Mortgage Kelly

12/24/2021

Wishing everyone a safe and happy Holiday Season! 🎄🥂

12/16/2021

Looking for a wonderful local artist for all your art and custom card needs? Need a unique, one of a kind gift? Look no further!
Wild Heart Art Studio makes beautiful hand made cards and prints and even takes custom orders! Drawn up and printed quickly and the quality is outstanding!
Located in Guelph, ON, she offers shipping or quick pick up!

This was a requested piece and I had some time to work on it yesterday after such a wonderful day of treating myself. But to be honest making this piece was also such a special task.

I know there are so many firsts that come with the loss of a loved one. And this might be the first Christmas without someone. My heart hurts with you. And with all the Christmas cheer, maybe you just aren’t feeling that this year. That’s okay.

My boys tell me in their innocent 5 and 6 year old own words, “when someone dies mommy, they still live in your heart.” I love that they are so certain of that.

This piece is now available in the shop and UNTIL Christmas all prints are BOGO 3$ off. Just message me.

I hope this piece brings you a little hug. And I hope you know that you aren’t alone. With whatever Christmas looks like for you, you aren’t alone.

12/16/2021

Fast, friendly, reliable and fair! Call MR.J's Removal Services for all your junk removal, residential snow removal (in the city of Guelph) and small jobs!

Don't forget MR.J's is still doing junk removal

12/14/2021

Some excellent tips from DLC's Our House for staying motivated to work on your goals - whether work, life or health - during this busy holiday season.

Kelly Johnson
DLC The Findlay mortgage Team
FSRA # 13337
[email protected]
www.mortgageswithkelly.ca

The holidays are the most wonderful time of the year... and also the busiest and most stressful. Here are six tips to help you stay motivated!

11/29/2021

Good morning everyone!

Just wanted to share this GoFundMe for a beautiful local 6 yr old boy who just recently went in for an operation on a brain tumor.
His family's friends have put together this GoFundMe to help with costs of travel and accommodations, food and whatever else the family may need while their beautiful boy is in Toronto at Sick Kids Hospital.

While things are a bit tight for everyone with Christmas and covid, if you could spare just $5 or a Share, it would help more than you know. 💖

Thank you all and Happy Holidays 🌟🥂

Good day everyone, I'm writing this with a heavy heart yesterday my dear f… Dakota Leblanc needs your support for Please anything to help this young man (6)

11/29/2021

Looking for some quick tips when it comes to budgeting for the holidays? Entertaining this season and would love a few pointers?
Check out DLC's OUR HOUSE article below to get some great ideas!

Considering buying your first home?
Contact me to go through your options!
🌐 You can check out my website at www.mortgageswithkelly.ca
📧 Shoot me a quick email at [email protected]
🌟 Or fill out a quick and easy, no obligation application at https://mortgageswithkelly.ca/mortgages/how-to-apply/

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Kelly Johnson
DLC The Findlay Mortgage Team
FSRA # 13337
www.mortgageswithkelly.ca
[email protected]

Be mindful with money this season! To avoid a sleigh-size tab, plan ahead to save money and maximize the payoff.

11/26/2021

Moving to a larger house is not the only time that things can change with your home and mortgage. Sometimes there comes a point when owning a home becomes a little too much to handle; or maybe you’re an empty-nester and no longer need three extra bedrooms. Whatever the reason, downsizing is a great option when you no longer need a full size home. Perhaps you want to swap your two-story family home for a rancher, or maybe a cute little apartment or townhouse! Just as there are many options for individuals expanding families, there are just as many options for people wanting to scale down.
Check out this fantastic article from OUR HOUSE to read about downsizing!

https://dominionlending.ca/life-style/downsizing-your-home

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Kelly Johnson
DLC The Findlay Mortgage Team
FSRA # 13337
[email protected]
https://mortgageswithkelly.ca/mortgages/how-to-apply/

Whatever the reason, downsizing is a great option when you no longer need, want or can afford to own a full size home.

