Dylan The Broker

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Australia
Townsville, QLD
Dylan The Broker

� Mortgage Specialist
� Refinance & Purchase
� Commercial Finance
� Debt Consolidation

29/07/2026

🤑 SETTLEMENTS - $12,000,000 🤑

I'm back!! Busy as ever helping clients purchase their first home, refinancing and planning the next stage of Lumo Finance , Townsville's fastest growing brokerage. 💰

Here are some highlights for the months of May and June:

🏠 Refinance - $7,300,000

Helped clients refinance to save ongoing interest, fees or cashed out to assist with renovations.

🏘️ Purchase - $3,100,000

Helped a range of clients purchase a house and land package, a duplex in Tasmania and a Home Guarantee Scheme for first home buyers in Brisbane.

Deal of the Month:

🏦 Restructure - $1,600,000

Strategy to sell a property from his trust into a family members name as a favourable purchase.

This allowed us to restructure the trusts, purchase the asset in a family members name for future asset protection and inject cash from the sale back into the trust for further wealth creation.

We then put the cash from the sale as a term deposit against the existing lending facilities to hold these open.

This allows us to now substitute a new residential property into the trust without the need to change lending arrangements and release cash back to the director upon settlement for further purchases under another entity.

Massive months and activity is hectic!

Reach out for any questions or complex scenarios.

Big love to all and hope you are doing well

Dylan The Broker

25/05/2026

🤑 SETTLEMENTS - $8,400,000 🤑

Finished April with over $8,400,000 of settlements broken down as follows:

🏗️ House and Land - $1,500,000
Refinanced an existing property to tap into equity to fully fund a land purchase and construction funding.

🏠 First Home Buyers - $1,115,000
Took advantage of the government 5% guarantee scheme, allowing first home buyers to enter the market on lower deposit.

🏡 Commercial Purchase - $1,600,000
Refinance residential property to use the equity for the deposit on a vacant commercial property. Very tough deal but we got it done. 🤝

🏠 Residential Purchase - $1,114,000
Using an accountants letter to purchase an established high end house In Townsville, with the exit strategy to refinance back to mainstream come new financial year using draft returns.

🏘️ Refinance - $1,058,000
Little internal refinance and cash out for a customer to use funds for renovations.

Deal of the month:

🏢 Commercial Refinance & Purchase - $2,000,000
Refinanced vacant land to tap into equity to fully fund an upcoming development project in Townsville. 32 townhouses coming soon 🤑

Big things are happening and the volume is INSANE!

Get yourself a broker that can assist with residential, commercial and SMSF.

Appreciate all the support !

Stay well.

Dylan The Broker

13/04/2026

🤑 SETTLEMENTS - $6,600,000 🤑

Busy month of March with over $6,600,000 of lending broken down into the following:

🏠 $2,900,000 - Combination of First home buyers moving into their home, along with investors building their portfolio.

🏡$2,500,000 - Refinance activity is still strong ! Clients looking to tap into equity to fund renovations or for investment purposes.

🏘️ $1,200,000 - Commercial lending helping out an SMSF purchase an off the plan unit in Gold Coast.

Deal of the month:

Helped a corporate trustee draw upon equity to pay back a directors loan and refinance debt held in the directors individual name which was initially used to purchase the dwelling.

This not only brought debt under the corporate borrower, but repaid individual debt which held the term deposits as security.

This allowed the director to free up the cash that was held as security to put towards a debt wash through strategy and complete renovations on his investment property.

Get yourself a broker who does it all!

Reach out with any tricky scenarios or how you can unlock equity for your next purchase.

Take care.

Dylan The Broker.

02/03/2026

🤑 SETTLEMENTS 🤑

BIG volume to start the year !

In amongst the rebrand, I was able to settle over $6,000,000 + of lending broken down as follows:

🚜 $1,900,000 - Refinance & Agri Purchase - Helped clients pull equity from an investment property to purchase farm land. That's Tough.

🏡 $2,000,000 - Home Buyers - Helped first home buyers enter the market in Cairns, Townsville and Brisbane.

🏠 $2,500,000 - Refinance - Refinanced clients to grab equity for renovations, lower ongoing interest and preserve cash flow.

Full steam ahead 💪.

Massive activity in the home buyer space. Reach out for a free debt health check ✅.

Much love

Dylan The Broker.

05/01/2026

🤑 💰 2025 Settlements and the Year that was. 🤑💰

In 2025, I wrote over $60,000,000 + of residential and commercial loans in my second year in the industry.

Trail book increased by over 240% in the last 12 rolling months.

Retention was strong, and client referrals remain the driving force alongside accountants, lawyers and financial planners.

We put on administration support to assist with volume and spent time on processes, functionality and client service.

The team is growing by another 2 brokers who will focus on both residential and agricultural lending in 2026.

Thank you to the amazing clients who put their trust in me along with the support network of mentors, referral partners and industry professionals.

