Lachlan Ede - Mortgage Broker

09/06/2026

You need to start valuing your spending like you value your time

07/06/2026

Negative gearing should not be your soul focus.

You need to focus on strong assets.

06/06/2026

The barrier to entry has never been lower

Let me run the numbers for you.

Msg me.

05/06/2026

04/06/2026

Most people think the negative gearing changes mean established properties are off the table forever.

But there is a detail many people are missing.

If you purchased an established property before 12 May 2026 and currently live in it, selling it may not be your only option when it’s time to move.

Depending on your circumstances, you may be able to keep the property, rent it out and potentially continue accessing negative gearing benefits that future buyers may never have access to.

This is why planning ahead matters.

The way you buy your first home today could have a massive impact on your ability to build wealth through property in the future.

Before you sell your current home, make sure you understand all of your options.

Have you considered keeping your current home as an investment property instead of selling it?

Disclaimer: This is general information only and should not be considered tax or financial advice. Always seek advice from a qualified accountant and mortgage broker regarding your personal circumstances.

03/06/2026

Let’s break down the deposit, monthly loan repayments and income required to purchase this $980,000 town house under the first home guarantee scheme.

02/06/2026

For the first time in months, Australia’s property market has hit the brakes.

Home prices across the country barely moved in May, signalling that the rapid growth we’ve seen over recent years may finally be losing momentum.

The biggest pullback came from Sydney and Melbourne, where property values slipped as affordability pressures continue to bite.

One of the biggest factors? Interest rates.

Even though many experts expect rates to remain unchanged at the next RBA meeting, buyers are still cautious. The uncertainty around future borrowing costs is causing many people to sit on the sidelines and wait for more clarity.

The question now is whether this is just a temporary pause or the beginning of a broader market slowdown.

If you’re thinking about buying, investing or refinancing, understanding how interest rates impact your borrowing power has never been more important.

01/06/2026

So you keep hearing about SMSF lending but did you know you pay a premium to borrowing in your SMSF?

The difference can be quite large once you get into the higher LVRs

However if you buy the right asset the benefits are worth it!

31/05/2026

My latest google review!

That’s 65 now!

A lot more I still need to chase up on.

First home buyer
No stamp duty
3k cash back from ANZ
10k First home owners grant

Winner winner!