11/25/2021

Teaching our kids to use and value money for the powerful tool that it is, is one of the most empowering gifts we can give them, from even an early age. But how do you do it? It’s so much easier than you think; even if you grew up with a distorted view or approach to wealth and personal finance, check out OUR HOUSE's top five teaching tools for parents and kids to learn to speak the language of money, and develop a healthy attitude towards money straight away.

https://dominionlending.ca/life-style/how-to-teach-your-kids-about-money

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Kelly Johnson
DLC The Findlay Mortgage Team
FSRA # 13337
[email protected]
https://mortgageswithkelly.ca/mortgages/how-to-apply/

Our top five teaching tools to teach your kids about money so they can develop a healthy attitude towards money straight away.

11/24/2021

Many Canadians are familiar with two of the most common forms of insurance, home and title. But they may not be aware that they are two fundamentally distinct forms of coverage. This common misconception can be dangerous, and confusing the two has led many people to obtain one form of insurance, but not the other, leaving them vulnerable to greater risks down the road. The reality is, both forms of insurance are essential to provide comprehensive protection of your property.

Check out the article from OUR HOUSE to learn more about the different types of insurance and why they are both essential in keeping you protected.

https://dominionlending.ca/life-style/title-insurance-and-home-insurance-do-homeowners-need-both

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Kelly Johnson
DLC The Findlay Mortgage Team
FSRA # 13337
[email protected]
https://mortgageswithkelly.ca/mortgages/how-to-apply/

It’s a common question and one that deserves a little context. Buying a home is an incredibly exciting event for any new homeowner, but with ownership of any property comes the need to protect it from a range of risks. These could include losses or damages to the home and fraudulent attempts to st...

11/22/2021

Title insurance can cover potentially massive losses and completely turn around what would otherwise have been an awful situation. When unexpected issues come up, it’s important to make sure you’re protected—you might not have the policy you think you do.
There are 2 types of policies, Lenders policies and Owners policies. Owners policy would ensure that you, as the owner, are protected. Check your closing documents to ensure that you are, and if you are unsure, ask your Real Estate Lawyer or notary if you got the homeowner insurance at purchase.

Check out this article from OUR HOUSE to learn more!

https://dominionlending.ca/sponsored/how-do-i-know-if-i-have-homeowners-title-insurance

***********************
Kelly Johnson
DLC The Findlay Mortgage Team
FSRA # 13337
[email protected]
https://mortgageswithkelly.ca/mortgages/how-to-apply/

Title insurance can cover potentially massive losses and completely turn around what would otherwise have been an awful situation. When unexpected issues come up, it’s important to make sure you’re protected—you might not have the policy you think you do. There are two types of title insurance...

11/20/2021

"Title insurance can easily seem like another unnecessary add-on to the already complicated and costly process of buying a house, but nothing could be further from the truth. It can help speed up the process of closing on your new home, while protecting you and your heirs against a variety of unforeseen and expensive risks. It offers cost-effective, long-term, powerful protection, but there’s a great deal to know about it.

Your notary or lawyer is a fantastic resource to learn about this vital protection for you as a homeowner—we’ve compiled some of the most frequently asked questions they receive:"

https://dominionlending.ca/sponsored/what-is-title-insurance-and-other-questions-answered

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Kelly Johnson
DLC The Findlay Mortgage Team
FSRA # 13337
[email protected]
https://mortgageswithkelly.ca/mortgages/how-to-apply/

Title insurance can easily seem like another unnecessary add-on to the already complicated and costly process of buying a house, but nothing could be further from the truth. It can help speed up the process of closing on your new home, while protecting you and your heirs against a variety of unfores...

11/18/2021

An excellent guide brought to you by Dominion Lending Centres on prepping for a mortgage!

This article covers
* Understanding your credit score
* Determining your budget
* Securing your down payment
* Understanding your mortgage options
* Having your paperwork in order
* Getting Pre-Approved
* Start Shopping!

Have Mortgage Questions?
There is also an "Ask Bailey" section included in this article!

Thinking about getting a mortgage to buy your first home? Contact me for more details and to fill out a no-obligation application and let's see what we can do for you!
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Kelly Johnson
DLC The Findlay Mortgage Team
FSRA # 13337
[email protected]
https://mortgageswithkelly.ca/mortgages/how-to-apply/

https://dominionlending.ca/mortgage-prep

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.