Reach out for any residential purchases or complex commercial matters.

We are open for business. 🤑

Take care.

Dylan The Broker

01/12/2025

🤑 SETTLEMENTS - $4,000,000 🤑

Finished the previous month off with over $4,000,000 broken down as follows:

🏫 $1,440,000 - Commercial purchase of 4 units on 1 title. Very tricky deal as we used a self declared income for the client and had to use a 2nd mortgage (2RM) from another property as the deposit funds to complete the transaction.

🏭 $1,160,000 - Commercial purchase for a mez warehouse for the client to owner occupy and move his business into. Tricky purchase using equity from an investment property under another trust to pull it off. Structuring the leases correctly saved the client GST selling as a going concern.

🏫 $1,400,000 - Purchase and build for 2x first home buyers to move into their home!

Busy busy month and full steam ahead. Not the best result for the month, but keeping the banks honest and getting the outcomes clients deserve.

Massive few months ahead so please reach out with any tricky scenarios or commercial purchase .

Cuts the locks but the mo will forever stay!

Stay well, we are nearly there !🔥 🎄 🎁

Dylan the Broker

📸

14/10/2025

🤑 SETTLEMENTS - $8,000,000 🤑

Last month was the BIGGEST settlement month for my 2 year career as a finance broker and DebtSet.

🏡 Refinance - $3,550,000 - Helped refinance 7 investment properties for my commercial clients, resetting interest only terms to preserve cash flow and cash out funds for further investment.

🏡 Second Mortgage - $375,000 - Used a non-bank lender to provide a quick 2RM position on their property to provide funds to complete a unit complex purchase.

🏡 Purchase - $2,170,000 - Helped 3 home buyers move into their dream home. For one client, I was able to utilise existing equity in their rental property to fully fund the project.

🏗️ Construction - $735,000 - Provided construction funding for a client using an unencumbered land parcel and the equity within. $0 customer contribution 😎

🏫 Commercial Refinance - $1,170,000 - Holy s**t. I have worked on this deal for 12 months. Refinance of 12 tenancy warehouse, owned as a partnership between 2 trusts, saving the client $$$ in cash flow and pay back investors.

No one's doing this stuff.

Big month, bigger year 🥵🔥

Reach out for a free debt health check or any of those complex transactions that brokers don't want to touch.

Stay well. 🙏

Dylan The Broker.

04/09/2025

💸 SETTLEMENTS - $5,200,000 💸

Another strong month for DebtSet with over $5,200,000 of settlements broken down as follows:

$3,200,000 - 4 property refinance and cash-out across 2 Trusts. This saved the client over $60,000 in interest and provided deposit funds for a commercial purchase 🏘

$1,600,000 - Purchase for an existing client in South Yarra for their forever home. 🏡

$400,000 - First Home buyer in Townsville using the 5% deposit scheme. Great outcome, which allows them to maintain cash reserves for any renovations. 🏠

Touch base if you need any help with upcoming purchases, refinances, or looking to grab funds out for investment purposes.

Onto the next. 🔥

Stay well 🙏

Dylan The Broker.

04/08/2025

💰 SETTLEMENTS - $7,000,000 + 💰

Finishing off last month strong with over $7,000,000 of settlements, helping out clients Australia wide with the following:

🏠 Refinancing to use equity for future purchases, renovations, and tax debt.

🏠 Purchase of residential investment and owner occupy homes.

🚀 Cash out facility for crypto mining in a clients SMSF.

📈 Cash out for share trading.

🏗 Short-term facility for a developer to purchase an asset for subdivision.

There is no loan too big or too small.

Reach out with any questions or any complex scenarios that might be outside the box.

Big month, bigger year 🔥 🥵

P.s. Sponsored the local lawn bowls club in my hometown of Townsville.

Did someone say barefoot bowls?

Dylan The Broker

08/07/2025

💸 EOFY WRAP 💰

Finishing the year strong with over $40,000,000 of residential and commercial lending settled for over 50 new clients Australia wide. 🏠

I helped clients purchase their first homes, acquire businesses, agriculture facilities, commercial property purchases, and development funding. 🤑

12 months ago, I packed up my bedroom and moved from the hometown of Townsville to the big smoke of Brisbane.

I worked from my bedroom with a stand-up desk with no fan or aircon and managed with the resources I had.

Fast forward 12 months, I launched DebtSet Finance Brokers, onboarded admin support, and continue to create efficiencies within the business for further growth and customer experience.

Thank you to all my referral partners, Daniel Perkins and clients, for the ongoing support. 🤝

I'm looking forward to another cracker year and wish you all the best. ❤️

Reach out with any lending scenarios or if you would like to onboard as a referral partner. 👀

Take care 🙂

Dylan The Broker.

Address

139 Sturt Street
Townsville, QLD
4810

Website

https://taplink.cc/balanzhomeloans

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