Moneygenie Finance

05/05/2026

📢 Interest Rate Update – May 5, 2026

The Reserve Bank of Australia has increased the cash rate today.

I know headlines like this can feel worrying, especially if you have a mortgage or are thinking about buying. The main reason behind this decision is ongoing inflation — Middle East conflicts have contributed significantly and higher rates are used to help bring that under control.

💬 What this means for you:

If you already have a loan, your repayments may increase depending on your lender.
If you're looking to buy, it might affect how much you can borrow — but opportunities are still very much out there.

Rate changes are a normal part of the economic cycle. We’ve seen them before, and they don’t last forever.

If you’re unsure how this affects you, feel free to reach out. I’m here to help you understand your options and make confident decisions.

23/03/2026

08/03/2026

Happy International Women's Day! 🌸

This day is a good reminder to talk about something important financial awareness for women in our community.

In many Nepalese households, men take the lead on finances. There is nothing wrong with that. But women understanding and being part of financial decisions makes the whole family stronger and more secure.

Start with one small step today. Ask a question. Join a conversation. You deserve to know. 💛

As a mortgage broker from our own community, my door is always open for any questions, big or small.

03/02/2026

The Reserve Bank of Australia has increased the official cash rate by 0.25% today. This means repayments may increase for people on variable home loans.

If you’re feeling worried, overwhelmed, or just unsure what this means for your mortgage, you’re not alone.

The good news is there may still be ways to reduce the impact — like checking your current rate or seeing if a better option is available.

If you’d like a quick, no-pressure check of your home loan, I’m happy to help.

📞 0401 101 608

23/12/2025

🎄✨ Merry Christmas & Happy New Year! ✨🎄

As we are about to wrap up another year, I want to sincerely thank my valued clients, families, friends and referral partners for your trust, support, and continued partnership.

Wishing you and your loved ones a joyful festive season and a prosperous, successful New Year ahead.

08/12/2025

Can you believe the festive season is almost here?
It’s such a fun time of year, but it can also put a real strain on the wallet.
If you’re dreaming of a family trip, buying presents, or ready to tick off a big purchase, the right finance options can help you stay stress-free and enjoy the season.

If you’re curious how much equity you can access, we are here to help. Send a DM or call 0401 101 608.

19/10/2025

Happy Tihaar to all of our clients, business partners, friends, families and well wishers. 🙏

01/10/2025

Wishing you and your family joy, prosperity, and good health on this auspicious occasion of Vijaya Dashami. May this festival bring new beginnings, harmony, and endless blessings into your life. Happy Vijaya Dashami 2082🙏

08/09/2025

🎉✨ Today marks 10 years since I started my journey as a mortgage broker!

I’m truly grateful to all my clients, referral partners, colleagues, friends, and family who have trusted, supported, and encouraged me along the way. Your confidence in me has made this milestone possible.

Helping people achieve their homeownership and investment dreams has been an incredibly rewarding journey, and I’m excited for what the future holds.

03/09/2025

✨ Big News for First Home Buyers! ✨

From 1 October 2025, Housing Australia is rolling out exciting updates to the First Home Guarantee Scheme:

✅ Unlimited Places – No more cap of 35,000 spots. If you’ve saved a 5% deposit, you can apply.
✅ No Income Caps – Higher income earners can now access the scheme (previously capped at $125k single / $200k joint).
✅ Higher Property Price Caps – For example, in NSW (capital city & regional centres) the cap rises to $1.5m (up from $900k).
👉 Check other states’ new limits here: Housing Australia Update

✅ Simpler Access in Regional Areas – The Regional First Home Buyer Guarantee will merge into the First Home Guarantee.

📢 These changes mean more Australians can finally take their first step into the property market with as little as a 5% deposit.

If you’d like to know how these updates could help you (or someone you know), send me a message or call me on 📞 0401 101 608.

💡 Don’t wait – let’s start planning your first home journey today!