Australian Financial Innovations Pty Ltd

01/05/2026

Whether refinancing is right for you depends on a range of factors, including your financial situation and goals. If it’s an investment property, you’ll also want to consider the tax implications for offset accounts versus redraw facilities.

To explore which loan structure is right for you, get in touch today.

Offset and redraw are features offered on some home loans that may help reduce interest and overall loan costs, depending on individual circumstances.

30/03/2026

Is now a good time to refinance?
With mortgage rates increasing, it may be worth reviewing your home loan at the very least, to consider if it makes financial sense.

To find out whether refinancing could be the right move for you, get in touch today!

With interest rates rising in recent months, more homeowners are starting to ask whether refinancing their home loan could help them reduce costs.

19/09/2025

Ready to buy your first home? The government's 5% Deposit Scheme is expanding to help home buyers with a small deposit to purchase a property .
Get in touch to discuss your eligibility for the scheme.

From 1 October 2025, the First Home Guarantee scheme will expand, making it possible for more Australians to buy a home with a deposit as low as 5%.

12/08/2025

01/08/2025

Your credit history is a key factor in whether your home loan is approved. Learn how to check your credit report and explore practical steps to improve your credit score if it needs attention.

If your credit report isn’t in the greatest shape, don’t despair. There may still be ways to secure the finance you need to purchase your home.

To chat to us about your finance options, get in touch today

Your credit history is a key factor in whether your home loan is approved. Learn how to check your credit report and steps to improve your credit score

09/07/2025

We are excited to launch our new website

Your Local Mortgage Broker

08/07/2025

The RBA has held the official cash rate at 3.85%

04/07/2025

The RBA is gearing up for a high-stakes cash rate call on Tuesday with consensus clear among the Big4 Banks, all predicting 25 basis points worth of cuts.

If you’re feeling financially stressed in today’s climate, refinancing might seem all too hard right now. But it’s worth the effort, particularly if it means you can better cope with your mortgage repayments and the cost of living.

If you’ve been avoiding looking at your home loan recently then it’s time to take control.

Speak to us and we’ll see if we can find you a better home loan that suits your specific needs.

18/06/2025

When it comes to taking out a home loan, all the options can be overwhelming. With so many questions to ponder, it’s little wonder why more Australians than ever are choosing to use a mortgage broker.

To explore your borrowing capacity, organise pre-approval or to review your current home loan, get in touch today and discover why three in four Aussies use a broker.

When it comes to taking out a home loan, all the options can be overwhelming. Little wonder more Australians are choosing to use a mortgage broker.