Hills Finance

Hills Finance Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Hills Finance, Mortgage brokers, Suite 3. 06/33 Lexington Drive, Bella Vista.

Our goal is to make refinancing quick and easy for our clients! Just ask Adrian! 👇
25/06/2024

Our goal is to make refinancing quick and easy for our clients! Just ask Adrian! 👇

⏳ How long does it really take to get a home loan? ⏳⁣⁣⁣⁣As soon as you pay a deposit on a home, the clock is ticking to ...
24/06/2024

⏳ How long does it really take to get a home loan? ⏳⁣⁣
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As soon as you pay a deposit on a home, the clock is ticking to line up a home loan. ⏰⁣⁣
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Finance (or cash 😅) is required by settlement, or you could cop costly fees and penalties. 😬⁣⁣
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As a rule, try and allow around 4-6 weeks to land a loan. ⁣⁣
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There’s plenty you can do however to help speed up the process:⁣⁣
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✅ Talk to us to know if your finances are home-loan ready⁣⁣
✅ Have the paperwork in place that lenders like to see⁣⁣
✅ Check you’ve completed the loan application accurately⁣⁣
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Ask us about loan pre-approval too. It can be a lot less stressful than applying for a loan after you’ve paid a deposit. 👇⁣⁣
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To find out more, DM us or contact Hills Finance on:

📞 1300 697 063
💻 [email protected]

🤨 Is FOMO, FOBO or FOOP clouding your judgement? 🤨⁣⁣⁣⁣Three common mind traps can get between you and your property goal...
19/06/2024

🤨 Is FOMO, FOBO or FOOP clouding your judgement? 🤨⁣⁣
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Three common mind traps can get between you and your property goals. 🏡⁣⁣
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Fear of Missing Out (FOMO) is the most famous of the trio and can lead to overpaying (and thus, taking on too much debt), as buyers race into the market to buy before prices potentially rise higher. 📈⁣⁣
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Fear of Better Options (FOBO), on the other hand, can see buyers waiting on the sidelines for too long (or indefinitely!) for a better property to come along. ⏰⁣⁣
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Fear of Over Paying (FOOP) can also be a big mental block. But plenty of research can let you know if you’re paying a fair price. 👍⁣⁣
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If you've got doubts about what you can afford to buy, speak to us today and we'll help you assess your borrowing capacity. 👇⁣⁣
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To find out more, DM us or contact Hills Finance on:

📞 1300 697 063
💻 [email protected]

🏡⁣ Home owners now have an extra $71,000 in equity (on average) 🏡⁣⁣⁣⁣⁣CoreLogic's home value index has skyrocketed $71,8...
17/06/2024

🏡⁣ Home owners now have an extra $71,000 in equity (on average) 🏡⁣⁣⁣
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CoreLogic's home value index has skyrocketed $71,832 since January 2023. 📈⁣⁣
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That could mean a 5-figure jump in your home equity! 🙌⁣⁣
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Want to make your home equity work harder for you? ⁣⁣
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Here are some potential ways you could leverage it:⁣⁣
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🏡 Refinance your home loan to save on interest⁣⁣
🏚 Tap into renovation funds to improve your home’s value⁣⁣
🏘 Buy an investment property without (possibly) dipping into cash savings⁣⁣
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Talk to us today about ways you could unlock your equity and pursue other opportunities. 👇⁣⁣
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To find out more, DM us or contact Hills Finance on:

📞 1300 697 063
💻 [email protected]

🏘 Millennials: Australia’s most active property investors 🏘⁣⁣⁣⁣⁣⁣New CommBank data shows Millennials (born 1981 - 1996) ...
12/06/2024

🏘 Millennials: Australia’s most active property investors 🏘⁣⁣⁣
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New CommBank data shows Millennials (born 1981 - 1996) accounted for almost half (46%) the bank’s new property investors in 2023. 😮⁣⁣⁣
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Almost 1-in-3 Millennials have purchased an investment property solo, without the help of a partner.⁣⁣⁣
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Plenty are also doing it by ‘rentvesting’ – buying property where they can afford, then renting where they want to live. 🙌⁣⁣⁣
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Ready to become a property investor? 🤔⁣⁣⁣
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Talk to us to know how much you can borrow, and let's try and get you into the market sooner. 👇⁣⁣⁣
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To find out more, DM us or contact Hills Finance on:

📞 1300 697 063
💻 [email protected]

Awww shucks, you're pretty amazing too, Dee! 🤜 🤛 Thanks for the lovely review 😊
11/06/2024

