Centum Home Lenders

09/03/2026

Clinton Wilkins and Dan Ahlstrand discuss the ins and outs of mortgage brokering, focusing on refinancing and managing mortgage rates.

Clinton Wilkins and Dan Ahlstrand discuss the ins and outs of mortgage brokering, focusing on refinancing and managing mortgage rates.

09/02/2026

Dan and Clinton discuss the Bank of Canada’s decision to maintain interest rates amidst economic uncertainty and shifts in the real estate market.

Dan and Clinton discuss the Bank of Canada's decision to maintain interest rates amidst economic uncertainty and shifts in the real estate market.

09/02/2026

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%.

The continuing conflict in the Middle East is keeping energy prices high. As well, new US tariffs and Canadian counter-measures have been announced following the breakdown of trade talks between Canada and the United States. Both situations remain fluid.

Automatically view the rate announcement the moment it is published.

09/02/2026

Deciding whether to build or buy your next house is about more than personal taste. It can affect your budget, mortgage options, timeline, stress level, and long-term comfort in the home. For many Canadians, buying an existing property is the more familiar route, but building can be appealing when you want more control over location, layout, materials, and finishes.

The right choice depends on how much flexibility you need, how patient you can be, and how prepared you are for the financing side of the process.

Compare build or buy options, including budget, financing, timelines, control, convenience, and mortgage planning for your next home.

09/01/2026

It's time for our back to school, back to reality giveaway!

We're giving away $5,000!

To get your entry, all you need to do is enter the form below and tell us how you would spend the grand prize. Whether planning for a trip, paying some bills, or working on a home renovation, let us know how you would spend the cash!

The back to school back to reality giveaway runs until September 11, 2026, at noon, so be sure to get your entry early!

https://www.mortgagenb.ca/giveaway/

08/31/2026

The next Bank of Canada interest rate announcement is coming on September 2. Will the Bank hold steady or make a change?

Our Moncton team will be following the announcement and sharing what it could mean for homeowners and homebuyers across New Brunswick.

08/28/2026

Autumn is a beautiful season in Canada, but it is also a reminder that colder weather is on the way. For home owners, this is the right time to look after seasonal maintenance before rain, frost, snow, and freezing temperatures create bigger issues.

Getting your home autumn-ready is not just about comfort. It is about protecting your property, managing energy costs, and avoiding preventable repairs. A little work now can make winter much easier on your home and your budget.

Get your home autumn-ready with practical tips for gutters, heating, drafts, roof checks, pipes, yard cleanup, and winter safety.

08/27/2026

Clinton Wilkins and Dan Ahlstrand discuss the process of working with a mortgage broker, emphasizing the importance of pre-approval and the role of realtors.

Clinton Wilkins and Dan Ahlstrand discuss the process of working with a mortgage broker, emphasizing the importance of pre-approval and the role of realtors

08/26/2026

If you own a home in Canada, the Bank of Canada is worth paying attention to even if you do not follow financial news closely. Its decisions can influence mortgage rates, borrowing costs, household budgets, and the choices you make when buying, renewing, refinancing, or paying down debt.

You do not need to become an economist to understand the basics. The goal is simply to know when a Bank of Canada announcement could affect your mortgage plans, and when it might be time to ask questions before making a financial decision.

Learn why Canadian home owners should follow the Bank of Canada and how rate decisions can affect mortgages, renewals, and budgets.

08/21/2026

Moving day can be exciting, but it can also be one of the easiest parts of buying a home to underestimate. After saving for a down payment, preparing for closing costs, and managing all the steps of a purchase, the cost of actually getting into your new home can feel like one more big expense.

The good news is that moving day expenses are often easier to control when you plan ahead. A few practical choices around timing, packing, movers, and supplies can help you reduce costs without creating unnecessary stress.

Reduce moving day expenses with practical tips on budgeting, timing, packing, movers, supplies, and avoiding costly surprises.