Nancy Ingram, Mortgage Agent

Nancy Ingram, Mortgage Agent Powered by Dominion Lending Centres FC Funding License #10671 Independently owned & operated Level 2

Canada's largest banks have announced another quarter of strong profits, generating billions in earnings. 💰It raises an ...
06/08/2026

Canada's largest banks have announced another quarter of strong profits, generating billions in earnings. 💰

It raises an important question: how much of that success translates into better outcomes for the average homeowner?

For many Canadians, getting a mortgage through a bank means working with someone who can only offer that institution's products and rates. While there's nothing wrong with that, it doesn't always mean you're seeing every option available to you.

A mortgage is one of the biggest financial commitments most people will ever make. That's why we believe the advice you receive should be focused on what's best for your goals, not just what's available from one lender.

As the banks celebrate another strong quarter, it may be worth asking yourself:
✔️ Have I explored all my options?
✔️ Did I receive unbiased advice?
✔️ Is my mortgage helping me achieve my financial goals?

Before signing your next mortgage, renewal, or refinance, consider getting a second opinion. It could make a meaningful difference over the life of your mortgage.

Reach out anytime at 519.654.6486, we're here to help

Choosing a mortgage is about more than just finding a rate, it’s about having access to the right options and guidance y...
06/08/2026

Choosing a mortgage is about more than just finding a rate, it’s about having access to the right options and guidance you can trust. 💡🏡

Through the DLC Group of Companies, over 170,000 mortgages were funded last year, more than any bank, credit union, or trust company in Canada. That reach and experience help give clients more flexibility, more choice, and mortgage solutions tailored to their goals.

Whether you’re buying, renewing, or refinancing, we’re here to help you move forward with confidence. Reach out anytime at 519.654.6486.

Rising oil prices don’t just affect the cost of gas and groceries, they can also impact mortgage rates. 📈🏡As energy pric...
06/05/2026

Rising oil prices don’t just affect the cost of gas and groceries, they can also impact mortgage rates. 📈🏡

As energy prices rise, inflation concerns often increase as well, which can influence bond yields and lead lenders to adjust fixed mortgage rates.

While variable rates have remained steadier so far, markets continue to watch inflation and economic growth closely. The good news? Even during uncertain times, having the right mortgage strategy and understanding your options can help you make confident financial decisions.

If you’re planning to buy, refinance, or renew this year, we’re here to help you navigate the changing market with clarity and confidence. Reach out anytime at 519.654.6486.

The spring market can feel exciting, but also a little overwhelming. 🌷🏡From budgeting to pre-approvals and preparing you...
05/26/2026

The spring market can feel exciting, but also a little overwhelming. 🌷🏡

From budgeting to pre-approvals and preparing your application, avoiding a few common mistakes can make your home buying experience smoother and more successful. That’s where having the right guidance really matters.

If you’re planning to buy this season, we’re here to help you feel prepared, confident, and supported every step of the way.

Reach out anytime at 519.654.6486, we’d love to help you get started.

With ongoing economic uncertainty, many homeowners and buyers in Guelph are wondering what’s next for mortgage rates.The...
05/20/2026

With ongoing economic uncertainty, many homeowners and buyers in Guelph are wondering what’s next for mortgage rates.

The current outlook suggests rates may remain relatively stable, even with changing headlines. Instead of trying to time the market, focusing on your options and having a clear plan can help you move forward with confidence.

If you’re planning to buy or renew this year, reach out anytime at 519.654.6486, we’re here to help you navigate your next step. 🏡

No matter your vibe, Guelph has a place for it. 💙From cozy coffee shops to scenic trails and local foodie favourites, fi...
05/18/2026

No matter your vibe, Guelph has a place for it. 💙

From cozy coffee shops to scenic trails and local foodie favourites, finding spaces that match your lifestyle is what makes a place truly feel like home. And sometimes, that feeling starts with finding the right home itself.

If a move has been on your mind, we’re here to help you explore your options with clarity and confidence.

Reach out anytime at 519.654.6486, we’d love to chat. 🏡

Welcome, we’re so glad you’re here. 💙As a mother-daughter mortgage team, we’re passionate about helping you feel confide...
05/12/2026

Welcome, we’re so glad you’re here. 💙

As a mother-daughter mortgage team, we’re passionate about helping you feel confident, informed, and supported through every step of your home journey. Whether you’re buying, renewing, refinancing, or simply exploring your options, we’re here to provide guidance that’s clear, thoughtful, and tailored to you.

We believe mortgage decisions should feel empowering, not overwhelming.

If you’re ready to take the next step (or just have a few questions), reach out anytime at 519.654.6486, we’d love to connect. 🏡

May is here! 🌸✨We’ve got the latest market stats from April to keep you informed as the spring market continues to move....
05/11/2026

May is here! 🌸✨

We’ve got the latest market stats from April to keep you informed as the spring market continues to move. Whether you’re thinking about buying, selling, or renewing in 2026, understanding the latest numbers can help you stay confident and make well-timed decisions.

Curious how these trends could shape your next move?

Reach out anytime at 519.654.6486, we’re here to guide you with clarity, support, and a strategy that fits your goals. 🏡

When it comes to your mortgage, experience matters and so does access. 💡Through the DLC Group of Companies, more mortgag...
05/04/2026

When it comes to your mortgage, experience matters and so does access. 💡

Through the DLC Group of Companies, more mortgages are funded each year than any bank, credit union, or trust company. As a publicly traded company, that scale reflects both trust and the ability to connect clients with a wide range of options tailored to their needs.

It’s about more than numbers, it’s about helping you move forward with clarity, confidence, and the right strategy for your goals.

Have questions about your options? Reach out anytime at 519.654.6486, we’re here to help.

The Bank of Canada has announced that it will maintain the overnight lending rate at 2.25%, with the prime rate holding ...
04/29/2026

The Bank of Canada has announced that it will maintain the overnight lending rate at 2.25%, with the prime rate holding steady at 4.45%.

This decision reflects a measured approach as policymakers continue to assess key economic indicators, including inflation trends, labour market conditions, and overall economic momentum, before considering any further rate adjustments on the variable side. Fixed rates are feeling pressure under bond markets and have increased accordingly. It’s important to consider your choices under both options.

Current market expectations suggest that interest rates are likely to remain within this range through 2026, providing a welcome period of relative stability. This environment offers homeowners and prospective buyers greater clarity and an opportunity to make more informed financial decisions.

Whether you are considering a home purchase, approaching a mortgage renewal, or simply looking to better understand how today’s rate environment impacts your financial strategy, we are here to provide guidance tailored to your needs.

The next rate announcement from the Bank of Canada is scheduled for Wednesday, June 10.

📞 If you have questions about how this decision may affect your mortgage or future plans, please feel free to contact us at 519-654-6586 for a complimentary consultation.

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672 Woolwich Street Unit 6
Guelph, ON
N1H3Z1

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