Awww shucks, you're pretty amazing too, Dee! 🤜 🤛 Thanks for the lovely review 😊

📈 Offset accounts have hit new highs 📈⁣⁣Somehow, it turns out not everyone is scratching for cash right now.⁣⁣Many home ...
05/06/2024

📈 Offset accounts have hit new highs 📈⁣

Somehow, it turns out not everyone is scratching for cash right now.⁣

Many home owners have money stashed away in their home loan offset accounts. 😮⁣

There’s a record $265 billion tucked into offset accounts around the country, according to APRA quarterly data.⁣

And it’s seeing borrowers save around $1.4 billion in monthly interest charges (RateCity estimate).⁣

Trouble is, offsets aren’t suitable for everyone. 🤔⁣

They don't work with fixed-rate home loans (unless you split it half-half with variable), and they tend to work best if you have big savings.⁣

Could it be right for you though? Call us today to find out. 👇⁣

To find out more, DM us or contact Hills Finance on:

📞 1300 697 063
💻 [email protected]

Do we like to have a little fun around here? You bet! 😜 But we're also super professional too! And we'll work hard for y...
03/06/2024

Do we like to have a little fun around here? You bet! 😜 But we're also super professional too! And we'll work hard for you like we did for Michelle! 😊

🤔 Can you recall your home loan interest rate? 🤔⁣⁣Apparently 42% of mortgage holders have no idea what interest rate the...
03/06/2024

🤔 Can you recall your home loan interest rate? 🤔⁣

Apparently 42% of mortgage holders have no idea what interest rate they’re paying on their home loan (Mozo report). 😅⁣

And it’s an oversight that can cost you dearly. 😬⁣

As a guide, the average home loan interest rate for owner-occupiers is currently 6.4%, and 6.3% for new home loans (RBA data).⁣

How does your loan compare? 🤨⁣

Call us today to know what you’re currently paying, and whether you could save by switching. 👇⁣

To find out more, DM us or contact Hills Finance on:

📞 1300 697 063
💻 [email protected]

🏠 What's the average home loan size where you live? 🏠⁣⁣Here’s how the average new home loan shapes up in your neck of th...
29/05/2024

🏠 What's the average home loan size where you live? 🏠⁣

Here’s how the average new home loan shapes up in your neck of the woods (ABS data):⁣

NSW – $770,000⁣
VIC – $614,000⁣
ACT – $581,000⁣
QLD – $559,000⁣
SA – $530,000⁣
WA – $530,000⁣
TAS – $434,000⁣aNT – $422,000⁣

Remember, averages don’t paint the full picture. 🎨⁣

What matters is that you have a loan you can manage.⁣

Talk to us to know your borrowing power, and let us help you get a loan that suits your budget. 👇⁣

To find out more, DM us or contact Hills Finance on:

📞 1300 697 063
💻 [email protected]

📢 Have you heard of loud budgeting? 📢⁣⁣Lending to first home buyers is up, and NAB research puts it down to many young A...
27/05/2024

📢 Have you heard of loud budgeting? 📢⁣

Lending to first home buyers is up, and NAB research puts it down to many young Australians embracing ‘loud budgeting’. 📣⁣

It’s all about boldly letting friends/family know you’re sticking to a budget to kick some serious savings goals. ⚽️⁣

Chances are, they’re keen for you to save too. 🙌⁣

So, instead of a pricey night out, you may decide to catch up over a low-cost night in - with the idea being that your closest family and friends understand why.⁣

Talk to us for more strategies that can help you get into a place of your own sooner. 👇⁣

To find out more, DM us or contact Hills Finance on:

📞 1300 697 063
💻 [email protected]

⏳ Time is on your side when you're an investor ⏳⁣⁣Keen to succeed on your investment property journey? 💪⁣⁣All you may ne...
22/05/2024

⏳ Time is on your side when you're an investor ⏳⁣

Keen to succeed on your investment property journey? 💪⁣

All you may need is time.⁣

CoreLogic’s latest Pain & Gain report shows properties re-sold in the final quarter of 2023 made a median profit of $310,000. 🙌⁣

But the big money went to those who held for longer:⁣

✅ Properties held for 20 years earned a $425,000 median profit⁣
✅ Those held for 30-plus years scored a median profit of $784,000.⁣

Your loan can play a role too. And that's where we come in by helping match you up with a suitable investment property loan.👇⁣

To find out more, DM us or contact Hills Finance on:

📞 1300 697 063
💻 [email protected]

Address

Suite 3. 06/33 Lexington Drive
Bella Vista, NSW
2153

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

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