust.

For all mortgage needs, send me a text 5068783813 and we will book a call.

Thank you,

07/17/2025

Congrats to my client & good friend on purchasing your first house! A pleasure helping you with your real estate and mortgage needs.

06/25/2025

Happy closing to my client on this 2 units. Owners will rent out the basement for rental income.
Did you know with STRIVE (lender) we can use 100% of the rental income & remove taxes & heat. This helps offset the ratios. Most big banks will only use 50% of rental income & keep the cost of heat and taxes in the ratios, making it harder to qualify for 2 units.

If you have questions about financing your property, please reach out!

06/05/2025

2 closing in Memramcook & 2 refinance file this week.
Congrats to my clients !

05/28/2025

Happy closing day to my clients!
We started talking in March and today they get the keys of their new home.

Thank you Richard Pellerin Realtor for the referral, always a pleasure helping your clients!

05/28/2025

More savings on new builds for first time home buyers.
If you have questions, reach out!

GST relief for first-time home buyers on new homes valued up to $1.5 million