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Monday 9am - 9pm Tuesday 9am - 9pm Wednesday 9am - 9pm Thursday 9am - 9pm Friday 9am - 9pm Saturday 9am - 5pm Sunday 9am - 5pm

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Erin Knight, Mortgage Agent

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Canada
Guelph, ON
Erin Knight, Mortgage Agent

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10/31/2026

Happy Halloween, everyone! 🎃

Enjoy the night, watch for little ones on the sidewalks, and eat the good candy first.

Back to mortgages on Monday!

10/28/2026

Consider this your sign. 🪧

If "maybe next year" has become your rent-renewal tradition, let's actually run the numbers. You might be closer to owning than you think, and knowing your real options costs nothing.

Contact us today at 519.654.6486 and we'll help you map out a plan to stop renting and start owning! 🏠

10/28/2026

Bank of Canada Rate Update: Here's what you need to know 📣

The Bank of Canada has increased the overnight rate to 2.50%, bringing the prime rate to 4.70%.

What does this mean for you? If you have a variable-rate mortgage or a HELOC, this increase will affect your borrowing costs as prime rates move higher.

Every situation is different, and we're here to help you understand what this change could mean for your mortgage and your next move. No question is too big or too small!

📞 Want to know how the rate increase could affect you? Call us at 519.654.6486 for a free consultation!

10/27/2026

When's the last time anyone actually looked at your mortgage? 🔑

Rates shift, penalties vary, and the mortgage that fit a few years ago might not be the best deal today. A quick review can uncover savings on your rate, payment, or renewal terms, sometimes thousands over the life of the loan.

Interested in us taking a look? It's free, no pressure. Give us a call today at 519.654.6486!

10/23/2026

New season, good time to check in. 🍂

Maybe your income changed, maybe rates moved, maybe you're thinking about a renovation or consolidating debt before year-end. A quick fall review makes sure your mortgage is still working as hard as you are.

Book a no-pressure check-in with Guelph Mortgages at anytime! Contact us at 519.654.6486!

10/21/2026

A HELOC can be a powerful tool, if you know how it works. 🏡

It lets you tap your home's equity like a flexible line of credit: borrow what you need, pay interest only on what you use, usually at a much lower rate than credit cards.

The trade-off is a variable rate and the discipline to not over-borrow, since your home is on the line. Used well, it's great for renovations, consolidating debt, or a financial cushion.

Wondering if a HELOC fits your goals? Let's chat. Give us a call today at 519.654.6486!

10/15/2026

This is the dream, isn't it? 🍿 A cozy night in your own place, no landlord, no looming rent increase, just your own space and your own plans.

That feeling is exactly what we help Guelph families get to. When you're ready to trade "renewing the lease" for "renewing the snack supply," we'll make the mortgage part easy.

Have questions? Give us a call today at 519.654.6486!

10/13/2026

Heading into the market this fall? Sidestep the mistakes that trip most people up. 👇

From overextending the budget to waiting too long to prepare, the most common missteps are also the most avoidable.

Swipe through, and know you don't have to figure it out alone. That's literally our job. Give us a call today at 519.654.6486!

10/07/2026

One of our favourite things about Fergus? The way downtown comes alive for Halloween. 🎃👻

The Halloween Haunt Street Walk is back on Saturday, October 24, and it’s the perfect excuse to get the kids dressed up, trick-or-treat at the downtown shops, enjoy the Wytch Folk Market, and soak up all the spooky fun.

Best of all, it’s FREE! Come support local businesses, make some memories, and enjoy one of our favourite community traditions in downtown Fergus. 🧡

10/05/2026

Guelph Ontario Monthly Market Summary: October 2026

Properties Sold: 122
Average Sold Price: $782K
New Listings: 513

Curious what this means for your buying or selling plans? We're always happy to break it down for you. Call us at 519.654.6486!

Address

6-672 Woolwich Street
Guelph, ON
N1H3Z1

Opening Hours

Monday	9am - 9pm
Tuesday	9am - 9pm
Wednesday	9am - 9pm
Thursday	9am - 9pm
Friday	9am - 9pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Telephone

+15198200718

Website

facebook.com

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